Maxloyal AB initially offers its SEI services to investors who are interested in an establish SME investment within the Scandinavian market. Moreover, Maxloyal AB would also offer other related services to SEI that complements their investment goals.

1. This document contains PROPRIETARY and CONFIDENTIAL information and such
information shall not be disclosed to others for any purpose without written
permission from: Maxloyal, Maxloyal AB Copyright ® 2019
SMEs Entrepreneur
Investments
Brief Introduction
Maxloyal AB
Sam Jobara, Ph.D.
V1.0
October2019

2. What do we do?
AT Maxloyal AB we focus on real opportunities where our engagement would add
great value for our prospect clients.
Maxloyal AB offer three professional services:
 Corporate Expansion & Representation
 SMEs Entrepreneurs investment
 Technology Startup investment
We have three briefs on each of these services.This brief presents our services for
SMEs entrepreneur investors.
professional
services
Corporate
Expansion &
Representation
Technology
Startup
investment
SMEs and
Spinoffs
investment

3. SMEs Entrepreneur Investment (SEI)
Maxloyal AB initially offers its SEI services to investors who are interested in an
establish SME investment within the Scandinavian market. Moreover, Maxloyal AB
would also offer other related services to SEI that complements their investment goals.
Maxloyal SEI service package provides these key values:
1. High value opportunities to match specific investor requirement
2. Due diligence and support throughout the whole cycle of acquisition process
3. Integrated services that include logistics, and personal legal needs
In this brief we plan to explain in details each of these three service areas.

4. SMEs Entrepreneur Investment (SEI)
4
Opportunity
Match
•Business
requirements
•Investor
requirements
Due Diligence
• Assessment report
• Funding Plan
• Acquisition
process
Legal &
Financial
• Work permit
• Accounting
• Relocation

5. Matching investment
opportunities
We only offer high value investment that are matching the needs and wants of our
entrepreneur investors.This would mean that we do the following:
 Get acquainted with our investors needs and wants to find proper match.
The matching criteria includes experience, budget, market, residency needs, type of business,
of business, location and logistics.
 Offer specific investment that would include our own basic assessment.
We provide initial assessment, which includes an initial value proposition
 Identify potential candidates that are welling to divest a portion of their company.
We identify proper companies that have great value to both; investor and company
company
Setup right expectation and clearly identify commitments from all stakeholders

6. Acquisition due diligence
process
Finding the right investment is the beginning of a process. Maxloyal makes sure that we
stand at your side through the whole cycle of business acquisition and beyond. Our
detailed due diligence include the following:
 Market analysis and business valuation process
 Identify funding options for the acquisition and the operational cost
 Initial legal assessment for visa and residency requirements

7. logistics, and legal personal
needs
Making an investment in a foreign country involves much more than acquisition and
financing, it also involves drastic adjustment for the investor and their family life.At
Maxloyal we understand these extra needs such as relocation logistics and legal needs.
We can offer the following complementary services to our clients:
 Legal and financial services through our partners
This a critical process for the foreign investors, it includes:
 Identify best plan for visa & residency (Employee, or self-employed visa)
 Assess the timeframe, value, and tax implications
 Trips planning, accommodation, and local logistics
 Relocation services for investor and family

8. Options for visa & residency in
Sweden
There are two options to obtain a work permit and residency in Sweden; one through
self-employed investor visa, the other through work permit after obtaining a job offer.
The legal, financial, technical requirement for securing residency based on self-
employment is very challenging, and takes long time to approve (10-12 months).
This is evident in the small number (about 300) of yearly granted residency based on this.
However, we believe that a much faster and more reliable way to obtain work permit,
and then residency is through a job offer from a Swedish company.
The investor can still invest in a company in a stake that range from 5% to 100%,
contingent upon employment contract.
To ensure success to this option the following must be satisfied:
1- Sponsoring company must offer a valid and qualifying job contract for one year
year
2- Hiring company is establish for more than one year with good financial record
3-The investor shows reasonable qualifications for the job being offered
4-The income based on the job offer is sufficient for the investors' cost of living

9. Options for visa & residency in
Sweden
Employment Investment Program (EIP)
There are many companies who would want to hire a qualified IT professional from overseas.
However, this hiring comes at high cost and effort to apply for work permit.
Maxloyal can solve these two problems and add another business value to those companies.
offer these companies to manage the hiring process of an IT professional, who is willing to
cash to buy shares in their company as well.
The IT professional makes a specific investment and buy some shares of the company, in return
company (employer) offer him/her a fulltime job for one year.
The investment fund should be sufficient to pay for the one year employment, the only issue
be the percentage of shares that the company is willing to divest per specific investment offer.
The employer company use the proceeds of shares sale to pay for operating cost of a fulltime IT
professional.

10. Proposed EIP
10
Step-1
• EIP Sponsoring company negotiation
• Position is advertised in Sweden and Europe
• Employment offer and contract drafting
Step-
2
• Share purchase (buy an X% of as investment)
• Escrow payment for shares to cover salary
Step-3
• Work Permit application
• Work visa obtained (Swedish consulate)
Step-
4
• Reception and accommodation
• Local services provide as required

11. Work Permit Requirements
To obtain a work permit applicant must
Have a valid passport
Have been offered terms of employment that are at least on par with those set by Swedish collective agreements or which are customary within the
occupation or industry.
Have been offered a salary that is at least on par with that set by Swedish collective agreements or which is customary within the occupation
You must be offered a position that will enable you to support yourself. In order to satisfy this support requirement, you need to work to an extent that
will result in a salary of at least SEK 13,000 per month before taxes.
Have an employer who intends to provide insurance covering health, life, employment and pension when you begin to work.
For the prospective employee to obtain a work permit you, as the employer, must satisfy the following conditions
Advertise the position in Sweden and within EU/EES and Switzerland for a minimum of ten days. You do this by advertising for at least ten days in the
Swedish Public Employment Service (Arbetsförmedlingen) job bank.
Advertisements in Arbetsförmedlingen' s job bank are also visible in the European job bank EURES.
Offer terms of employment that are at least on par with those set by Swedish collective agreements or which are customary within the industry.
Offer a salary that is at least on par with those set by Swedish collective agreements or which is customary within the occupation or industry
intend to provide health insurance, life insurance, occupational injury insurance and occupational pension insurance.
offer employment that enables the employee to support oneself. In order to satisfy this support requirement, the employee needs to work to an extent
that will result in a salary of at least SEK 13,000 per month before taxes
complete an offer of employment and allow the relevant trade union to provide a statement of opinion regarding the terms of employment.
Newly established companies
The Swedish Migration Agency considers any business that has been operational for less than one year to be newly established.
In addition to the regulations above, as a newly established company you must document how the business will guarantee the salary of the prospective
employee seeking a work permit.

12. Accountant Services
Services that Maxloyal would need from an Accountant:
 Participate in the business due diligence, valuation, and offers.
 Review financial planning, and budgeting for the new business owners.
 Help the investor in company registration and tax filing services.
 Participate in additional services that might be available and needed by us.
12

13. Thank You
Dr. Sam Jobara
Business Consultant
sam@maxloyal.com