An Insight into STP and SWP
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This ppt gives a brief on Systematic Transfer Plan as well as Systematic Withdrawal Plan with Case study.
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An Insight into STP and SWP
- 1. AN INSIGHT INTO STP & SWP ET FINPRO
- 2. 1 KALLAL CHAKRABORTY SUDIPTA CHATTOPADHYAY NILADRI BHATTACHARYA SOUMITA CHAKRABORTY IMRAN RAHAMAN 2 3 4 5 OUR TEAMSTP & SWP
- 3. Welcome Introduction STP and SWP in a nutshell. AREAS OF WORK
- 4. Breif Breif of STP and SWP Analysis Porfile analysis of first time investor. Benefits Benefits of SWP and STP Why and when Why and when for STP and SWP
- 5. Conclusion All concepts in a summery Bibliography & Thank you Information gathering sources Thanks giving.
- 6. Systematic Withdrawal Plan Allows investor to withdraw a designated sum of money from a fund at regular interval.
- 7. 2 31 EQUITY GROWTH MONTHLY INCOMEINVEST . BALANCE FUNDSYSTEMATIC WITHDRAWAL FUND
- 8. ₹10,00,000 Fixed withdrawal and deposit into a/c-₹5000 p.m. Profit on investment (month 1)- ₹8600 Profit on investment(month 2)- ₹8100 In case the investment into equity hybrid fund is unable to generate a profit equal too the fixed promised amount the deficit is fulfilled by withdrawing more units from the capital invested in the principal fund. Mr . Anil’s corpus on retirement SAMPLE CUSTOMER STUDY SYSTEMATIC WITHDRAWAL PLAN
- 9. SWP AND IMPACT ON FUND VALUEGUESS THE FUND VALUE AFTER SWP? 3 Phenomenon whereby something new and somehow valuable INVESTMENT 1 • Fund NAV = Rs 21 • SWP Amount = Rs 5000 SITUATION 2 (Market Rise) 2 1 • Fund NAV = Rs 19 • SWP Amount = Rs 5000 SITUATION 3 (Market Falls) • Fund Value = 25,000 Units x Rs 20 • SWP Amount = Rs 5000 SITUATION 1 (SWP Initiation)
- 11. ADVANTAGESSYSTEMATIC WITHDRAWAL PLAN TAX AVERAGINGFIXED INCOME . TAX ADVANTAGE INVESTOR LOOKING FOR FIXED INCOME RUPEE – COST AVERAGING
- 12. WHENSYSTEMATIC WITHDRAWAL PLAN PROFESSIONAL/ BUSINESSMAN02 SABBATICAL LEAVE03 RETIREMENT 01
- 13. WHYSYSTEMATIC WITHDRAWAL PLAN LOWERED RISK 01 03 02 BEST SUBSTITUTE FOR PENSION BETTER RETURNS
- 14. Systematic Transfer Plan Where an investor able to invest lump sum amount in a scheme and regularly transferred fixed or variable amount into another scheme. .
- 15. Transfer 1 Transfer 2 Transfer 3 Transfer n Value in fund A decreasing over time Value in fund increasing over time Fund A Fund B HOW STP WORKS
- 16. ₹10,00,000 ₹10,000 p.m.SCHEME A [DEBT FUND] SCHEME B [EQUITY FUND] Rising Market Scenario SAMPLE CUSTOMER STUDY SYSTEMATIC TRANSFER PLAN
- 17. SCHEME A [DEBT FUND] SCHEME B [EQUITY FUND] Falling Market Scenario ₹10,00,000 ₹10,000 p.m. Thus Mr. Anil Das can receive a lump sum of money against his pre-invested INR 10,00,000/-
- 18. TYPESSYSTEMATIC TRANSFER PLAN Fixed STP Flexi STP Capital Appreciation
- 19. PortfolioReturn Tax CONSISTENT RETURNS REBALANCING PORTFOLIO TAX SAVING ADVANTAGESSYSTEMATIC TRANSFER PLAN
- 20. WhenWhy WHY & WHENSYSTEMATIC TRANSFER PLAN The investor wants to stay fully invested. The investor wants to undertake moderate risk. The investor wants higher returns than simple FDs. Avoid market volatility. Better returns than savings a/c and then doing SIP
- 21. IDEAL Long term Systematic Investments such as STP and SWP is ideal to create such wealth MEANT STP and SWP is meant for customers with lump sum of huge corpus TAX This type of schemes also provide tax relief to the investors. INVEST Investor need to save regularly and invest those savings in higher return assets to create wealth SUMMARYSTP & SWP
- 22. Wikipedia2 Personal Survey3Google & YouTube1 BIBLIOGRAPHYSTP & SWP
- 23. THANK YOU
Editor's Notes
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- In this slide there is a background placeholder. Click to the small icon on the center of the slide and choose an image from computer. When add an image, you must sent it to back with Right Click on Image -> Send to Back -> Send to Back.
- In this slide there is a background placeholder. Click to the small icon on the center of the slide and choose an image from computer. When add an image, you must sent it to back with Right Click on Image -> Send to Back -> Send to Back.