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Assurity at Work®
Product Portfolio
Assurity at Work®

For agent use only. Not for use by consumers.
Policy and rider availability, features and rates may vary by state.
What’s important when selecting an insurance
company? In addition to service and product
excellence, key considerations include a record of
financial strength, stability, integrity and experience.
These are the defining characteristics of Assurity Life
Insurance Company.
Financial Strength
For nearly 125 years, Assurity has built a legacy
of protecting the financial security of our
policyholders,
whether
businesses,
individuals or
families. We
take our future
obligations
to every
policyholder very
seriously.
To fulfill this
responsibility,
the insurance
products we
offer are backed by our financial strength, industry
expertise and commitment to serving our customers
and distributors.
Assurity’s mission to“help people through difficult
times”is complemented by the dedication of
our associates and representatives nationwide.
Headquartered in Lincoln, Neb., Assurity has
earned the rating of A- (Excellent)* with a stable
outlook from A.M. Best Company, the insurance
industry’s leading independent analyst.
Assurity 2013 Statutory Financial Results
 $2.45 billion in total assets under management
 $336.8 million in total surplus and asset valuation
reserve (AVR)
 13.75 percent ratio of surplus and AVR to assets
in 2013, a strong measure of our ability to meet
future obligations
 $17.2 million in dividends paid to policyholders
in 2013
*A.M. Best ratings for insurers’ financial strength and credit quality of
obligations range from A++ (Superior) to F (in liquidation).
About Assurity Life Insurance Company
 $198.7 million in total benefits paid to
policyholders in 2013
 $14.3 billion of total insurance in force
Solid Track Record
Assurity is committed to honoring our promises to
policyholders now and in the future. Our company
utilizes conservative investment practices and
a sound, disciplined management approach.
Assurity’s investment operations are guided by a
focus on sustaining a strong financial position while
limiting credit and interest-rate risk. Our emphasis
is on building and maintaining a high quality,
well-diversified investment portfolio, with proper
matching of assets and liabilities.
Longtime Stability and Commitment
Assurity’s core values today remain the same as
they were more than a century ago – protecting
individuals and families, valuing community and
exercising responsibility and fairness in all dealings.
From the beginning, we’ve designed and marketed
products for Middle America. Over the decades,
we’ve created and refined the products and financial
solutions our customers want and need.
Assurity offers a selection of dependable, competitive
products with strong guarantees and features
that cover the risks of death, disability and serious
accident or illness. To serve diverse consumer needs,
we have developed a unique blend of broad-based,
complementary distribution systems. Assurity serves
customers across the nation, offering individual and
worksite products including disability income, critical
illness, accident, life and specialty health insurance
plans.
2
(Billions)
Assurity Assets
$2.50
$2.45
$2.40
$2.35
$2.30
$2.25
$2.20
20132011 2012
$2.40
$2.42
$2.45

Policy and rider availability, features and rates may vary by state. 3
Why Assurity at Work®?
You need a dedicated business partner to
help you grow your worksite business and
make the most of each opportunity.
Assurity at Work, a division of Assurity
Life Insurance Company, can deliver the
insurance plans and back-office support to
help create solid solutions for your clients.
Our extensive
product
portfolio
will get the
attention of
your employer-
prospects,
while our
superior electronic systems, old-fashioned,
friendly service and quick processing will
work for YOU! Starting with your assigned
regional sales team, we’ll support you
every step of the way.
Assurity at Work assists you in providing
participating companies and their
employees the valuable benefits they
want and need, at no cost to the employer.
Employees can have the financial
protection they deserve. That’s a solution
that works for everyone!
Our Premier Value-Added Features
Provide yourself and your clients the quality
insurance products and top-notch service you all
deserve. We have solutions that work for everyone!
For Our Distributors…
 Flexible underwriting
 A full portfolio of voluntary worksite group and
individual insurance policies – critical illness,
accident expense, disability income, hospital
indemnity, cancer expense, critical illness
and term, whole and universal life insurance
products
 Very high commissions, vested from day one
 Enticing company incentive trips
 You maintain control of your own cases
 We treat you “like a partner”
 Platinum Service
 Administrative support
 Enrollment support
For Your Employer-Clients AND You…
 Strong backroom administration, with single-
point, “real person” billing services
 Consistent, speedy processing
 Responsive, personal phone service
 Quick case turnaround
 Best-in-class service—strong values and work
ethic
 Electronic enrollment and online proposal
system
We do worksite better! Find out today how easy it
is to do business with Assurity at Work.
Accident
Expense
Hospital
Indemnity
Cancer
Expense
CriticalIllnessTermLifeWholeLifeUniversalLifeDisabilityIncome
Product
Color Key

Policy and rider availability, features and rates may vary by state.4
Assurity at Work Health
Product Features
Highlights:  Easy to issue—no health questions for coverage
 Group and individual plan design available
Affordable—as little as $3 per week
Over 25 benefits payable
Pays for:
Accident Emergency Treatment ( emergency room visits, physician’s office or urgent care)
Follow-up Treatment
Hospital admission
Hospital confinement
Diagnostic exams
Lacerations
Fractures
Dislocations
Accidental death
Hospital intensive care unit confinement
Coverage is portable
Benefit Options: 24-hour coverage
Off-the-job only coverage
Benefit Amounts: One- or two-unit plans
Rate Structure: Employee, Employee/Spouse, Employee/Child, Family
Unisex; Unismoke
One age band
Renewability: Individual plan is guaranteed renewable to age 70, conditionally renewable for life; group plan is
optionally renewable
Underwriting: No health questions for coverage
Issue Ages: Employee and spouse: 18+; children: birth through 25 years
Optional Riders: Accident-only Disability Income Rider (available to employee only)
Wellness Benefit Rider
Accident Expense PRO®
Individual:W H1101 (24-hour) andW H1102 (Off-the-job only);
Group: G H1105/G H1105C (24-hour) and G H1106/G H1106C (Off-the-job only)
Accident Expense PRO Insurance is an insurance policy that helps
cover deductibles and out-of-pocket expenses by providing benefits
for an insured person’s death, dismemberment or medical care
resulting from a covered accident.
Where not approved, Accident Expense+ may be available with some product variations from what is described above.

Product Features
Highlights: No-hassle, Guaranteed Issue (GI) available
Flexible plan design allows customization to match employer health benefits
Pays a daily benefit – regardless of existing medical coverage
Any licensed medical doctor or hospital may be used
Benefit Amounts: $100-$1,000 per day (sold in $50 increments)
Benefit Periods: 180 or 365 days
Elimination Period –
Accident:
0 days (immediate)
Elimination Periods –
Sickness:
0 or 7 consecutive days
Unisex; Unismoker
Six age bands: 18-39, 40-49, 50-59, 60-64, 65-69, 70+
Renewability: Individual plan is guaranteed renewable to age 70, conditionally renewable for life;
Group plan is optionally renewable
Underwriting: Guaranteed Issue and Simplified Issue available; “Yes/no” application
Issue Ages: Employee and Spouse: 18+; Children: 0 days through age 25
Optional Riders: First Hospital Admission Rider
Wellness Rider
Emergency Accident Rider
Critical Illness Rider
Diagnostic Rider
Surgical and Anesthesia Rider
Initial Hospitalization Lump Sum Rider
Intensive Care Unit (ICU) Rider
Private Duty Nurse Rider
Outpatient Sickness Rider
Accidental Death and Dismemberment Rider
Hospital Indemnity PRO™
Individual:W H1229; Group: G H1230/G H1230C
Hospital Indemnity PRO Insurance is an insurance policy
that provides a daily benefit for hospital confinement due
to a covered accident or sickness—with no deductibles or
coinsurance.
Where not approved, Hospital Indemnity+ may be available with some product variations from what is described above.

6
Product Features
Highlights: Radiation Treatment, Chemotherapy, Hormone Therapy or Immunotherapy benefit – Pays a
monthly indemnity benefit for covered treatment up to the selected monthly/lifetime maximums
Bone marrow and stem cell transplant benefit
Experimental treatment benefit
Cancer screening benefit
Prosthetics, hairpieces, breast reconstruction covered
Benefit Amounts: Hospital Confinement: $150, $250, $350 per day
Radiation/Chemotherapy/Hormone Therapy/Immunotherapy
(monthly maximum/annual maximum): $2,500/$10,000; $2,500/$15,000; $5,000/$20,000 or
$5,000/$30,000
Unisex; Unismoke
Six age bands: 18-39, 40-49, 50-59, 60-64, 65-69, 70+
Renewability: Individual – Guaranteed renewable for life
Group – Optionally renewable
Underwriting: Simplified Issue;“Yes/No”application
Optional Riders: Cancer First Occurrence Benefit Rider
Cancer First Occurrence Increasing Benefit Rider
Intensive Care Unit (ICU) Benefit Rider
Specified Disease Benefit Rider
Cancer Expense PRO™
Cancer Expense PRO Insurance is an insurance policy that
provides specified indemnity benefits for the insured’s
diagnosis, treatment and prevention of cancer.
Where not approved, Cancer Expense+ is available with some product variations from what is described above.

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Product Features
Lump sum benefit
Up to triple the maximum benefits may be paid for illnesses from the“heart/stroke”category, the
“other illnesses”category and the Cancer Rider.
 Built-in Return of Premium Upon Death benefit for causes other than critical illness
Coverage can include spouse and children
Benefit Amounts: Employee and Spouse: $5,000 to $100,000; Child: $5,000 or $10,000. Spouse and child benefit
amount must be less than or equal to the employee benefit amount.
Covered Conditions:
Rate Structure: Employee, Spouse and Child (separate rates)
Unisex; Non-Tobacco and Tobacco
Six age bands: 18-39; 40-49; 50-59; 60-64; 65-69; 70+
Renewability: Individual plan is guaranteed renewable for life; group plan is optionally renewable
Underwriting: Guaranteed Issue and Simplified Issue available;“Yes/No”application
Optional Riders: Cancer Benefit Rider
Health Screening Benefit Rider
Recurrence Benefit Riders for Critical Illness and for Cancer
Critical Illness PRO®
Critical Illness PRO Insurance is an insurance policy that
provides a lump sum benefit upon diagnosis of 15 specific
illnesses and procedures (with cancer rider).
Category 1:
 Heart Attack
 Major OrganTransplant (heart or
combination transplant, including heart)
 Stroke
 Coronary Bypass Surgery
 Angioplasty
Cancer Benefit Rider
 Carcinoma in Situ (non-invasive cancer)
 Invasive Cancer
Category 2:
 Advanced Alzheimer’s Disease
 Coma
 Kidney (Renal) Failure
 Major OrganTransplant not covered
in Category 1
 Occupational HIV
 Paralysis not as a result of a stroke
 Severe Burns
 Loss of Independent Living (ADL)
Where not approved, Critical Illness+ is available with some product variations from what is described above.

Policy and rider availability, features and rates may vary by state.8
Assurity at Work Life
Term Life PRO™
Individual: ICC13W L1307; Group: ICC13 G L1308/ICC13 G L1308C
Term Life PRO Insurance is a level-benefit, level-premium
term life insurance policy that provides coverage for a five-,
10-, 20- or 30-year term.
Product Features
Highlights: Five-, 10-, 20- and 30-year term periods available
Accelerated Benefits Rider included at no charge—may accelerate a portion of life
insurance proceeds if the insured is terminally ill or expected to stay in a nursing home
until death (individual product only)
Annually renewable to age 95 without evidence of insurability
Wide array of riders including disability income and critical illness coverage
Benefit Amounts: Employee: Minimum $5,000; maximum $200,000 depending on issue age, group size and
level of underwriting
Spouse: Minimum $5,000; maximum $25,000, depending on issue age, group size and level of
underwriting
Dependent child: $5,000 or $10,000
Benefit Periods: 5-year term – renewable in 5-year terms, annually renewable after age 80; for issue ages 75
and above, one 5-year term is available with annually renewable thereafter
10-year term – renewable in 10-year terms, annually renewable after age 80
20-year term – annually renewable after initial term period
30-year term – annually renewable after initial term period
Rate Structure: Individual: Employee, spouse and dependent children
Group: Employee only
Unisex, tobacco and non-tobacco
Convertibility: All or part of the face amount may be converted to a permanent policy without evidence of
insurability.
Underwriting: Guaranteed Issue, Conditional Issue and Simplified Issue available;“Yes/No”application
Issue Ages: 5-year Term: Employee 18-95, Spouse 18-70, Children 0-25
10-year Term: Employee/Spouse 18-70, Children 0-25
Optional Riders: Waiver of Premium Rider
Spouse Term Insurance Rider
Children’s Term Insurance Rider
Accidental Death Benefit Rider
Accident-only Disability Income Rider
Critical Illness Benefit Rider
Where not approved, Term Life+ is available with some product variations from what is described above.

Product Features
Highlights: Rates and values are among the best values in worksite industry
Accelerated Benefits Rider included at no charge—may accelerate a portion of life insurance
proceeds if the insured is terminally ill or expected to stay in a nursing home until death
(individual product only)
Multi-product discount available—policy fee waived if insured has another worksite Assurity
product
Wide array of riders including disability income and critical illness coverage
Dependent coverage available as term rider or policy
Benefit Amounts: Employee: Minimum $5,000; maximum $200,000 depending on issue age, group size and level of
underwriting
Spouse: Minimum $5,000; maximum $25,000, depending on issue age, group size and level of
underwriting
Dependent child: $5,000 or $10,000
Rate Structure: Individual: Employee, spouse and dependent children
Group: Employee only
Unisex, tobacco and non-tobacco
Underwriting: Guaranteed Issue, Conditional Guaranteed Issue and Simplified Issue available;“Yes/No”application
Issue Ages: Individual plan: Employee and spouse: 18+; Children: birth through age 25
Group plan: Employee 18+
Optional Riders: Level Term Insurance Rider
Waiver of Premium Rider
Spouse Term Insurance Rider
Children’s Term Insurance Rider
Accidental Death Rider
Accident-only Disability Income Rider
Critical Illness Rider
Whole Life PRO™
Individual: ICC13W L1305; Group: G L1306/G L1306C
Whole Life PRO Insurance is a level-benefit, non-participating
whole life insurance policy with level, guaranteed premiums
to maturity at age 121.

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Product Features
Accelerated Death Benefit Rider available at no charge
Withdrawals or policy loans can be taken from policy’s accrued value
Policy owners may have the flexibility to adjust premiums or face amounts when needed
Policy is portable
Issue Amounts: Minimum: $3 weekly premium
Maximum: $12 weekly premium to $100,000 benefit amount
Rate Structure: Unisex, Unismoke
Underwriting: Guaranteed Issue, Qualified Issue and Simplified Issue available;“Yes/No”application
Issue Ages: 18 through 65
Optional Riders: Child Term Rider
Waiver of Premium Rider
20-Year Level Term Rider (Employee and Spouse only)
Accidental Death Benefit Rider
Universal Life
0410, 0420
Universal Life Insurance is a permanent life insurance policy that
builds tax-deferred cash value and provides a death benefit.

Assurity at Work Disability Income
Product Features
Plan design flexibility allows employees to select the benefit amount (in $100 increments)
Premiums are level
Benefit Options: Off-the-Job Accident/Sickness
Off-the-Job Accident-only
(On-the-job coverage available by rider)
Benefit Amounts: Minimum: $300 per month
Maximum: $5,000 per month up to 60 percent of income (may be subject to underwriting approval)
Benefit Periods: 3, 6, 12 or 24 months
Rate Structure: Employee only
Unisex; Unismoke
Four age bands: 18-49; 50-59, 60-69, 70+
Four industry rate classes
Renewability: Individual plan is guaranteed renewable to age 70; conditionally renewable for life;
group plan is optionally renewable
Underwriting: Guaranteed Issue and Simplified Issue available;“Yes/No”application
Accident only:
0, 7, 14, 30, 60, 90 or 180 consecutive days
Accident and Sickness:
0/7, 7/7, 0/14, 14/14, 30/30, 60/60, 90/90 or 180/180 consecutive days
Issue Ages: 18+
Optional Riders: Emergency Accident Rider
Spouse Accident-Only Disability Income Rider
Retroactive Injury Benefit Rider
On-the-Job Accident/Sickness Disability Income Rider
On-the-Job Accident-Only Disability Income Rider
Disability Income PRO
Individual:W H1207 (accident-only);W H1206 (accident and sickness)
Group: G H1214 (accident-only);W H1213 (accident and sickness)
Disability Income PRO Insurance is an individual short-term
disability income insurance policy that provides income
replacement by paying a monthly benefit when an insured person
is disabled.
Where not approved, Disability Income+ is available with some product variations from what is described above.

For agent use only. Not for use with consumers.
15-327-05053 Rev. 2/14
Policy and rider availability, features and rates may vary by state. These policies and riders may contain reductions of beneﬁts,
limitations and exclusions. For costs and complete details of the coverage, please contact Assurity Life Insurance Company or review
the policy contract.
P.O. Box 82533
Lincoln, NE 68501-2533
(800) 276-7619
www.assurityatwork.com

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