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My bank tree (personal loans)
1. My Bank Tree
“Personal Loan”
Get In Touch
H.no- 12-5-149/13/1 Beside Axis Bank lane,
Vijayapuri Colony, South Lalaguda,
Tarnaka, Secunderabad,
Telangana. 500017
mybanktree1@gmail.com
+91 9966171074 mybanktree.com
2. Services
• Credit Cards
• Personal Loan
• Home Loan
• Business Loan
• Life Insurance
• Health Insurance
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3. Personal Loan
A personal loan is an unsecured loan that can be used for a
variety of purposes, such as medical treatment, home
improvement, travel, weddings, and other pressing financial
needs. You can receive fast approval for a loan of up to
Rs.50 lakh with minimal documents. Fill out our simple
qualifying criteria and short paperwork process to get the
money you need the same day you get approved.
Repay your loan at your convenience with our adjustable
tenors ranging from 12 to 60 months. Furthermore, with our
Flexi Personal Loan, you can lower your EMIs by up to 45
percent. For salaried professionals in India, we offer a quick
personal loan with low-interest rates and no hidden fees.
You can also take advantage of the pre-approved offer to
have faster access to funds.
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4. Key Features
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• You can apply online for a personal loan to save time.
• Contactless documentation and Fast processing.
• No collateral, security, or guarantor required.
• On the spot approval and speedy disbursement.
• Flexible tenure for repayment of the loan
• Various loan offers of leading Banks and NBFCs
mybanktree.com
5. Why do you need a
Personal Loan?
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• Travel Loan
• Home Improvement Loans
• Marriage Loan
• Debt Consolidation Loan
• Rent deposit Loan
• Medical Loan
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6. Current Interest Rates
Bank Name Interest Rate (P.A.) Processing Fee
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State Bank of India 9.60% p.a. - 15.65% p.a. 10.99 - 18.5 %
HDFC Bank 10.5% p.a. - 21.00% p.a. Up to 2.50%
Yes Bank 13.99% p.a. - 16.99% p.a. 13.99% p.a. - 16.99% p.a.
Citibank 9.99% p.a. - 16.49% p.a. Up to 3%
Kotak Mahindra Bank 10.25% and above Up to 2.5%
Axis Bank 12% p.a. - 21% p.a. At the discretion of the bank
Bank of Baroda 10.50% p.a. - 12.50% p.a. Up to 2%
HSBC Bank 9.75% p.a. - 15.00% p.a. Up to 1%
IDFC First Bank 12% p.a. - 26% p.a. Up to 3.5%
Tata Capital 10.99% onwards Up to 2.75%
Karnataka Bank 12% p.a. - 17% p.a. Maximum of Rs.8,500
Home Credit Cash Loan 19% p.a. - 49% p.a. 0%-5%
Ujjivan Small Finance Bank 11.49% p.a. - 16.49% p.a. At the discretion of the bank
mybanktree.com
7. Personal Loan Eligibility
Age
Minimum 18 years & Maximum up
to 60 years
Income
Min. Rs. 5 lakh annual
for self-employed
customers
Credit Score
750 or above
Employment Stability
At least 2 years with Min.
1 year in the same
profession & Min. 2 years
for self-employed
professionals
Salary
Min. Rs. 15,000 per month for
salaried customers
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mybanktree.com
8. Process for Applying a Personal Loan
The following is the procedure for applying for a personal loan at a financial lender branch:
+ Pay a visit to the financial lender’s branch. Obtain the personal loan application form and fill out all
of the required information.
+ Submit documents proving one’s income, age, address, and identity. The lender will then verify the
documents and determine the applicant’s eligibility.
+ If the applicant is found to be eligible, the loan amount will be transferred to his or her bank account.
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9. Thank you
@mybanktree.com
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mybanktree.com
GET IN TOUCH
H.no- 12-5-149/13/1 Beside Axis Bank lane,
Vijayapuri Colony, South Lalaguda,
Tarnaka, Secunderabad,
Telangana. 500017
mybanktree1@gmail.com
+91 9966171074