1. USDA Loans
Affordable Housing
for Rural America
Whether you want to buy a home, refinance your existing home or build a new
one, Mortgage Advisory Group can help.
If your customers are purchasing a home in a USDA Rural Development (formerly the Farmers Home
Administration) defined rural area, they may be eligible for financing with the Guaranteed Rural Housing
Program which features 100% financing.
Rural-area homes may qualify for USDA loans. These loans provide 100% financing, including most or all
closing costs. No down payment or monthly mortgage insurance required, so payments may be lower than an
FHA. Not limited to first-time buyers.
How it Works
• 100 percent financing—no down payment required • No monthly mortgage insurance—one time guarantee
• Finance full purchase price plus closing costs up to fee at closing which keep monthly payments lower
103.50% appraised value than FHA
• 6% seller concessions permitted for closing • Finance required property improvements into total
cost assistance loan up to 103.5% of “as improved” value, repairs may
be completed after loan closing (Max $10,000)
• 100% gifting permitted for all closing costs
• NOT limited to first-time home buyers
Mortgage Advisory Group is a direct lender who carries and underwrites Conventional, FHA, VA, State Bond, USDA, Reverse
Mortgage, High Balance Loans and most every other program offered nationwide.
Mike Bon
Your Future is Our Focus MLO-119781
Mortgage Advisor
Cell: 253-495-2095
Mill Creek Office Direct: 425-224-8347
15117 Main Street B106 mbon@MAGloans.net
Mill Creek, WA 98012 Mortgage Advisory Group’s top-notch customer service is the core of our
Office: 425-224-8300 outstanding reputation. We pride ourselves on extensive knowledge of
mortgage programs and regulations, advising you on the best option for
Fax: 425-224-8303 your needs, today and for years to come.
Toll Free: 888-618-8007
A Lifetime of Mortgage Advice
Everett • Mill Creek • Marysville •Bellevue • Puyallup • Wenatchee • www.MAGloans.com
CL-36212 Rev. 3/1/2010
Equal Housing Lender

2. USDA RURAL DEVELOPMENT
INELIGIBLE AREA MAP
USDA Rural Development Ineligible Area Map Snohomish County
SNOHOMISH COUNTY
USDA RURAL DEVELOPMENT
INELIGIBLE AREA MAP
KING COUNTY
USDA Rural Development Ineligible Area Map King County
USDA RURAL DEVELOPMENT
INELIGIBLE AREA MAP
http://eligibility.sc.egov.usda.gov KING COUNTY EFFECTIVE: 11/1/2003
http://eligibility.sc.egov.usda.gov EFFECTIVE: 11/1/2003