Which group has greater Social Security Wealth on average? Men Women First Generation of Social Security Recipients Later Generations of Social Security Recipients People with Lower Incomes People with Higher Incomes Married Couples Single People Question 9 1 pts Crowd out under Social Security arises because Social Security might induce people to retire later than they otherwise would. most working-age people today believe that Social Security will not exist by the time they retire. people are not aware of Social Security. individuals may reduce other forms of savings for retirement in response to Social Security. Question 10 1 pts Spikes in retirement rates at Social Security's early entitlement age (EEA) and full retirement age (FRA) are evidence of crowd out. moral hazard. consumption smoothing..