2. The 100 Million Project
• Joint initiative to help 100 million
families lift themselves out of poverty
• Each year organizations dedicated to
this goal make public commitments
to deliver new innovations that
produce tangible, measurable results
• 2016 commitments will be announced
at the 18th annual Microcredit Summit
in Abu Dhabi on March 15.
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3. • DreamStart Labs and the Mifos Initiative have teamed up to create a
joint commitment for 2016
• We will deliver a new mobile technology solution to help member-
owned savings groups and the organizations that support them
• We are currently looking for a strategic field design partner to join us
• The ideal partner will be an organization that supports a significant
number of savings groups in developing countries
• This partner will work closely with us to identify 8-10 savings groups
who can serve as pilot customers and help us design the right product
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4. Why Member-Owned Savings Groups
We believe member-owned savings groups
can be a highly effective onramp to financial
inclusion for millions of underserved people
who currently have little or no access to
financial services. While there are a growing
number of technologies available for
microfinance institutions, very few solutions
are available to help savings groups and the
organizations that support them.
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5. About DreamStart Labs
• Tech startup founded by Silicon Valley veterans to help people break
the cycle of poverty through entrepreneurship
• Spent several years running award-winning micro-enterprise
organization in Africa, so we understand the needs first-hand
• First product will be DreamSave, a free smartphone app that makes it
easy for member-owned savings groups to keep records, manage loan
payments, and track financial goals
• Companion DreamSave Connect service will allow members with
traditional feature phones to track their financial goals at any time
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6. About the Mifos Initiative
• Launched by Grameen in 2006, now an independent technology
non-profit delivering cost-effective software for financial inclusion
• Mifos X is the world’s most widely deployed platform for
organizations providing financial services to 2 billion poor and unbanked
• Open platform supports a wide range of third-party apps and can be
run in the cloud or on a local server
• Mifos will serve as back-end of our joint savings group solution,
collecting and analyzing data from DreamSave users in the field
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7. DreamSave™
The easiest way for
member-owned savings
groups to manage records,
increase engagement, and
improve outcomes
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9. DreamSave Features
• Enforce group constitution
• Manage membership
• Simplify meetings
• Automate member loans
• Track personal goals
• Keep records with ease
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10. Member Personalization
• Personal profiles for each member
• Photos and audio names
• Built-in security and privacy
• Demographic information
• Individual credit score data
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11. Personal Goals
• Members who set tangible
goals save far more
• App helps set realistic goals
and determines payments
• Goals may be family or
business related
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14. Helps End Users
• Simplifies meetings and reporting
• Drives engagement
• Builds personal credit history
• Empowers through mobile technology
Helps Supporting Organizations
• Simplifies data collection
• Builds reports and tracks progress
• Improves outcomes through data insights
DreamSave
Savings Groups
Organizations Supporting
Savings Groups
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15. Strategic Field Design Partner
• Shares our vision for helping people
break the cycle of poverty
• Supports large number of savings
groups in developing regions
• Able to provide 8-10 pilot savings
groups to help design and test solution
in “rapid prototyping” model
• Supportive of field visits from
DreamStart Labs and Mifos teams
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