This document provides tips for getting paperwork organized. It notes that Americans spend millions of hours looking for things and bills are often paid late due to losing paperwork. The document recommends going through papers to determine what to keep, toss, and shred. It provides specific guidelines for personal bills, tax documents, retirement information, coupons, and receipts, such as keeping insurance policies until renewal, shredding credit card statements after a year, and maintaining vehicle titles as long as the vehicle is owned. The document promotes scheduling an organizational consultation to help get papers in order.
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Get your paperwork in order
1. GET YOUR PAPERWORK IN
ORDER
Marcia Bennett, M.Ed.
Founder: Live to Manage, LLC
www.livetomanage.com
2. FACTS ABOUT CLUTTER
Americans spend 9 million hours looking for things
23% of adults pay bills later because they lose them
80% of what we file we never use again
A four drawer file cabinet can hold 18,000 pages
Getting rid of clutter in homes eliminate 40% of housework in an average
home
80% of home clutter is a result of disorganization and not lack of space
3. WHAT SHOULD I DO?
What papers to keep
What papers to toss
What papers to shred
4. TYPES OF PAPER
Personal bills
Personal statements
Tax documents
Retirement information
Coupons
Receipts
5. PAPER BILLS
Keep: insurance policies until they renew
Toss: credit card statements once payment is verified on the following
statement
Shred: utility bills after a year
Shred: credit card and bank statements to reduce the possibility of identity
theft
6. TAX DOCUMENTS
Keep: receipts that support tax deductions for three to seven years
Keep: receipts of credit card statements that prove charitable donations,
expenses. And other deductions for at least three years
Shred: when the time has lapsed, shred.
8. COUPONS
Keep: coupon inserts for about three months
Write the expiration date of the coupon on the front cover of the
coupon insert
Once expired, you can toss them.
9. RECEIPTS
Keep: for major purchases keep receipts to prove purchase
Only keep ATM and debit card receipts until you reconcile your bank
statement
Maintain the title for your vehicle for as long as you own it
Keep receipts that show house improvements for as long as you own your
home plus six years.
10. WWW.LIVETOMANAGE.COM
Need help getting your papers organized?
Please schedule a complimentary
organizational consultation today by e-
mailing: mbennett@livetomanage.com