The document outlines the four quadrants of the cash flow model: E (employee), S (self-employed/small business owner), B (big business owner), and I (investor). It describes the key characteristics of each quadrant. Employees rely on a salary and have little leverage or wealth potential. The self-employed have more income reliance on work done but still limited leverage. Big business owners can leverage other employees' work for greater wealth and pay lower taxes. Investors achieve the greatest leverage by having their money work for them with potentially no taxes depending on where operated.

1. THE CASH FLOW
QUADRANT
UNDERSTANDING THE WORLD OF BUSINESS
By Kato Festo - The Business of the 21st Centuery

2. By Kato Festo - The Business of the 21st Centuery

3. E - EMPLOYEE
• Always looking for a safe secure Job with benefits e.g. allowances e.t.c
The core value here is Job security.
How much you earn is determined by the efforts and time you put in the work.
One can only have 5% of wealth here.
No Leverage
Time = $$$
More Taxes: the more the salary the more the Taxes
By Kato Festo - The Business of the 21st Centuery

4. S – SELF-EMPLOYED / SMALL BUSINESS OWNER
• Here, we find statements like, “you want it done right? Do it your self”
• They’re often solo – they operate by themselves.
Income is determined by active work done
96% of the Population is based here.
No Leverage
Time = $$$
More Taxes: compared to the Employees
By Kato Festo - The Business of the 21st Centuery

5. B – BIG BUSINESS OWNER
• These have 500 employees or more.
• They work with systems and employ the qualified to work in their businesses.
• Leverage
• 95% of wealth
Work with People = $$$$$
Less Taxes: More of the taxes are covered by the taxes taken from employes
By Kato Festo - The Business of the 21st Centuery

6. I - INVESTOR
• People here own investments.
• The money work for such people.
• Leverage
• 5% of the population
Money working = $$$$
More less/No Taxes: Depending of the Terms in the Country of operation
By Kato Festo - The Business of the 21st Centuery