If you are going through a divorce and you own a home, you will need help through this trying time. You may want to sell your home and move into a smaller one, or you might want to cash out to pay off your spouse so you can buy them out of the home completely. No matter what your questions or concerns, you can count on me to help you! Feel free to send me an email or call anytime!

1. When Life Changes…
Contact me today for a free consultation on how to best navigate the mortgage
process relating to divorce proceedings.
You need a mortgage lending specialist
A professional divorce team has a range of team players, including the attorney, financial planner, accountant,
appraiser, real estate agent, and yes, a lending professional. Every team member has a significant role in
ensuring the divorcing client is set to succeed post-decree.
Why choose Sierra Pacific Mortgage?
• We recognize potential legal and tax implications with regards to mortgage financing in
divorce situations.
• We are qualified to work with divorce professionals in a collaborative setting.
• We are able to identify potential concerns with support/maintenance structures that may conflict
with mortgage financing opportunities.
• We can provide opportunities to restructure a real estate portfolio to increase available cash flow
when needed.
• We are able to recommend financing strategies to help divorcing clients identify mortgage
opportunities for retaining the marital home while helping to ensure the ability to achieve future
financing for the departing spouse.
Jenny Montoya NMLS# 1248181
Sierra Pacific Mortgage Loan Officer
3 Corporate Park #210 Irvine, CA 92606
Email: jenny.montoya@spmc.com
Office: 949-870-4008 Cell: 714-468-7549
LENDER
EQUALHOUSING
© 2016 Sierra Pacific Mortgage Company, Inc. NMLS ID #1788 (www.nmlsconsumeraccess.org). CA DBO/RMLA 417-0015 (03/16)