This document describes a business opportunity meeting for Vmobile Technologies Inc., a company that provides prepaid mobile products and services. It outlines Vmobile's products like pin-based cards and electronic load that provide convenience to users. Individuals can start a business by becoming a Vmobile dealer with a fast track package costing P3,988. Dealers can earn income from user overrides, pairing bonuses, and growing their team. Case studies show potential earnings of over P1 million within a few months by empowering a team. The document promotes Vmobile's business model as providing financial freedom through convenience and discounts to consumers as well as income opportunities for dealers.

1. BusinessOPPORTUNITY MEETING

2. Established: April 29, 2008 OFFICE: 19th and 20th Flrs., Galleria Corp Center EDSA Quezon City, Metro Manila, Philippines

3. DTI & SEC Registration

4. A member company of

5. Who is Penta Capital? PENTACAPITAL FINANCE CORPORATIONA Finance Company / Quasi Bank Established in 1957 INTRA - INVEST SECURITIES, INCORPORATEDA Stockbrokerage Firm Established in 1987 PENTACAPITAL MANAGEMENT CORPORATIONA Management Company Established in 1993 PENTACAPITAL INVESTMENT CORPORATIONAn Investment House Established in 1993 PENTACAPITAL HOLDINGS, INCORPORATEDA Direct Investments Company Established in 1996 PENTA INSURANCE BROKER SERVICES, INCORPORATEDAn Insurance Brokerage Firm Established in 2003 Established in April 2008

6. Some of PENTA CAPITAL’s Client List include the following:

7. Today’s Basic Needs Food Load Shelter Clothing

8. Market Target Market

10. 95 Million Cell phone Users

11. 900 Million Text per day

16. - - - - - - P P P Convert Consumers To VMobile Users GOAL: users to DEALERS Calls PICS TXTS Turning it into INCOME GENERATING DEVICE

17. What Can You Do with your 4,000? What can your P4,000 do for you?

18. Start A BUSINESS!!!@ 3,988 R U Kidding me!!!

19. FAST TRACK PACKAGE 3,988.00

20. What’s Inside the Package? 20 Pricelist 2 Posters 20 Quick Guides 3 Sim cards 20 “Access Cards” x 250 P 5,000.00

22. Electronic Load

23. AXS MRT Access Card Contactless ‘Tap-and-Go Convenience’

24. Empowerment Through Technology Use your existing Cellphone and SIM Access all Networks! (Smart, Globe, Sun) Online Access 250+ Prepaid Products Multi-User Capability No Quota and Monthly Membership Extra Income: 4K = 65K in 7 months

25. Load Consumers Vmobile Convenience Discount Extra Income

26. Traditional Loading Business Load Load Load Load Load Load Load Selling Loads to Consumers

27. Empowering Consumers Thru Technology C D E C D E C D E C D E C D E C D E Convenience, Discount, Extra Income

28. How to Replenish Load wallet Where to replenish your load wallet? VMobile Offices From your Dealer (for Retailers and Dealers) Over the counter deposits at the following banks:

29. Ways To Earn Load Yourself, Family and Friends Earn 8-11 % Discount (Lifetime)

30. Guaranteed User’s Override Dealers earn 1% for every load consumed by all users. (20 Access Cards) Convenience Lifetime Discount

31. Direct Endorsement Fee For every Dealership endorsed earn P500.00 (unlimited). You Team B Team A 500 500 Beth Adam 500 Cindy 500 David 500 1,000 1,500 2,000 YOU =

32. Pairing Bonus (1 is to1) ( Team A Team B 500 Beth Adam 500 500 500 500 500

33. P500 10 P5,000 10 20 P10,000 20 60 P30,000 100 Pairing Bonus (1 is to1) Team A Team B Beth Adam 40 up to infinity… waiting

34. Safety Net per Account (max 7 Accts) * Ensures to have an equal income opportunity for all Franchisers of Vmobile Technologies Inc. 30,000 / day 210,000 / week 900,000 / month

35. Worst Case Scenario ( ● You just started now! ● Endorse 2 V Mobile VALUE PACKS ONLY in 1 Month! ● Pass your misfortuneto all of your sales force. ● Save all your income within the 7 months period.

36. Power of 2 1 1,500 1,500 1 2 1,000 2,500 2 4 2,000 4,500 4 8 4,000 8,500 8 16 8,000 17,000 16 32 16,000 33,000 32 64 32,000 65,000 64 128 64,000 129,000 128 256 128,000 257,000 256 256,000 513,000 512 512 1,025,000 1,024 512,000 1,024 1,925,000 2,048 2,048 900,000

37. 1 Account : 3,988 ( Acct 1 Team A Team B Power of 2: 1.9 Million in 1 Year

38. 3 Accounts : 11,964.00 ( Acct 1 Acct 2 Acct 3 Team A Team A Team B Team B Power of 2: 1.9 Million x 3 = 5.7 Million in 1 Year

39. 7 Accounts : 27,916.00 ( Acct 1 Acct 2 Acct 3 Acct 4 Acct 6 Acct 7 Acct 5 Team A Team B Team A Team B Team A Team B Team A Team B Power of 2: 1.9 Million x 7 = 13.3 Million in 1 Year

40. CASE STUDY: MR. GERRARD GALLEGO Started: January 22, 2010 with 4 persons - 3 Accounts @ 4 Weeks (1 Month) : php 100,000.00 @ 8 Weeks (2 Months) : php 350,000.00 @ 5 Months : php 1.7M

41. March 3, 2010 Php 51,240.00

42. March 24, 2010 Php 134,940.00

43. Case Study: RomyLozada Jr. Started: September 2009 with 7 Accounts @ 8 Weeks (2 Months) : php 600,000.00 @ 16 Weeks (4 Months) : php 1,400,000.00 @ 11 Months : php 7.5M

44. Load Consumers Vmobile Convenience Discount Extra Income

45. Family Load Consumption P 30 average personal load consumption X 5 number of cell phone per household _________ P 150 load consumption per day X 30 days /month ________ P 4,500 load consumption per month X 12 months _________ P 54,000 load consumption per year X 6 years _________ P 324,000 X 10 % average discount offered by Vmobile _________ P 32,400 Savings thru VMobile

47. Endorsement

48. Lifetime Discount