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1. It's a Beautiful and Safe Workplace with
Esthetician Insurance

2. What is Esthetician
Insurance?​
• Esthetician insurance, also called
aesthetician insurance, ensures that
liability claims, property damage, stolen
equipment, or malpractice claims don't
bankrupt your business.​
• It's a specialized insurance policy
designed with estheticians in mind. It
combines all the great things about
professional liability insurance & general
liability insurance and tailors the policy
as estheticians need it.

3. Policies to Consider with Esthetician
Insurance​
• Professional Liability Insurance​
Professional liability insurance protects professionals from legal
liabilities incurred through disgruntled clients.​
• General Liability Insurance​
Commercial general liability insurance protects your business
during third-party injury claims and property damage. The policy
not only protects you from third-party liabilities, medical bills, and
stolen equipment coverage but also adds value to your business.
Proof of insurance can get you access to a mortgage, trust from
your vendors and tax deductions.

4. Policies to Consider with Esthetician
Insurance​
• Workers Compensation Insurance​
Your employees need dedicated coverage in case of injury,
illness, or death due to workplace mishaps. In case of work-
related injuries, workers compensation insurance pays for your
employees' medical costs and for any lawsuits they may file
against you.​
• Business Owners Policy ​
If you own and operate an esthetician business, you need to
safeguard your workplace with a business owners policy
(BOP).

5. Policies to Consider with Esthetician
Insurance​
• Business Interruption Insurance​
Although not a standalone policy, Business Interruption Insurance
covers you when your business is forced to close down for a
variety of reasons.​
• Employment Practices Liabilities Insurance (EPLI)​
EPLI provides compensation when your employees file a lawsuit
against you under the claims of discrimination, sexual
harassment, retaliation, breach of contract, and wrongful
termination.

6. How Much is Esthetician
Insurance?​
• General Liability Insure states that a
standard policy costs anywhere from
$1,000,000 to $2,000,000. Monthly
premiums can range from $27 to $39 for
small-range estheticians

7. What Affects Your
Premium?​
Multiple factors affect the esthetician
insurance cost:​
• Types of services you provide​
• Your experience as an esthetician​
• Deductibles​
• Your claim history

8. In Conclusion...​
• Licensed estheticians need the right coverage so they can work
without worry.​
• Malpractice claims can disrupt your business and reputation.
Esthetician insurance helps you financially recover from these
claims.​
• If you haven't covered yourself against your vulnerabilities as a
practicing esthetician, talk to our insurance experts and get
started.

9. Learn more about Esthetician Insurance