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THINKING ABOUT
     A HOME LOAN?

WeQHaveQaQProgramQToQFitQYourQNeeds!
Given the rates and prices available today, this is a great time to
purchase a home or refinance!
Mortgage Advisory Group is a full service mortgage banker and mortgage broker with a complete spectrum of loan
products to meet your financial needs. Whether buying, refinancing, down-sizing or looking to supplement your retirement
income we can help.
QQ   Conventional Loans: Conventional loans can be                 QQ   VA Loans: VA loans have 100% financing—no down
     made to purchase or refinance homes with first and                 payment required—for U.S. veterans and some
     second mortgages on single family to four family                   surviving spouses.
     homes. Conventional loans are available in 30-year            QQ   Reverse Mortgage Loans: Provides tax-free income
     and 15-year terms.                                                 for people who are at least age 62 and own at least
QQ   High Balance Loans: Loans above the maximum loan                   35% equity in their home. You’ll never make a payment.
     amount established by Fannie Mae and Freddie Mac                   Use the money to supplement your income, dream
     are known as High Balance loans. They often have a                 vacation, long-term care plan or whatever you choose.
     little higher interest rate than conforming, but the          QQ   FHA Streamline 203(k) Loans: Provides financing and
     spread between the two varies with the economy.                    funds for the cost of renovation in one easy loan
QQ   USDA Loans: Rural-area homes may qualify for USDA                  closing process to qualified borrowers. If you qualify,
     loans. These loans provide 100% financing, including               you will receive a cost-effective single-close option that
     most or all closing costs. No down payment or monthly              enables you to remodel a kitchen or bath, repair a roof
     mortgage insurance are required, so payments may be                or make other important improvements to an existing or
     lower than an FHA loan. Not limited to first-time buyers.          newly purchased home that needs renovation.
QQ   FHA Loans: FHA loans can help borrowers with
                                                                        Maximum loan amounts and other restrictions may apply. Ask for details. Some products
     limited assets buy homes. Many up-front costs, like the            may not be available in all states. Credit and collateral are subject to approval. This is not a
                                                                        commitment to lend. Programs, rates, terms and conditions are subject to change without
     3.5% down payment, can be covered by gifts from                    notice. Terms and conditions apply.
     family members.

                 Call me today for information and a free loan consultation!

                                                                                      Tony Blodgett
                                                                                      MLO-72161
               Your Future is Our Focus                                               Mortgage Advisor
                                                                                      Cell: 425-418-8400
                                                                                      Direct: 425-212-2791
Everett Office                                                                        tblodgett@MAGloans.net
2902QColbyQAveQEverett,QWAQ98201
Phone:Q425.317.8000                                              Mortgage Advisory Group’s top-notch customer service is the core of our
TollQFree:Q888.317.8007                                          outstanding reputation. We pride ourselves on extensive knowledge of
Fax:Q425.317.8003                                                mortgage programs and regulations, advising you on the best option for
                                                                 your needs, today and for years to come.
www.MAGloans.com                                                 A Lifetime of Mortgage Advice


         Bellevue • Everett • Marysville • Mill Creek • Puyallup • Wenatchee • Woodinville • AZ • ID • WY
                                                                     Global Advisory Group, Inc. dba Mortgage Advisory Group             Equal Housing Lender Rev. 03/11

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Types of loans flyer

  • 1. THINKING ABOUT A HOME LOAN? WeQHaveQaQProgramQToQFitQYourQNeeds! Given the rates and prices available today, this is a great time to purchase a home or refinance! Mortgage Advisory Group is a full service mortgage banker and mortgage broker with a complete spectrum of loan products to meet your financial needs. Whether buying, refinancing, down-sizing or looking to supplement your retirement income we can help. QQ Conventional Loans: Conventional loans can be QQ VA Loans: VA loans have 100% financing—no down made to purchase or refinance homes with first and payment required—for U.S. veterans and some second mortgages on single family to four family surviving spouses. homes. Conventional loans are available in 30-year QQ Reverse Mortgage Loans: Provides tax-free income and 15-year terms. for people who are at least age 62 and own at least QQ High Balance Loans: Loans above the maximum loan 35% equity in their home. You’ll never make a payment. amount established by Fannie Mae and Freddie Mac Use the money to supplement your income, dream are known as High Balance loans. They often have a vacation, long-term care plan or whatever you choose. little higher interest rate than conforming, but the QQ FHA Streamline 203(k) Loans: Provides financing and spread between the two varies with the economy. funds for the cost of renovation in one easy loan QQ USDA Loans: Rural-area homes may qualify for USDA closing process to qualified borrowers. If you qualify, loans. These loans provide 100% financing, including you will receive a cost-effective single-close option that most or all closing costs. No down payment or monthly enables you to remodel a kitchen or bath, repair a roof mortgage insurance are required, so payments may be or make other important improvements to an existing or lower than an FHA loan. Not limited to first-time buyers. newly purchased home that needs renovation. QQ FHA Loans: FHA loans can help borrowers with Maximum loan amounts and other restrictions may apply. Ask for details. Some products limited assets buy homes. Many up-front costs, like the may not be available in all states. Credit and collateral are subject to approval. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without 3.5% down payment, can be covered by gifts from notice. Terms and conditions apply. family members. Call me today for information and a free loan consultation! Tony Blodgett MLO-72161 Your Future is Our Focus Mortgage Advisor Cell: 425-418-8400 Direct: 425-212-2791 Everett Office tblodgett@MAGloans.net 2902QColbyQAveQEverett,QWAQ98201 Phone:Q425.317.8000 Mortgage Advisory Group’s top-notch customer service is the core of our TollQFree:Q888.317.8007 outstanding reputation. We pride ourselves on extensive knowledge of Fax:Q425.317.8003 mortgage programs and regulations, advising you on the best option for your needs, today and for years to come. www.MAGloans.com A Lifetime of Mortgage Advice Bellevue • Everett • Marysville • Mill Creek • Puyallup • Wenatchee • Woodinville • AZ • ID • WY Global Advisory Group, Inc. dba Mortgage Advisory Group Equal Housing Lender Rev. 03/11