Data last ywar 2022

1. 1
RABI CAMPAIGN 2015
NABARD

2. 2
SEQUENCE OF PRESENTATION
Agrarian Crisis – Issues & Solutions
Agriculture Credit – Coverage SF/MF
Capital Formation in Agriculture
Risk Mitigation – Crop Insurance

3. 3
AGRARIAN CRISIS - Issues
• Climate Change
• Declining share of agriculture in GDP :55% population still depending
on agriculture
• Large proportion of small / marginal holdings
• Limited access to irrigation
• Higher indebtedness of farmers as compared to their annual income
• Limited Accessibility to institutional credit

4. 4
SOLUTIONS – Role of GOI/SG
• Diversification of livelihood activities – Crop/ Animal Husbandry + NFS
• Drought proofing through Watershed
• Shift in focus from production to post-harvest management – increasing
share of farmers in the consumer rupee;
• Increasing Warehousing/Cold Storage facilities
• Upscaling agri-business and agri-clinic activities
• Risk Mitigation through Insurance.

5. 5
Credit flow to agriculture

6. 6
AGRICULTURE CREDIT – COVERAGE OF SF/MF & TF/OL/SC
ISSUES:
• Low coverage of SF/MF by institutional credit- about 44% against
52% for all farming households (NSSO 70th Round)
• Lack of access to credit by Tenant Farmers/Oral Lessees/Share
Croppers remains challenge
SUGESTIONS – Role of S. Govt.
• Formalization of oral leasing , e.g. AP
• Promotion of JLGs
• Digitisation of land records – access to bankers

7. 7
AGGREGATION OF SF/MF & RUPAY KCC
ISSUES:
• Increasing marginalization of holdings
(average size down from 1.33 ha in 00-01 to 1.15 ha in 10-11)
• Rupay KCC – low coverage
• Aggregation and marketing of produce of SF/MF
SUGGESTIONS - Role of State Govt.
• Promoting POs - 1091 FPOs sanctioned & 563 formed by NABARD
• Accelerate issue of Rupay Kisan Credit Card – Cooperatives

8. 8
Capital Formation in Agr
Falling Trend in Agri Term Loans
66 64 65 65 63 63 65 66
63 61 58
60
71 70 72 72
78 78 81
76
34
36 35 35 37 37 35 34
37 39
42
40
29 30 28 28
22 22 19
24
ST Agri LT Agri
(% in overall agricultural credit)

9. 9
CAPITAL FORMATION IN AGRICULTURE
ISSUES:
• Stagnating trend in capital formation in agriculture
• Low share of public sector investment in capital formation (15%)
• Infrastructure gaps hinder capital formation and Long Term credit flow
SUGESTIONS – Role of S Govt.
• Increasing public investments through RIDF
• Focus on Irrigation & Recharging Ground Water
• Automated Weather Stations
• Policy interventions for stepping up agricultural term loans, High Tech Agr

10. 10
Initiatives of NABARD
• 1.47 lakh Farmers’ Clubs promoted with around 22 lakh farmers – Extension
agents of State Govts.
• 1,835 Watersheds with 18.98 lakh ha covering farmers in 18 States
• 575 Tribal Development projects with 4.47 lakh acres covering 27 states
• 7.33 lakh rural youth covered under SKILL BUILDING programmes
• Promoting Producers Organization

11. 11
Risk Mitigation - CROP INSURANCE - Issues
• Low coverage under crop insurance – under 20%
• Notification of crops – not done by all State Govts.
• High Insurance premiums
• Technology - Delay & authenticity of data through Crop Cutting Exp.
• Temporal variation – insurance phases not aligned with various crop growth
stages - GOI

12. 12
• Group insurance scheme for farmers
• Subsidization of premium
• Estimation of crop yield by using Geo informatics technology
• Quick Payout of Compensation & Claims
• Accreditation of Automated WS
Risk Mitigation - CROP INSURANCE - Suggestions

13. 13
THANK YOU

14. 14
Sectoral share under RIDF
disbursements
29%
30%
15%
14% 12%
Total RIDF disbursements:₹1,66,489 Cr. as on Mar 2015
(₹crore)
Irrigation
Rural Roads
Social Sect.
Agri related
Rural
Bridges

15. 15
Spurring Rural Growth -
Infrastructure Development
Rural Infrastructure Development Fund (RIDF)
• 258 lakh ha under assured irrigation
• 3.96 lakh km of rural roads (No. of roads:1,08,996)
• 9.61 lakh meters of rural bridges (No. of bridges: 18,910)
• Godowns with 8.13 MMT capacity (No. of godowns:1,883)
Warehousing Infrastructure Fund (WIF) 2013-14
• 3,523 dry and wet storage units of 9.81 MMT capacity funded

16. 16
Spurring Rural Growth -
Infrastructure Development
Cumulative Economic and Social Benefits (on 31 March 2015)
Particulars Benefits
• Gross Domestic Product (` cr) 47,843
• Employment (No. of jobs) 179 lakh
Non Recurring Employment
• Irrigation (lakh man days) 34,174
• Others (lakh man days) 28,530
• Rural Roads and Rural Bridges
(lakh man days) 50,450

17. 17
States implementing Watershed Projects
Andhra Pradesh Haryana Uttar Pradesh
Bihar Himachal Uttarakhand
Chhattisgarh MP West Bengal
Kerala Maharashtra
Gujarat Orissa
Jharkhand Karnataka
Rajasthan Tamil Nadu
Jammu & Kashmir Telangana

18. 18
States implementing Tribal Dev.Projects
S.No State S.No State
1 Andaman and Nicobar 14 Maharashtra
2 Andhra Pradesh 15 Manipur
3 Arunachal pradesh 16 Meghalaya
4 Assam 17 Mizoram
5 Bihar 18 Nagaland
6 Chhattisgarh 19 Odisha
7 Gujarat 20 Rajasthan
8 Himachal Pradesh 21 Sikkim
9 Jammu & Kashmir 22 Tamil Nadu
10 Jharkhand 23 Telengana
11 Karnataka 24 Tripura
12 Kerala 25 Uttar Pradesh
13 Madhya Pradesh 26 Uttarakhand
27 West Bengal