2017 financial highlights Q1.

1. NexBank SSB
Financial Highlights
1st Quarter 2017
(Unaudited)
(Dollars in Thousands)
PERIOD 2017Q1 2016Q4 2016Y 2015Y
END DATE 3/31/2017 12/31/2016 12/31/2016 12/31/2015
BALANCE SHEET
Total Assets $ 5,307,592 $ 4,628,017 $ 4,628,017 $ 2,698,563
Net Loans $ 2,897,075 $ 2,627,979 $ 2,627,979 $ 1,882,221
Total Deposits $ 4,761,012 $ 3,234,735 $ 3,234,735 $ 1,881,409
Equity Capital $ 407,723 $ 343,231 $ 343,231 $ 235,766
PROFITABILITY
ROAA 2.47% 2.73% 2.53% 2.62%
ROAE 32.59% 34.69% 28.91% 29.09%
Net Income $ 30,589 $ 29,452 $ 84,796 $ 57,571
ASSET QUALITY
NPLs / Loans 0.04% 0.01% 0.01% 0.06%
Non-Performing Assets $ 2,209 $ 1,167 $ 1,167 $ 3,414
Adjusted Texas Ratio 0.52% 0.32% 0.32% 1.37%
CAPITAL RATIOS
Leverage Ratio 8.21% 8.13% 8.13% 9.34%
Tier 1 Risk-Based Capital Ratio 13.08% 12.17% 12.17% 12.76%
Total Risk-Based Capital Ratio 14.03% 13.14% 13.14% 13.52%
CURRENT RATINGS*
Long-Term Short-Term Outlook
Deposit Rating BBB+ K2 Stable
NexBank | 2515 McKinney Avenue, Suite 1100 | Dallas, TX 75201 | 972.934.4700
Source: SNL Financial as of March 31, 2017
* Kroll Bond Rating Agency as of August 3, 2016