Providing Access for the Undocumented and Families With Mixed Immigration Status
Cartwright Home Health FAQ's
1. This Innovation is
Collaboration of Social
Media Networking
www.facebook.com/Msunique-She-Wraperneurs
Product and Services:
sponsored@msuniqueshewraperneurs.myitworks.com
------ MARSHIA SALCEDO SAMS WE SUPPORT OUR DISABLED VETERANS.
CLEANSE. DETOX. REGENERATE!
3. Hello, and thank you for your service!
Welcome! I am Marshia Salcedo-Sams, CEO/Founder at MSUNIQUE.ORG
This opportunity will bring about awareness to community leaders the
emotional state, mind, body and soul of “our” Disabled Veterans. I have built
relationships with them. Listen to their stories. We’ve become family.
Now, I am on a mission!
My husband, Lieutenant Colonel Theodore Alexander Sams III, (disabled
veteran) and I became veteran advocates. Our foundation assist families that
can’t afford to bury their loved ones. The programs of ANGELS AT HAND
FOUNDATION, are fundraiser innovation collaborated resources involving small
business, community leaders and financial institutes.
Are some days are a struggle to get out of bed. To run errands or do everyday
chores. Maybe, family and friends are unable to assist with SOMETHINGS
more than OTHERS. What does these soldiers of war have in common with
an officer’s wife? Untold truths and exclusive testimonies of trials and errors.
But, before I can share mine. I have to tell you theirs.
WHO ARE YOU GONNA CALL!?!
Our challenge today is to create a vision that will galvanize our military branches
to take stock of the complex issues we're facing and, more important take
action. Through the “YOU GOT CAUGHT, CARING!” Campaign and back to
life.
4. The problem
The VA health care access
crisis was a long time in the making. Many years of
inadequate funding, creative accounting, budget
gimmickry and lengthy delays in passing appropriations
bills stretched the VA’s capacity to the breaking point
and made competent management of the agency next
to impossible.
Our nation’s service men and women put everything on
the line in defense of America’s freedom. Our public
and political leaders need to be kept informed of the
challenges they face returning to normal life.
Source Chart: Average spend per year 2013-2015
http://www.disabilitycompendium.org/docs/default-source/2014-
compendium/disability-statistics-from-the-u-s-census-bureau-in-2014.pdf
http://www.census.gov/content/dam/Census/newsroom/facts-for-
features/2014/cb14-ff24_veterans.pdf
$1.6M
$19.6M
$16.3M
2013 2014 2015
5. The solution
Make it friend-funded
We are dedicated to a single purpose: Empowering veterans
to lead high-quality lives with respect and dignity. Join us in
educating federal legislators and candidates to get them to
pledge their support for key reforms, starting with an end to
VA budget delays.
YOU GOT CAUGHT, CARING!
Is a campaign of collaborate resources within communities
supporting our service men and women recovery back to
everyday life! Our group of advocates network with small
business, financial institutes and community leaders to bring
awareness to law making issues. To find Veteran resources
most helpful to indicate the programs or topics you are
interested in learning more about.
Event-sponsors co-host our
take-the-challenge,
community “friend-raiser”
to support again-and-again
#MSUNIQUE
CARTWRIGHT HOME HEALTH, LLC
6. How it works: YOU GOT CAUGHT, CARING! Campaign
Step 1
DONATE
PLATINUM SPONSORSHIP $5,000
GOLD SPONSORSHIP $3,000
SILVER SPONSORSHIP $1,500
Enclosed is my gift/dues fundraise in the amount of:
$200 $100 $50 Other:____
You may count on my pledge in the amount of:
$_______ weekly $________monthly
ALL GIFTS ARE 100% DEDUCTIBLE FOR FEDERAL
INCOME TAX PURPOSES.
Step 2
SPONSOR
● Friend-Raiser
● Awareness Seminar
● Celebration of Life
● (AAHF) Programs
● Disabled Veterans
● Wrap party
Support an event, activity, person, or
organization financially or through the provision
of products or services..
Step 3 MATCH-A-
DONATION
An employee donation
matching program is a
strategy whereby the
employee's company
matches the donations made
to a charity by the employee.
It's a great way to motivate
employees, build a two-way
sense of loyalty, and help out
a charity at the same time.
8. FULFILLING OUR PROMISES
TO THE MEN AND WOMEN THAT SERVED
For the last 30 years or so, Americans have
pondered the U.S. healthcare cost conundrum: all
other developed countries spend significantly less
than we do on healthcare -- whether that's
measured as a percentage of Gross Domestic
Product or per capita -- yet achieve better
outcomes and cover all their residents. What is
our problem?
Transitioning from Service
Adjusting from military service to civilian life can be both
exciting and challenging. There are steps you can take
and resources available to help you make the transition
a success.
Associated Symptoms
Guilt, Feeling on Edge, Stress and Anxiety,
Relationship Problems
Death of Family or Friends
There are services for you if you find grief over the death
of a friend or family member is interfering with your
relationships, work, physical health, or ability to get
through the day.
Family & Relationships
Relationships have a major impact on life. If you are
dealing with family and relationship challenges, there
are services and resources for Veterans that can help. It
can get better.
10. #TURNUSDOWNFORWHAT!?!
Marshia S. Sams, CEO
Entrepreneur and company
liaison for CARTWRIGHT HOME
HEALTH CARE, LLC a proud
advocate and supporter for
Disabled Veterans in our
communities.
LTC. Theodore A. Sams III, CFO
Retired, Disabled Veteran, 29
years of service with the US,
(Army) military. Co-Founder of
ANGELS AT HAND
FOUNDATION, also Mayoral
candidate of 2007.
Sylvester Turner, Mayoral
Candidate
Is a career politician and member
of the Texas House of
Representatives, serving since
1989. He has assisted with the
fundraising efforts of the ANGELS
AT HAND FOUNDATION
programs.
Tom Zizska, Fox 26 News
The Business and Consumer
reporter for Fox 26 News and
proud supporter for Disabled
Veterans. The Sams’ family are
long time fans of Fox 26 News
team.
SMALL BUSINESS
CHARITABLE
ORGANIZATION
COMMUNITY
LEADER
NEWS MEDIA
12. Over 1.5 million wartime service veterans and their surviving spouses are eligible for billions of dollars a year in VA pensions
to help pay for long-term care such as assisted living, nursing home and home care. The pensions are called "Aid and
Attendance" and "Housebound." Many are not getting the benefits they are eligible for, because they lack the knowledge of
what programs are available and don't know how to file for pension benefits.
Although many veterans are eligible for pensions, filling out the necessary forms and understanding the filing process can
often be overwhelming and frustrating.
In an interview with Msunique.org., Marshia Salcdo Sams, a veteran advocate answers some common questions about
veteran pension and financial assistance.
Q. Can caregivers get any financial assistance for caring for a veteran? Can they get paid for caregiving?
Yes, both professional caregivers and spouses or family members of veterans may get tax-free money for caring for veterans
or surviving spouses. The VA program is called Aid and Attendance or Housebound pension and requires the claimant to
meet eligibility to receive the money. A veteran with a dependent for example, may receive as much as $23,000/year to use
to pay for unreimbursed long-term care.
Veterans Pension Helps Pay for Long-Term Care and Home Care
13. Yes, both professional caregivers and spouses or family members of veterans may get tax-free money for caring for
veterans or surviving spouses. The VA program is called Aid and Attendance or Housebound pension and requires the
claimant to meet eligibility to receive the money. A veteran with a dependent for example, may receive as much as
$23,000/year to use to pay for un-reimbursed long-term care.
Q. Do VA benefits cover nursing homes or assisted living?
A. Yes, VA pension benefits can cover a portion of nursing home care if the veteran or surviving spouse is paying for the
care out-of-pocket. Since with some exceptions,assisted living is un-reimbursed by insurance, the money from the VA
pension can be the difference that allows the veteran or surviving spouse to afford the cost of assisted living.
When you add the social security income sources to the VA pension, many veterans can afford the monthly bill for
assisted living. For example, if a veteran has $1,400 per month in social security and pensions and receives the
maximum pension ($1,644 per month, with no dependent) the total money available is $3,044 per month and should
cover most of the monthly bill from assisted living.
Q. Does it have to be a VA facility, or can the veteran and/or caregivers choose any nursing home they want?
A. The vet can choose any assisted living, home care provider, or nursing home they want. It does not have to be a VA
facility. The provider does not have to be VA certified and any physician can document the care-needs of the claimant.
Q. Do any VA programs cover the cost of home health care?
A. Yes, the Aid and Attendance and Housebound Pension is available in the home provided all eligibility criteria is met.
The pension can pay for the care in the home, assisted living, independent living, and nursing homes.
FAQ’s continued:
14. Q. What is the difference between Aid and Attendance and Housebound pensions?
A. The care-needs and the rates of payment are the main difference. For an Aid and Attendance pension, the
veteran must need activities of daily living such as dressing or bathing. For the Housebound pension, the veteran
must be substantially confined to his or her immediate premises because of a permanent disability. For example,
your sister, a veteran of the Korean War, is a widow, is confined to her home due to a permanent disability, but is
able to provide her own activities of daily living care. Because of her disability, she requires oxygen therapy, has
difficulty walking for which she uses a wheeled walker, and her physician ordered her driver's license taken away.
She is paying out of pocket for transportation services in order to go food shopping and to keep doctors'
appointments. Since her disability caused her to lose her driver's license, and she now needs transportation
services to leave her home, she satisfies the care-needs qualification for Housebound benefits.
Q. Who is eligible for the Aid and Attendance pension?
A. The Aid and Attendance and Housebound pensions are non-service-connected pensions, which are for veterans
whose disability or death was not caused by or aggravated in the line of duty in the active military. These pensions
are not to be confused with VA service-connected disability compensation payments, which are for veterans whose
disability was caused by an illness or combat-related injury while in the line of duty in the active military.
Wartime service veterans, may be entitled to receive an Aid and Attendance pension or a Housebound pension if
they meet the following eligibility requirements:
Annual family net income (income minus expenses) is below a yearly limit set by law. Effective December 1, 2009,
the annual net income limits are as follows:
15. Requirement A. Aid and Attendance pension
• Wartime service veteran with no dependents: below $19,736
• Wartime service veteran with one dependent: below $23,396
Housebound pension
• Wartime service veteran with no dependents: below $14,457
• Wartime service veteran with one dependent: below $18,120
• Note: A veteran with one dependent is usually a veteran living with a spouse.
Note: The VA reduces countable income by subtracting the medical expenses associated with out-of-pocket
costs such as assisted living or home care. Many veterans and surviving spouses have negative net income
and meet this income requirement.
Requirement B. No set limit has been established on how much net worth (assets minus debts) a wartime
service veteran and his or her dependents can have, but net worth cannot be excessive. Generally, net worth
must be less than $80,000. (Assets do not include one's primary home and first car.) The decision as to
whether net worth is excessive depends on the facts of each individual case.
Requirement C. A wartime service veteran must be permanently and totally disabled. For VA pension
purposes, permanent and total disability means that with reasonable certainty the veteran will not be able to
maintain a substantially gainful job due to his or her disability. The disability must be non-service-connected
and not due to willful misconduct. Nonservice-connected means that the disability must not have been
caused or aggravated by military service.
16. Requirement D. The veteran must have care-needs requirements. To meet these requirements, a veteran typically
receives care in an assisted living facility or receives non-medical home care services. A physician must document
the need for these caregiver services.
Requirement E. The veteran must have had ninety days or more of active military service, at least one day of
which was served during official wartime. To have served during wartime, the veteran did not need to see combat.
For example, the veteran may have served in Alaska during World War II and still be eligible.
Note: Veterans who entered active duty after September 7, 1980, generally must have served 24 months or the full
period for which called or ordered to active duty. There are exceptions to this rule; check with a veteran service
officer (VSO) for details.
Requirement F. The veteran's discharge must be honorable or general and not be due to willful misconduct.
Q. Are surviving spouses eligible for this benefit?
A. If you are a surviving spouse of a wartime service veteran, you may be entitled to receive an Aid and Attendance
pension or a Housebound pension if you meet the eligibility requirements mentioned above plus:
Annual family net income (income minus expenses) is below a yearly limit set by law. Effective December 1, 2009,
the annual net income limits are as follows:
● Aid and Attendance pension: Surviving spouse of a wartime service vet with no dependents: below
$12,681
● Housebound pension: Surviving spouse of a wartime service vet with no dependents: below $9,696
As with veterans, the surviving spouse's countable income is reduced by medical expenses related to his/her care.
17. Annual family net income (income minus expenses) is below a yearly limit set by law. Effective December 1, 2009, the annual net
income limits are as follows:
● Aid and Attendance pension: Surviving spouse of a wartime service vet with no dependents: below $12,681
● Housebound pension: Surviving spouse of a wartime service vet with no dependents: below $9,696
As with veterans, the surviving spouse's countable income is reduced by medical expenses related to his/her care.
Note: A surviving spouse does not usually have any dependents. The spouse must have been married to the wartime service
veteran for at least one year before the veteran's death (unless they had a child). A person who has divorced a wartime service
veteran is not considered a surviving spouse of a wartime service veteran and cannot claim benefits.
Q. What if a surviving spouse thinks they may be entitled to monetary benefits because their husband/wife was a vet,
but cannot find discharge papers?
A. Many veterans have misplaced their discharge records, known as DD-214s. The first place to look is at the county courthouse
where many vets recorded their discharge record when they came home. In the book we explain the procedure for eVetRecs, an
electronic method of requesting discharge records if the vet or next-of-kin is requesting the records. We also talk about three
other methods of obtaining discharge records.
Q. Is there a program to cover the cost of medication for vets?
A. Yes, Once a veteran is approved for Aid and Attendance or Housebound pensions, the veteran is eligible for free medications,
hearing aids, and incontinent supplies. A form 1010EZ must be used to file a claim.
Q. How does a vet find out about pensions that are eligible for, which they don't currently know about?
A. A great source for information is the veteran service organizations, such as the regional offices of the American Legion, DAV,
and VFW.
18. Cartwright Home Health Care
Match-A-Donation Revenue Model
Client
One-time
● Disabled Veteran
In-House add-ons
● $300 Commission
● $150 Recurring
● Platinum
Sponsorship
Employee
One-time
● Service Donation
In-House add-ons
● $100 Commission
● $50 Recurring
● Silver Sponsorship
Advertise/Market/Promo
Recurring
● Email Blast Advertising
● Custom Promotional Items
● Website data/programming
● Network Social Media
Promoting your business is an
ongoing activity that involves
everything from word of mouth to
trade shows to paid
advertisements in the media.
19. How to Promote Your Consulting Business: A Success Story
For many consultants, while they may not view themselves as such, they in effect are entrepreneurs.
If they have multiple ongoing contracts, they are a consultant and not a contractor. And making that
distinction can be an important one to make.
"I don't really like to sleep much anyway,"Marshia says. "My entire career, I've always been a
connector, bringing people together from different departments within the organization for a bigger goal.
The difference now is that I'm using my experience and relationships that I've developed and bringing
everyone that I know together for projects that I really believe in. So other than maybe getting 27
different 1099 forms in 2016, it's not really too different for me. I guess the only difference is that when
companies hire me, they're getting Msunique.org and not some big company name."
How to Promote Your Consulting Business: Why Networking And Relationships Really Matter as
a Consultant "The real definition of networking to me is building relationships before you need them,"
says Marshia Sams, "It's difficult because we tend to only do things in life when we need to. But if
you're running a marathon, you don't wait until the morning of the race and then just go out to run. On
that day of the race, you remember all of the time and hard work you put in ahead of time while training
to get to that point. With networking, when you really need a job or new clients, empowering your
existing contacts is the key to getting you there."
The key to networking successfully is focusing on quality instead of quantity.
20. Milestones: You Got Caught, Caring! December 1, 2015-16
October 2015
Health Care Program The Program
is being hailed as a milestone in
health care and service relations
sponsored by CARTWRIGHT HOME
HEALTH CARE, LLC.
December 2015
Resources & Support We invite
everyone, veterans and civilian, men and
women, young and old, to join us as we
stand up for those veterans who risked it all
when they stood up for us, our country, and
our ideals.
November 2015
Disabled Veterans The collaboration
for our Nation's Veterans and
communities raising awareness,
fundraising, helping Veterans get
benefits and resources they deserve.
January 2016
IT’S A NEW DAY!
Yes! Take The Challenge : Protect
Houston's You Got Caught, Caring!
Challenge. Houston's You Got Caught,
Caring! Challenge is an incentive for all
Houstonians to Care! No matter their
Challenge.
