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Promote	
  the	
  well-­being	
  and	
  economic	
  development	
  	
  of	
  a	
  group	
  of	
  people	
  through	
  better	
  7inancial	
  services.	
  	
  
4
5
6
7
8
9
10
Only	
  20%	
  of	
  micro-­‐businesses	
  sought	
  funding	
  to	
  begin	
  operating	
  (ENAMIN	
  survey)	
  	
  
                                                              11
Table:	
  Indicators	
  of	
  7inancial	
  acces	
  by	
  migration	
  region	
  
                                                     Percent	
  of	
   Percent	
  of	
  
                                   Branches	
  
                                                      branches	
   counties	
  
                 Total	
  bank	
   per	
  every	
  
                                                       that	
  are	
    without	
  
                  branches	
   10,000	
  
                                                    commercial	
          bank	
  
                                     adults	
  
                                                        banks	
        branches	
  
 Traditional	
  
   Región	
          33	
            1.75	
             79%	
            48%	
  
Intermediate	
  
   Región	
                    13	
               0.76	
                54%	
      45%	
  
   Emergent	
  
    Región	
                   22	
               1.51	
                68%	
      25%	
  
  State	
  Total	
            136	
               1.41	
                74%	
      52%	
  
Fuente:	
  Estimaciones	
  del	
  autor	
  con	
  base	
  en	
  CNBV	
  2010	
  




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Microfinance and International Migration: Strengthening Financial Inclusion in Zacatecas

  • 1.
  • 2. 2
  • 3. Promote  the  well-­being  and  economic  development    of  a  group  of  people  through  better  7inancial  services.    
  • 4. 4
  • 5. 5
  • 6. 6
  • 7. 7
  • 8. 8
  • 9. 9
  • 10. 10
  • 11. Only  20%  of  micro-­‐businesses  sought  funding  to  begin  operating  (ENAMIN  survey)     11
  • 12. Table:  Indicators  of  7inancial  acces  by  migration  region   Percent  of   Percent  of   Branches   branches   counties   Total  bank   per  every   that  are   without   branches   10,000   commercial   bank   adults   banks   branches   Traditional   Región   33   1.75   79%   48%   Intermediate   Región   13   0.76   54%   45%   Emergent   Región   22   1.51   68%   25%   State  Total   136   1.41   74%   52%   Fuente:  Estimaciones  del  autor  con  base  en  CNBV  2010   12
  • 13.
  • 14. 14
  • 15. 15