9. How toChoosea
MEDICARE SUPPLEMENTS CONSIDER
Historical Rate Increases
MEDICARE ADVANTAGE CONSIDER
Your Out of Pocket Costs
Prior Approvals and rules to obtain services
11. YOUR DECISION, Think about how you normally make
Do you prefer a Cadillac or a Camry?
Is flexibility the most important?
IsAccess to care the most important?
Is low cost up front most important?
Are the perks most important?
Why do I have to pick, I want someone else
13. Part D
Have to cover at least 2 drugs in
each drug class
Have to meet basic coverage design
All have formulary
Use Network Pharmacies
Tier Structure (co-pays)