2. Women of Today excel every where…..Women of Today excel every where…..
An Anchor at home An Achiever at work
She needs security during all phases of life...
Something which offers life cover, returns and
liquidity all in one.
3. Challenges in Life starts at eighteen.
So does Jeevan Bharati…
This Policy is most suited for :
Entrepreneurs and
Professionals like Software
engineers, doctors, engineers,
managers, officials, self-
employed, artists, salaried
class, homemakers, students
etc in the age group of 18-55
years.
4. Unique features
A Policy exclusively for women
Policy holder can take (money back) on or after
the due dates, but before the date of maturity.
In case the SB is taken at later stage it will earn
interest rate @ 4% p.a. compounding yearly
(vary from time to time)
She will be eligible for a premium rebate of 4%
p.a. for complete number of months on the
portion of premium paid is paid in advance (in
maximum three installments).
Option to receive maturity proceeds in the form
of an annuity.
5. Unique features
Free insurance cover for THREE years
after premiums for TWO years have
been paid.
Critical Illness Benefits for the
policyholder and Congenital Disability
Benefits for children born to the
policyholder.
6. Survival Benefit
For 15 Years Term :
20% of the S.A. payable at
the end of 5 years
20% of the S.A. payable at
the end of 10 years
60% of the S.A. payable
together with accrued
Guaranteed Additions and
bonuses at the end of 15
years.
7. Survival Benefit
For 20 Years Term :
20% of the S.A. payable at
the end of 5 years
20% of the S.A. payable at
the end of 10 years
20% of the S.A. payable at
the end of 15 years
40% of the S.A. payable
together with accrued
Guaranteed Additions and
bonuses at the end of 20
8. Death Benefit
The full S.A. with accrued Guaranteed
Additions and accrued bonuses is payable in
case of death of the L.A. in addition to
survival benefits paid earlier.
Accident Benefit
Additional Sum Assured up
to max. of Rs.25 Lacs in
case of death by accident.
9. Special Benefits
Female Critical Illness Benefit
(diseases covered)
Breast Cancer
Cervical Cancer
Vaginal / Vulval Cancer
Ovarian / Fallopian Tube Cancer
Uterine Cancer
(Equal to Sum Assured subject to a max. of Rs 2 lacs)
10. Congenital Disability Benefit (CDB)
(diseases covered for new born babies)
Downs Syndrome
Spina Bifida
Tetralogy of fallot
Oesophageal Atresia & Tracheo-
oesophagaeal Fistula
Anal Atresia
Imperforate anus
Cleft Palate with or without Cleft Lip
( Equal to 50% of Sum Assured subject to max. of Rs 1 lac)
11. Basic Parameters
Sum Assured Minimum:
Maximum:
Rs. 50,000/-
Rs. 25,00,000/-
Min. Age at entry : 18 yrs. (last Birthday)
Max. Age at entry : 55 yrs. (last Birthday)
Max. Age at maturity : 70 yrs. (last Birthday)
Mode of payment : Yearly only
This policy can be opted fixed for 15
or 20 years.