The document discusses several government schemes in India aimed at improving economic growth, including: Rashtriya Swasthya Bima Yojana (RSBY) which provides health insurance for below poverty line citizens; Rajiv Gandhi Jeevandayee Arogya Yojana (RGJAY) which provides universal healthcare in Maharashtra; Pradhan Mantri Jan Dhan Yojna (PMJDY) which promotes financial inclusion through bank accounts; and Pradhan Mantri Mudra Yojana (PMMY) which provides business loans below Rs. 10 lakhs to micro and small enterprises. It also briefly outlines the benefits of each scheme and initiatives like Make In India and

1. SCHOOL OF MANAGEMENT
GOVERNMENT SCHEMES TO IMPROVE
THE ECONOMIC GROWTH OF INDIA
PRESENTED BY:
SNEHA.H
VTP3072
MBA SECTION-A
UNDER THE GUIDANCE OF
DR. G. MANOJ
ASSISTANT PROFESSOR
SCHOOL OF MANAGEMENT

2. SCHEMES
Rashtriya Swasthya Bima Yojana (RSBY)
Rajiv Gandhi Jeevandayee Arogya Yojana (RGJAY)
Pradhan Mantri Jan Dhan Yojna (PMJDY)
Pradhan Mantri Jeevan Jyoti Bima Yojna (PMJJBY)
Sukanya Samriddhi Yojna (SSY)
Pradhan Mantri Mudra Yojana (PMMY)
Make in India

3. RASHTRIYA SWASTHYA BIMA
YOJANA (RSBY)
This scheme was introduced in 2008.
 Its main motto is to provide health insurance coverage to people belonging to
the BPL (Below Poverty Line) category.
Benefits
Provides cashless attendance to all covered ailments
Assures all pre-existing diseases are covered
Covers hospitalisation expenses, taking care of most common illnesses with
as few exclusions as possible

4. RAJIV GANDHI JEEVANDAYEE AROGYA
YOJANA (RGJAY)
Launched as a pilot project in 2012.
 this scheme is a universal health scheme for the economically backward in Maharashtra.
 Anyone holding one of the four cards issued by the Maharashtra government- Antyodaya card, Annapurna card,
yellow ration card or orange ration card is eligible for this.
Benefits
The government plans to provide free access to medical care in 488 government hospitals
Free treatment for 971 types of diseases surgeries and therapies
Free diagnostic tests and medical treatment required for beneficiary families irrespective of surgery

5. PRADHAN MANTRI JAN DHAN
YOJNA (PMJDY)
 Mission for Financial Inclusion
particularly to provide access to financial services such as savings and deposit accounts.
The scheme was announced on the eve of Independence Day, in 2014 by Prime Minister Narendra Modi.
Benefits
One basic savings bank account is opened for individuals without an account
RuPay Debit card is provided to the PMJDY account holder
Money can be transferred to any account in India
You can get money of government schemes directly in your bank account

6. PRADHAN MANTRI JEEVAN
JYOTI BIMAYOJNA (PMJJBY)
Announced by Finance Minister Arun Jaitley during Budget 2015
 it is a renewable insurance scheme.
18-50 age are eligible
 offering life insurance coverage of Rs. 2 lakhs on death.
Benefits
Only ‘330rs’ as premium
The death benefit will be received by the nominee

7. SUKANYA SAMRIDDHI YOJNA (SSY)
Narendra Modi launched the Sukanya Samridhi scheme, under the ‘Beti Bacho, Beti Padhao’
campaign on 22nd January 2015.
 education and marriage expenses of a girl child.
Benefits
The account can be opened and operated by a parent or guardian as soon as a girl child turns 10
Up to 50% of the balance can be withdrawn to meet educational
requirements of the girl after she turns 18
Money can be transferred from one authorised bank to
another or from post office to any authorised bank and vice versa

8. PRADHAN MANTRI MUDRA
YOJANA (PMMY)
Micro Units Development & Refinance Agency Ltd. (MUDRA) is a new initiative designed for non-
corporate, non-form sector, micro and small enterprises whose credit needs are below Rs. 10 lakhs.
This scheme was announced by the Finance Minister during the Union Budget 2016.
Benefits
Mudra loans can be availed for vehicles (Commercial vehicle loan, car loan and two-wheeler loan
Business Installment Loan (BIL): Loan for working capital requirement, buying plant and machinery,
renovating offices etc.
Repayment of the loan is as high as 7 years

9. MAKE IN INDIA
launched by Prime Minister Narendra Modi on September 25, 2014.
 India a global manufacturing hub by encouraging both multinational as well as domestic
companies to manufacture their products within the country.
Benefits of Make in India
Develop Job Opportunity.
Expand GDP.
Increase in Brand Value.
Up-gradation of Technology.
Availability of Young Minds
Development of Rural Areas

10. THANK YOU