The document discusses optimizing the Temenos Transact (T24) core banking system, which is widely used by banks globally for its extensive banking functionality. It emphasizes the importance of a robust IT architecture and regulatory compliance in the complex and heavily regulated banking industry, while highlighting the role of partners like Maveric in maximizing T24's performance. Key optimization strategies include database tuning, environment configuration, and ensuring optimal throughput to enhance digital transformation efforts.

1. Optimizing the Temenos Transact (T24)
Core Banking system to Maximize
Performance

2. One of the most widely used
digital core banking solutions –
Temenos Transact – uses cloud-
native and agnostic technology.
It provides an extensive and
powerful banking functionality
across retail, corporate,
treasury, wealth, and payments
– in 1000 banks in 150+
countries.
Top Banks rely on T24 to bring innovative products and services to
their customers. This becomes essential as customers are more
discerning and digitally aware than ever. Across sectors, Temenos
Transact empowers banks across industries to use capabilities and
create attractive offerings, boosting customer loyalty and easing
customer acquisitions. A significant benefit of T24 is customers’
assurance that regulatory compliance and critical market changes
will automatically apply across their Temenos solutions.
Before we examine how best to optimize the T24’s performance,
it is worthwhile to study core banking system challenges.

3. Core banking systems work
optimally when their underlying
IT architecture is robust,
reliable, and scalable. While
legacy infrastructure has its
unique challenges, it is a fact
that banking operations are
complex in themselves.
Developing middle and front-
end layers for such complex
structures that are supposed to
meet the ever-changing
customer needs is an
overwhelming proposition.
Unlike other sectors, BFSI is a heavily regulated industry with
risk and compliance as one of its central pillars. While
exhaustive documents, knowledge, and teams manage the
regulatory environment, it is a constantly changing ecosystem.
Core banking systems must face many regulatory standards,
cybersecurity protocols, and privacy laws.
A Reliable IT architecture
Regulatory Mandates and Corporate
Compliance

4. As Big Tech and FinTech increase their footprints in the banking
sector, traditional banks focus on finding new profitability pockets
and arresting existing margins. As the competition mounts, the
expectations from core banking systems to enable new products
and value propositions only increase. Incumbent banks stretch their
core systems to deliver stiff banking operations and perform in
tighter innovation cycles.
Diversity in products and offerings
Optimizing the Temenos Transact (T24) Core Banking system
Temenos T24 is an end-to-end CRM and product lifecycle
management platform that powers core banking operations. To
leverage its full potential, a competent partner like Maveric is
essential for extracting maximum value through full lifecycle
implementations, L3 development, upgrades, integrations, testing,
and support.
With Maveric, banking customers receive rapid and easy access to
new modules such as Infinity, Transact, and TPH. The outcome is
accelerated digital transformation journeys.

5. Databases make the heart of a T24 environment. Therefore,
initial DB tuning involves setup, configurations, and
troubleshooting. For instance, computing the number of
concurrent DB connections to your database, setting up the PGA
spaces and open cursors, to cite a few. Additionally, DB-related
tuning focuses on – Database block size, Redo logs, Cache,
Retention, Buffer Flushing, and Indexes.
As table spaces grow fast and delay the system’s performance,
we must identify the file sizes and apply them manually or as
part of routine maintenance. Additionally, reducing JOB.LIST /
LOB size becomes essential. JOB.LIST tables are temporary files
that are used to populate record keys. Shrinking the DB size
without deleting the existing records is needed to reduce the
unclaimed LOB size.
T24 Environment Configuration
Table resizing and Reducing JOB.LIST.

6. A vital optimization action is to monitor the number of
concurrent sessions and configure the expected throughput
limits. Furthermore, the CPU-related limits must be adhered to
to ensure optimal throughput is maintained.
Overall performance optimization.
Conclusion.
From T24 implementations, upgrades, customizations,
integrated support, Data migration, and QE services, the
outcomes are decided by a singular fact: does the partner bring
an encyclopedic Temenos proficiency for the bank’s digital
transformation mandate?

7. Starting in 2000, Maveric Systems is a niche, domain-led Banking
Tech specialist partnering with global banks to solve business
challenges through emerging technology. 3000+ tech experts use
proven frameworks to empower our customers to navigate a
rapidly changing environment, enabling sharper definitions of
their goals and measures to achieve them.
Across retail, corporate & wealth management, Maveric
accelerates digital transformation through native banking
domain expertise, a customer-intimacy-led delivery model, and a
vibrant leadership supported by a culture of ownership.
With centers of excellence for Data, Digital, Core Banking, and
Quality Engineering, Maveric teams work in 15 countries with
regional delivery capabilities in Bangalore, Chennai, Dubai,
London, Poland, Riyadh, and Singapore.
About Maveric Systems

8. Contact Us
Reach us: https://maveric-systems.com/reach-us/
Website: https://maveric-systems.com/
Original Source: https://maveric-systems.com/blog/optimizing-the-
temenos-transact-t24-core-banking-system-to-maximize-
performance/
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