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Chip Rewards Health and Wellness Incentives


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McDowell Incentives is proud to introduce ChipRewards, a system to aid companies to reduce overall healthcare costs, employee lost time, and injuries.

Published in: Health & Medicine
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Chip Rewards Health and Wellness Incentives

  1. 1. <ul><ul><li>Health & Wellness Incentives </li></ul></ul>from
  2. 2. What drives healthcare costs & outcomes? <ul><li>Most drivers of healthcare costs and outcomes are associated with human behavior </li></ul><ul><li>Prescription refills, preventive screenings, diet, exercise, and well-baby visits are all examples of healthy behaviors </li></ul><ul><li>Targeted and well-designed incentives can directly influence human behavior </li></ul>
  3. 3. 70% of healthcare expenses stem from preventable causes The Healthcare Environment Source: Health Promotion Advocates, from statistics kept by the Center for Disease Control and Prevention, the National Institutes of Health, the National Institute of Diabetes and Digestive and Kidney Diseases, and the Journal of Occupational Medicine. Billions
  4. 4. <ul><li>Proper health behaviors affect outcomes </li></ul><ul><li>Meaningful incentives increase engagement in behaviors </li></ul><ul><li>Improvements in health result in decreases in costs </li></ul>Why should you use incentives to promote health?
  5. 5. <ul><li>Using incentives to influence behavior is proven </li></ul><ul><li>Individual and consumer behavior is influenced in most retail industries </li></ul><ul><li>Incentives in healthcare represent a significant opportunity to change behavior </li></ul>Effectiveness of Incentives
  6. 6. What is ChipRewards? <ul><li>A comprehensive incentive solution to improve engagement and increase participation in health behaviors </li></ul><ul><li>Scalable & flexible technology to incent a wide variety of healthy activities </li></ul><ul><li>Points are issued when members engage and participate in desired health-related behaviors </li></ul>
  7. 7. The ChipRewards Difference <ul><li>Technology platform and all functions at little or no additional cost </li></ul><ul><li>Programs designed using advanced principles of behavioral science </li></ul><ul><li>Multi-sponsor funding </li></ul><ul><li>Point-based currency redeemable for a variety of reward options </li></ul><ul><li>Configurable promotions offered to one individual or millions </li></ul><ul><li>Pay-for-performance model: payment occurs if and when the desired behavior takes place </li></ul>
  8. 8. Health Incentive Examples <ul><li>Screenings & Preventive Care </li></ul><ul><ul><li>Health Risk Assessments </li></ul></ul><ul><ul><li>Nicotine Tests </li></ul></ul><ul><ul><li>Annual Physicals </li></ul></ul><ul><ul><li>Man/Woman exams </li></ul></ul><ul><ul><li>Mammograms </li></ul></ul><ul><ul><li>Colonoscopies </li></ul></ul><ul><ul><li>Annual Flu Shots </li></ul></ul><ul><li>Wellness Programs </li></ul><ul><ul><li>Weigh-in Programs </li></ul></ul><ul><ul><li>Weight Watchers </li></ul></ul><ul><ul><li>Diabetes Programs </li></ul></ul><ul><ul><li>Smoking Cessation </li></ul></ul><ul><ul><li>Walking Programs </li></ul></ul><ul><ul><li>Lifestyle Programs </li></ul></ul><ul><ul><li>Seminar Attendance </li></ul></ul>Health behavior areas where incentives can be effectively utilized: <ul><li>Pharmacy Adherence & Cost Savings </li></ul><ul><ul><li>Refill Rx in a timely manner </li></ul></ul><ul><ul><li>Switch from Retail to Mail-order Rx </li></ul></ul><ul><ul><li>Switch from brand to generic Rx </li></ul></ul><ul><ul><li>Onsite Pharmacy Rx Fills </li></ul></ul><ul><ul><li>Fill a New Prescription </li></ul></ul>
  9. 9. Privacy and Security <ul><li>Participation is voluntary </li></ul><ul><li>Compliant with HIPAA/HITECH policies and procedures </li></ul><ul><li>All information received from a client is treated as confidential information </li></ul><ul><li>Configurable for secure file transfers and encryption protocols </li></ul>
  10. 10. Participation & Transaction Files How It Works Targeted Messages <ul><li>Targeted behaviors are captured and processed through the ChipRewards platform to issue points to a member’s account. </li></ul><ul><li>Targeted messages and communications prompt members, improving engagement and participation. </li></ul>ChipRewards Member Customer Support Services Member Account Access Behavior Tracking Reward Fulfillment
  11. 11. SMS /MMS Reminders & Account Balance Electronic Statements & Offers Account Management via Mobile Web Application Newsletters & Direct Mail Materials Member Communication Tools Secure Login to Online Member Account
  12. 12. Client & Sponsor Reporting <ul><li>Receive detailed reports of program activity & automated invoicing </li></ul><ul><li>Track member engagement, participation and the effectiveness of promotions </li></ul><ul><li>Automate regulatory & compliance practices </li></ul>
  13. 13. Redeeming Points for Rewards <ul><li>Robust and configurable redemption offerings </li></ul><ul><li>Catalog options with a wide selection of merchandise, travel and event tickets </li></ul><ul><li>Premium reductions, certificate redemptions, and stored-value cards available if desired </li></ul>
  14. 14. For more information, contact: [email_address] 800.599.4669