Aasaan Credits presentation for channel partner sales.

2. About us
“ Financial Freedom ”
With an intent to enable business and personal growth through micro-finance, we at Aasaan Credits want
to help you to achieve your dreams. Being built on the pillars of punctuality and transparency, we offer the
ease of borrowing that goes hand-in-hand with our top-notch services. The various loans we provide are
based on four primary factors loan size, repayment frequency, tenure and market capability.
Headed by the highly experienced core team and advisory team, Aasaan Credits guides you with loans for
every need, be it personal, educational, medical or business related. Our products are customised to suit
the requirements of Salaried, Self-Employed, SMEs, Retailers, Entrepreneurs, and lower-to-middle income
groups. Reasonable interest rates, longer tenures, and minimum paperwork make the borrowing absolutely
Aasaan!

3. Advantages with us
Lower
interest
rates
Loans start from
1.40* percent
Faster
disbursals
Get money in 24
hours
Zero
foreclosure
No foreclosure
charges till 6
months
0& -1
CIBIL
accepted

4. Products
Business PLUS
Business loans to cover your
daily working capital needs.
Apply loans for your business
from INR 50K to INR 10Lacs
Swasthya DHAN
Health loans to cover all
hospital expenses up to 3Lacs.
Our health loans also provides
low EMIs on partnered
hospitals.
Shiksha DHAN
Education loans for students
up to INR 3Lacs. The loan
covers all the fee payment of
government and private
institutions.
Aasaan Money
Instant loans to cover all your
needs. Apply instant loans
starting from 25K to INR 1 Lac.
Anytime Salary
Advance Salary loans for
Salaried people without
physical verification.
Short to long term loans up to
INR 2Lacs

5. Features
Online process
Our automated process
reduces the disbursal time
compared to banks and
traditional channels
Loans start from 25k to 10Lac
We process even the lowest
amount for businesses and
personal use
Unsecured Loans
All the loans from
Aasaancredits are 100%
collateral free for hassle free
experience.
Minimal documents
We only take minimum
required documents to
calculate loan eligibility. No
prints required
Maximum eligibility
Compared to other channels we
provide maximum credit based on
your current income
Save money
Pay off higher rate loans and credit
cards. You can save hundreds - or
even thousands - of Rupees

6. Business Loan Eligibility Criteria
• Business experience of 2 years minimum.
• Monthly net profit should be above ₹20000
• Shop on a same place for at least 1 year.
• Minimum age of applicant should be 21 years and maximum 52 years
• Applicant’s CIBIL score should be above 650

7. Business Loan Documents Policy
• KYC documents of applicant and business firm (Aadhaar card,
PAN Card, Shop & establishment license, Certificate of
incorporation, Any utility bill/Rent Agreement.
• ITR- Financial documents of the last 2 years
• Bank Statement for the last 6 months
• Previous loan history if any

8. Personal Loan Eligibility Criteria
• The borrower has to be between 21 years to 52 years of age
• The borrower has to be salaried employee working in LLP &
Companies (Pvt Ltd & Ltd)
• The borrower must be resident of cities where Aasaan Credits is
Live. Operational Cities- Delhi, NCR, New Delhi, Noida, Greater
Noida, Faridabad, Ghaziabad, Gurgaon, Mumbai, Navi Mumbai,
Thane, Pune, , Hyderabad, Bangalore, , Ahmedabad, Surat, Jaipur,
Indore.
• The borrower should be drawing a net minimum salary of Rs. 17K
every month, after deduction of bonus, incentives etc.
Min Salary 17K
ONLY

9. • The borrower needs to provide valid last three
month’s latest salary slip
• The borrower needs to provide latest 6 months bank
statement to check the job continuity
• The borrower needs to provide valid KYC details like
Aadhar copy, e -Aadhaar, voter id card or passport.
• The borrower needs to provide valid Current address
proof like Gas Bill, Electricity Bill + Rental
agreement(if rented)
Personal Loan Documents Policy

10. 1 day Approval Guarantee
Application
Customer
Verification
Document
Collection
Reject
CIBIL
Check
Reject Reject
Financial
Assessment
Reject
Credit
Approval
Sanction
Letter
Agreement
Disbursal
Day 1
Day 2