1. CASH FLOW PLANNING
Don’t let unmanaged
spending or debt derail
your financial plan. Our
counselors can help you
identify problem areas and
provide solutions to help
you reach your financial
independence.
2. Your Emergency Reserves
3 to 6 months’ expenses should
be maintained in liquid accounts
(cash/cash equivalents)
Actual amount needed within
the range varies with these
factors:
Stability of income
Number of stable income sources for
the household
Length of disability elimination
period and other risk factors
Potential for financial emergencies
3. Debt Management: By the numbers
•Monthly Housing
(Principle, interest, taxes and
insurance): no more than 28% of
gross income
•Total Monthly Payments: no more
than 36% of gross income
•Total Consumer Debt: no more
than 20% of net income
4. A well constructed cash-flow
analysis is an in-depth look at
your current financial picture.
We develop current and
projected income & expense
statements, net worth
statements, and help you get a
feel for where the money is
coming from and going to.
Goals can then be prioritized
and systematically funded.
Financial Statements
5. QUESTIONS? CALL TODAY
TO SCHEDULE YOUR
FINANCIAL ROADMAP
DISCUSSION
ISN’T IT TIME FOR YOUR FINANCIAL PLAN?
Editor's Notes
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This is another option for an Overview slide.
Give a brief overview of the presentation. Describe the major focus of the presentation and why it is important.Introduce each of the major topics.To provide a road map for the audience, you can repeat this Overview slide throughout the presentation, highlighting the particular topic you will discuss next.
Keep it brief. Make your text as brief as possible to maintain a larger font size.
