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One Debt
A Student Curated Exhibition
By
Valerie Brown
Evelyn Frederick
Stacey Kotcher
Debbie Pavlovich
Heather Wallace
Sponsored and Supervised in Part by:
Susette Min
of
the ART HISTORY department
of
UNIVERSITY OF CALIFORNIA
DAVIS
2014
ii
TABLE OF CONTENTS
Table of Contents..............................................................................................................................................2
Abstract.............................................................................................................................................................3
Introduction.......................................................................................................................................................4
Background.......................................................................................................................................................4
Exhibition Description......................................................................................................................................5
Challenge..........................................................................................................................................................6
Works Cited......................................................................................................................................................7
Budget...............................................................................................................................................................8
Deadline and Task List.....................................................................................................................................9
Resources Consulted.......................................................................................................................................10
Images.............................................................................................................................................................15
3
Abstract
One UC Davis ONE Debt is OUR story. --- It’s the reason we stare at piles of OUR own dirty
laundry. It's the reason we are on OUR third bowl of ramen. It’s the reason we have to count
quarters we scrounged from OUR pockets. It’s the reason we are scared for OUR futures. It’s
OUR Debt.
At a staggering amount of $1 trillion of debt and counting, student debt has become the nation’s
number one debt across America. At UC Davis alone, the average amount of debt a student
graduates with is an overwhelming $19,000. This can be attributed to the 220% increase of
tuition fees and the 25% decrease of state funding in the past decade.
The purpose of this exhibit is to illuminate what’s at stake: the transition of education from a
right to a privilege. The aim of this exhibit is to tell the stories of students who are suffering
trying to make ends meet but with no end in sight. One Debt is an exhibit that tells a story that
isn’t being told. It’s an exhibit that tells OUR story. Any appropriations of themes or elements
are meant only to enhance the project.
4
Introduction
Across the country, student debt is in the trillions of dollars. UC Davis students currently
graduate with a relatively low level of debt, an average of $17,000 with less than 2% of students
exceeding $50,000. However, rising UC tuition— having gone up 220% in the last decade—and
decreased support from the State of California threatens to increase the funds students are forced
to borrow. Awareness is the first step to formulating a solution. One Debt aims to bring attention
to the issue of student debt and in doing so, be a catalyst for discussion towards a solution.
One Debt will use a combination of guerilla art and social media to ask questions about
student versus university financial burdens: What actions is the university taking to deal with this
crisis? Why is the issue of student debt not more publicized and addressed by the university? Is
the university partly responsible? By asking these types of questions, the exhibition confronts
both students and faculty, and forces them to engage and respond to the issues concerning the
imminent crisis of student debt.
Background
One UC Davis
The One UC Davis Campaign centers on how UC Davis prepares its students for the real
world as well as the university’s contribution to society as a whole. It features success stories of
faculty, students and alumni, describing how they are changing the campus and the world. Here
is the official description from the website:
“ONE WORLD, ONE UC DAVIS IS YOU — a global network of people
connected to our university. It is the positive impact of our unsung heroes,
imaginative research teams and innovative thinkers. What our people share in
common is they are transforming lives, celebrating humanity and nature, and
inspiring breakthroughs in California and beyond.
In our campaign, we tell the stories about how together, at UC Davis, we are
changing our world for the better.”
In the eyes of the curators, the campaign only tells one side of the story, and that the issues
facing students in terms of cost for attending UC Davis must be addressed.
Student Debt
UC Davis is on the edge of affordability for both low and mid-income students. Mid-
income students are actually at the greatest disadvantage because they do not receive financial
aid and their parents cannot easily afford rising tuition. For these students, their costs have
increased the most over the last 10 years. When low-income students receive aid they are often
still expected to contribute up to $10,000, which often cannot be funded through other
scholarships without decreasing the amount of aid they receive through the school. Scholarships
for these students are often also expected to cover living expenses. Taking out loans becomes the
only option, which can burden the student for years or even a lifetime.
This is not to say that the administration has not addressed some of these concerns. A
new scholarship has been introduced for students whose parents make $80,000-$100,000 per
year. Additionally, the 2020 Initiative aims to bring in 5,000 more students, specifically targeting
5
more out-of-state and international students who are charged higher tuition prices compared to
in-state students. If California taxpayers are contributing funding for state schools, relying on
these out of state students to resolve the debt crisis is not a viable solution. These students will
most likely move away from California when they are finished with their education, so the
state’s economy will not benefit from educating them. In turn, being overburdened with debt
keeps in state students from having disposable income to support the California economy.
Student loans are an investment in the student’s future, but providing education for all students is
also an investment in our economy and society as a whole.
Exhibition Description
The exhibition will consist of two parts: a physical component and a virtual component.
Both of these will play off the One UC Davis campaign and social media in order to reach the
target audiences of both students and the administration.
The physical component of the exhibition will center on the banners created by the One
UC Davis campaign, displayed in key areas around campus. Alternative banners will be created,
with text providing information about student debt in addition to photographs of students who
are suffering because of their debt. Displaying these alternative banners side by side with the
One UC Davis banners will draw attention to the issue of student debt, in contrast to the ideas
put forth by One UC Davis. In addition, the exhibition posters/banners may even draw attention
to the existing posters, which often go unnoticed.
Already strategically placed in six areas around campus—down the center of the quad, on
the path to 3rd
St., etc.—the One UC Davis banners create a perfect display place for the
exhibition. Content of these banners will focus on a variety of issues we have researched: how
debt affects students’ daily lives and what sacrifices students are forced to make; the “solution”
from the 2020 Initiative of bringing in international and out-of-state students to create more
income for the school at the disadvantage of California taxpayers; the State’s low contribution
per student for higher education; and finally, how education has become a commodity and the
idea of the indentured student. These ideas will be represented through pictures of students
leaving work at late hours because they’re forced to work around their school schedule,
cramming more people than is comfortable into an apartment to save money on rent, students
with empty fridges because they can’t afford groceries, etc. The students we photograph will also
be the students we interview on our website—they will tell the other side of the story.
A part of the website of the One UC Davis campaign is a map that shows these banners
and their location on campus. In the instance that these banners are removed or damaged due to
weather, the exhibition team will also create a similar web page in order that they may still be
viewed as an online exhibition. The online exhibition will be made known through the use of
stickers with the exhibition’s logo that will be placed all around campus.
The second component of the exhibition will be contingent on online participation. Using
the #oneucdavis provided by the campaign as well as our #onedebt, students can link pictures
and tweets of student debt together via Instagram/Twitter. By using #oneucdavis, the tweets and
Instagrams will be sent to the administration who run the campaign and the One UC Davis
6
website, possibly flooding the website with pictures of the exhibition posters or tweets about
their own student debt. The question it will pose to the administration overall is this: the
administration launched a new campaign, but it only tells us half of the story of UC Davis. What
world are they benefiting if students are entering the workforce with massive amounts of debt?
The other portion of the online component is the creation of a page with summaries and
links to articles that offer more information on student debt. The website will take the form of a
website page mocking the One UC Davis page. Using a mock website, we can let people share
their own stories in the same way One UC Davis encourages students to share their stories. This
website will also have a video commercial to parody the One UC Davis videos, that discusses
student debt and the campus in a satirical tone. The creation of a clever and humorous Buzzfeed
article will also be very effective and will be shared on other social media.
Challenge
We will need to create different content: six banners (approximately 4’x2’ each, for the
six locations), a web page, videos, and a Buzzfeed article. The participation of students might
ultimately be the most telling part of the exhibition—whether or not they choose to share our
content may indicate how concerned students are with student debt. It may also be most telling in
the opposite regard: how likely are students to ignore their own student debt even when
confronted with it? Do students take debt seriously?
Overall, our goal as curators is to confront and agitate both students and the
administration with the facts our research has uncovered. I think the information we have found
has the capacity to go viral and create debate and discussion, but also outrage on the campus.
7
Works Cited
Cunningham, Taylor. "One World, One UC Davis Campaign Aims to Increase University
Visibility." The Aggie. UC Davis, 30 Jan. 2014. Web. 04 Feb. 2014.
Fensterwald, John. "California Drops to 49th in School Spending in Annual Ed Week Report."
EdSource Today. EdSource, 14 Jan. 2014. Web. 04 Feb. 2014.
Stevens, Ann. "California Students' Debt Less than in Most States." SFGate. N.p., 26 Dec. 2013.
Web. 04 Feb. 2014.
8
Budget
Materials Number Cost Projected
Expense
Banners $349 $349
Flyers ∞ Paper
donated
$0
Spray paint 2 $8 $16
Website 1 $30 $30
Total $395.00
9
Deadline and Task List
Tuesday, 2/25
Final draft of AHI newsletter press release
Sent to Susette for approval
Thursday, 2/27
All interviews and photographs completed
Friday, 2/28
Banner and flyer drafts will be completed
Images of students will not be integrated yet, just the template.
Interviews typed and sent for information extraction.
Saturday, 3/1
Stacey will extract all relevant information from interviews.
-All Photoshop of photographs completed
Final banners completed and approved by Susette
Banners sent to Copy Land for printing if approved.
Sunday, 3/2
Buzz feed article completed
Website and Facebook draft completed
Draft of bibliography/list of articles/links to films sent to Susette
Final draft about exhibition sent to Susette.
Monday, 3/3
Flyers printed
Tuesday, 3/4
Table tents go up in the Coho
All social media up and running.
Start posting flyers.
Wednesday, 3/5
Finish posting flyers.
Sunday, 3/9
Installation of banners at night
(Ladder and zip-ties provided)
Monday, 3/10
Installation of banners complete, exhibit fully up and running.
Banners documented and installation documented
10
Resources Consulted
http://accountability.universityofcalifornia.edu/index/3.1
http://accountability.universityofcalifornia.edu/index/3.6
http://accountability.universityofcalifornia.edu/index/3.7.1
http://blogs.kcrw.com/dna/the-futures-so-bright-talking-debt-with-calarts-grads
http://budget.ucop.edu/fees/documents/history_fees.pdf
http://budget.universityofcalifornia.edu/?page_id=5
http://business.time.com/2010/09/13/6-questions-about-college-so-where-does-the-money-spent-
on-tuition-and-fees-really-go/
http://chancellor.ucdavis.edu/initiatives/2020_Initiative/index.html
http://dumit.net/
http://economix.blogs.nytimes.com/2013/03/05/yes-even-young-college-graduates-have-low-
unemployment/?_php=true&_type=blogs&_r=0
http://ecx.images-amazon.com/images/I/51SWc-FynwL.jpg
http://edsource.org/today/2013/california-drops-to-49th-in-school-spending-in-annual-ed-week-
report/25379#.UvEb43ddUyc
http://educationvotes.nea.org/2013/07/25/senate-passes-questionable-student-loan-deal/
http://finance.yahoo.com/blogs/daily-ticker/yes-despite-student-loan-crisis-college-worth-
183044599.html
http://guerrillagirls.com/posters/PolishNotAFeminist.shtml
http://gulflabor.org/
http://keepcaliforniaspromise.org/482/where-does-uc-tuition-go
http://lasierra.edu/news-archive/2012/october-2012/art-collectives-exhibit-aims-to-talk-up-
11
student-debt/
http://news.yahoo.com/blogs/ticket/infographic-student-loan-cost-benefit-analysis-for-750-
professions.html
http://pankisseskafka.com/2014/01/15/karen-kelskys-phd-debt-project/
http://projectonstudentdebt.org/state_by_state-data.php
http://socialtextjournal.org/periscope_article/andrew_ross_speaks_to_ows_on_student_debt/
http://socialtextjournal.org/periscope_article/making_5841210_of_student_debt_disappear_into_
thin_air/
http://socialtextjournal.org/periscope_article/the_banking_model_of_education/
http://socialtextjournal.org/periscope_article/the_unemployed/
http://socialtextjournal.org/periscope_topic/going_into_debt/
http://studentdebtcrisis.org/forprofit/
http://studentloanjustice.org/argument.htm
http://tweakyourbiz.com/marketing/2012/08/08/100-guerilla-marketing-ideas-grow-sales-with-
zero-budget/
http://ucaft.org/webfm_send/239
http://ucscfa.org/wp-content/uploads/2011/11/07_Meister.pdf
http://usatoday30.usatoday.com/news/opinion/forum/2010-08-18-column18_ST1_N.htm
http://utotherescue.blogspot.com/2012/02/have-we-protected-poor-students-from.html
http://webcast.ucdavis.edu/llnd/1cac3539
http://www.asa.org/policy/resources/stats/
http://www.bankrate.com/finance/college-finance/how-much-college-debt-is-too-much-1.aspx
http://www.bls.gov/emp/ep_chart_001.htm XXX
12
http://www.campusexplorer.com/college-advice-tips/1FDB725F/Unemployment-Rates-are-
Lower-Among-College-Graduates/
http://www.cnbc.com/id/100989025
http://www.creativeguerrillamarketing.com/guerrilla-marketing/the-80-best-guerilla-marketing-
ideas-ive-ever-seen/ --guerrilla ads, some are really effective at getting across a serious
message
http://www.creativeguerrillamarketing.com/viral-marketing/emotions-key-viral-marketing/ --
about marketing videos, but maybe has some ideas we could use in terms of spreading
our idea
http://www.dailycal.org/2011/11/07/uc-berkeley-student-loan-debt-despite-rise-less-than-
nations-average/
http://www.dailycal.org/2012/05/10/debt-levels-differ-for-colleges/
http://www.defaultmovie.com/
http://www.dissentmagazine.org/article/debt-education-bad-for-the-young-bad-for-america
http://www.dnainfo.com/new-york/20130730/bushwick/artists-take-stand-on-student-loans-
debtfair-art-fair
http://www.fine-art.leeds.ac.uk/events/university-of-leeds-fine-art-degree-show/
http://www.huffingtonpost.com/2010/02/22/college-
debt_n_471023.html?#s70340&title=Dennis_Shoup_58
http://www.huffingtonpost.com/annie-shattuck/uc-regents-tuition-increase_b_1108336.html
http://www.huffingtonpost.com/kyle-mccarthy/10-fun-facts-about-student-loan-
debt_b_4639044.html
http://www.kerismith.com/popular-posts/how-to-be-a-guerilla-artist-2/
13
http://www.lajollalight.com/2014/01/22/lets-review-ucsd-art-exhibit-forces-you-to-confront-
how-you%E2%80%99re-feeling/
http://www.motherjones.com/politics/2013/06/student-loan-debt-charts
http://www.npr.org/2011/05/16/136214779/college-student-debt-grows-is-it-worth-it
http://www.npr.org/2012/06/26/155766786/whats-driving-college-costs-higher
http://www.nytimes.com/2012/05/13/business/student-loans-weighing-down-a-generation-with-
heavy-debt.html?pagewanted=all&_r=0
http://www.nytimes.com/2014/01/02/us/loan-monitor-is-accused-of-ruthless-tactics-on-
student-debt.html
http://www.paulpetro.com/exhibitiohttps://www.facebook.com/events/261341333961211/ns/400
-Useless-Money,-Everyday-Lists-&-Debt-Relief
http://www.pe.com/local-news/riverside-county/riverside/riverside-headlines-index/20121007-
riverside-art-collectives-exhibit-aimed-at-student-debt.ece
http://www.propublica.org/series/college-debt
http://www.sfgate.com/opinion/openforum/article/California-students-debt-less-than-in-most-
states-5094919.php
http://www.slate.com/articles/life/counter_narrative/2014/01/president_obama_s_higher_ed_spe
ech_what_we_really_need_is_a_federal_job.html
http://www.slate.com/articles/life/map_of_the_week/2012/02/student_loan_debt_an_interactive_
map.html
http://www.slate.com/blogs/breakingviews/2012/07/18/u_s_student_debt_on_scary_trajectory_.h
tml
http://www.slate.com/blogs/browbeat/2014/01/15/phd_debt_project_google_doc_survey_collect
14
s_figures_of_graduate_school_debt.html
http://www.universityofcalifornia.edu/news/article/29695
http://www.usatoday.com/story/news/nation/2013/11/25/federal-student-loan-
profit/3696009/
this talks about the profit the government makes off of student debt -stacey
http://www.vulture.com/2013/12/saltz-on-the-trouble-with-the-mfa.html
http://www.washingtonmonthly.com/college_guide/blog/student_loan_debt_focus_on_pu
b.php?
page=all http://www.youtube.com/watch?v=lFyJ-MumME4
http://www.youtube.com/watch?v=wvQR93C6n2E
http://www9.georgetown.edu/grad/gppi/hpi/cew/pdfs/unemployment.final.update1.pdf
https://musiciansway.com/blog/2013/09/how-to-avoid-excessive-student-debt/
https://www.ed.gov/blog/2013/05/4-mistakes-i-made-with-my-student-loans-and-how-
you-can-
avoid-them/
https://www.facebook.com/events/2613413339
61211/
https://www.youtube.com/watch?v=qOP2V_np
2c0
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