You're Invited to A Free Workshop: Five Secrets Successful Business Owners Use to... Convert tax dollars into retirement income with tax dollars now going to the IRS to fund their retirement plans... Protect their families, businesses & employees, when they die, become disabled or retire... Leave a tax-deductible legacy for their children and grandchildren... Life Insurance with living benefits... How smart investors take advantage of greedy, overpriced markets...

1. Welcome to...Welcome to...
Five Secrets SuccessfulFive Secrets Successful
Business Owners Use to:Business Owners Use to:
 Convert Tax Dollars Into Retirement
Income
 Protect Their Families, Businesses, Employees,
Customers and Suppliers When They
Die, Become Disabled or Want to Retire

2. Presented By:Presented By:
 Archon Advisory CorporationArchon Advisory Corporation
A Registered Investment AdvisorA Registered Investment Advisor
 Jaguar Financial Services, LLCJaguar Financial Services, LLC
A Licensed Insurance AgencyA Licensed Insurance Agency

3. Our offices are located at:Our offices are located at:
1926 Greentree Road – Suite 1101926 Greentree Road – Suite 110
Cherry Hill, New Jersey 08003Cherry Hill, New Jersey 08003
(856) 433-6700(856) 433-6700

4. Elliot EJ Paul, CFP®Elliot EJ Paul, CFP®
 25+ years experience advising business owners and professionals25+ years experience advising business owners and professionals
 Managing Member: Jaguar Financial Services LLC-A Licensed InsuranceManaging Member: Jaguar Financial Services LLC-A Licensed Insurance
Agency; NJ Insurance License #0336698 – Pa License #652333818Agency; NJ Insurance License #0336698 – Pa License #652333818
 President: Archon Advisory Corporation - A Registered Investment AdvisorPresident: Archon Advisory Corporation - A Registered Investment Advisor
 Former President: Warton Archon Financial Advisors – a SEC RegisteredFormer President: Warton Archon Financial Advisors – a SEC Registered
Investment Advisor that managed 9 mutual fund, stock, bond and optionInvestment Advisor that managed 9 mutual fund, stock, bond and option
portfolios for 21 yearsportfolios for 21 years
 Former VP and Branch Manager: Stifel Nicolaus, Member NY StockFormer VP and Branch Manager: Stifel Nicolaus, Member NY Stock
ExchangeExchange
 Former VP of Philadelphia Securities AssociationFormer VP of Philadelphia Securities Association
 Past President Garden State Rotary of Cherry Hill, NJPast President Garden State Rotary of Cherry Hill, NJ
 Haddonfield Memorial High School GraduateHaddonfield Memorial High School Graduate
 University of Pennsylvania – BA EconomicsUniversity of Pennsylvania – BA Economics
 Graduated: Harvard Business SchoolGraduated: Harvard Business School
 Former Adjunct Professor for the College For Financial PlanningFormer Adjunct Professor for the College For Financial Planning
 CERTIFIED FINANCIAL PLANNER ™ professionalCERTIFIED FINANCIAL PLANNER ™ professional
 Executive Member: Philadelphia Chamber of CommerceExecutive Member: Philadelphia Chamber of Commerce

6. Management Team:Management Team:
Diana Fitzmaurice PaulDiana Fitzmaurice Paul
 25+ Years of financial management experience in finance and accounting25+ Years of financial management experience in finance and accounting
 CEO: Jaguar Financial Services, LLC; Archon Advisory Corporation andCEO: Jaguar Financial Services, LLC; Archon Advisory Corporation and
Turning Point Capital Management LLCTurning Point Capital Management LLC
 Jefferson University Physicians: Former Associate Vice President forJefferson University Physicians: Former Associate Vice President for
Financial Affairs and Decision Support and Interim Executive DirectorFinancial Affairs and Decision Support and Interim Executive Director
 Jefferson University Physicians, the Jefferson Academic Practice PlanJefferson University Physicians, the Jefferson Academic Practice Plan
with over 600 physicianswith over 600 physicians
 Temple University Fox School of Business, Philadelphia, PennsylvaniaTemple University Fox School of Business, Philadelphia, Pennsylvania
graduated Summa Cum Laude with a Bachelor of Science in Accountinggraduated Summa Cum Laude with a Bachelor of Science in Accounting
 Graduate of Charles Ellis School For Girls, Newtown Square, PennsylvaniaGraduate of Charles Ellis School For Girls, Newtown Square, Pennsylvania

7. Management TeamManagement Team
Debbie ThamesDebbie Thames
 Marketing Vice President: Jaguar Financial Services LLCMarketing Vice President: Jaguar Financial Services LLC
and Archon Advisory Corporationand Archon Advisory Corporation
 Coordinates marketing and advertising campaignsCoordinates marketing and advertising campaigns
 Supports marketing teamSupports marketing team
 Manages LinkedIn and Face Book strategiesManages LinkedIn and Face Book strategies
 Member: Garden State RotaryMember: Garden State Rotary
 Former business ownerFormer business owner

8. Management TeamManagement Team
Floyd HudsonFloyd Hudson
• In his 28 years in the industry, Floyd’s client-centric focusIn his 28 years in the industry, Floyd’s client-centric focus
and business planning expertise has provided clients andand business planning expertise has provided clients and
financial partners the needed counsel to address theirfinancial partners the needed counsel to address their
goals and objectivesgoals and objectives
• 17 years with Hartford Life Insurance Company, Floyd is17 years with Hartford Life Insurance Company, Floyd is
one of 27 individuals in Hartford’s 200 year history that hasone of 27 individuals in Hartford’s 200 year history that has
been inducted into their Honor Circle.been inducted into their Honor Circle.

10. Management TeamManagement Team
Michele BrightMichele Bright
 over 25 years of experience in the insurance industryover 25 years of experience in the insurance industry
 Managed a General Agency in California for 8 yearsManaged a General Agency in California for 8 years
 For 15 years, worked at Hartford as a sales and marketing specialistFor 15 years, worked at Hartford as a sales and marketing specialist
assisting business and estate planning advisors with high net worthassisting business and estate planning advisors with high net worth
clientsclients
 Her strong organizational skills help her accomplish many tasksHer strong organizational skills help her accomplish many tasks
 Life & health insurance licensedLife & health insurance licensed
 Girl Scouts, Ambassadors Baseball Team, Food Bank, Susan G. KomenGirl Scouts, Ambassadors Baseball Team, Food Bank, Susan G. Komen
and American Cancer Society for Breast Cancer Awarenessand American Cancer Society for Breast Cancer Awareness

12. Management TeamManagement Team
Jennifer AgnessJennifer Agness
 12 years at Liberty Mutual Insurance12 years at Liberty Mutual Insurance
 Offers consultative review of Personal Lines Insurance.Offers consultative review of Personal Lines Insurance.
 Helps clients and prospects understand the type of coverageHelps clients and prospects understand the type of coverage
they have and make educated decisions about their insurancethey have and make educated decisions about their insurance
needsneeds
 Writes Auto, Home, Condo, Renters, Excess Umbrella, RentalsWrites Auto, Home, Condo, Renters, Excess Umbrella, Rentals
and Life Insuranceand Life Insurance
 Licensed in New Jersey, Delaware and PennsylvaniaLicensed in New Jersey, Delaware and Pennsylvania
 Free quotes and no obligation reviewsFree quotes and no obligation reviews

13. 84% of the tax returns84% of the tax returns
we see are missingwe see are missing
deductions that coulddeductions that could
convert tax dollars intoconvert tax dollars into
net worth and retirementnet worth and retirement
incomeincome

14. What is yourWhat is your
most importantmost important
financialfinancial
concern aboutconcern about
retirement?retirement?

15. 1 Hour Money Master1 Hour Money Master
outlines financialoutlines financial
mistakes you’re makingmistakes you’re making
and how to avoid them.and how to avoid them.

16. 401k and Qualified Retirement
Plan contribution rules
discriminate against highly
compensated owners and key
employees
Problem One…Problem One…

17. Secret One…Secret One…
Owner Only 401k PlansOwner Only 401k Plans
Designed for companiesDesigned for companies
where all employees arewhere all employees are
owners and spousesowners and spouses

18. Owner Can Make Huge Tax-deductible
Contributions For Himself/Herself
 2015 elective deferrals up to 100% of
compensation: $18,000 ($24,000 50+)
 Employer contributions: up to 25% of
compensation: $53,000 per employee
 Maximum 2015 tax deductible
contribution for owner: $77,000

19. Case Study:Case Study:
 Ben, 51, earned $200,000 in 2015.
 He deferred $18,000 plus his $6000
catch-up contribution
 Plus 25% of compensation: $50,000
 Total 2015 tax-deductible
contribution: $74,000

20. Maximizes owner tax deductible
contributions
No compliance testing
Minimal administrative requirements
No contributions required in bad years
401kPlan OwnerOnly Advantages:

21. Secret Two…Secret Two…
Qualified Defined Benefit PlansQualified Defined Benefit Plans
 Create huge tax deductible contributions for older, highCreate huge tax deductible contributions for older, high
income owners and key employeesincome owners and key employees
 Converts tax dollars into net worth and retirement incomeConverts tax dollars into net worth and retirement income
 Stop sending your hard earned dollars to Washington DCStop sending your hard earned dollars to Washington DC
 Never complain about paying income taxesNever complain about paying income taxes
again!again!

22.  ChiropractorsChiropractors
 PhysiciansPhysicians
 DentistsDentists
 AccountantsAccountants
 AttorneysAttorneys
 Independent contractorsIndependent contractors
Ideal For Professionals and Business
Owners with highly profitable businesses,
steady cash flow and less than 5
employees

23.  Tax-deductible 412e3 contributionsTax-deductible 412e3 contributions
 Tax-deferred cash accumulationTax-deferred cash accumulation
 Tax-free death benefitsTax-free death benefits
 ““Free” living benefits that can replaceFree” living benefits that can replace
expensive long term care policy costsexpensive long term care policy costs
 Pays 2% of life insurance policy’s facePays 2% of life insurance policy’s face
amount per month for 50 months if insuredamount per month for 50 months if insured
can’t perform 2 ADL’scan’t perform 2 ADL’s
Tax-Deductible Life Insurance With Living
Benefits

24. So where do get the money come to
do this?
How do you convert tax dollars going
to Washington DC, Trenton and
Harrisburg into retirement income
for you and your family?

25. Working with your CPA and tax advisor we can
create the money you need to fund your plan
Why pay the IRS taxes this year that you are
no longer responsible for when those dollars
could be used for creating Retirement income,
a bigger nest egg And security for your loved
ones.
Don’t give the IRS an interest free loan for a
year!

26.  Write check one to the IRSWrite check one to the IRS
 Write check two to your state capitalWrite check two to your state capital
 Write check three to yourselfWrite check three to yourself
Which two would your tear up?Which two would your tear up?
Which one would you keep to turn taxWhich one would you keep to turn tax
dollars into retirement income?dollars into retirement income?
Defined Benefit Plan 3 Check Book Close
What if you had to write three checks and could
tear up two of them:

27. Secret Three…Secret Three…
Section 162 ExecutiveSection 162 Executive
Double Bonus PlansDouble Bonus Plans

28.  Owners can give themselves and key
employees (not required) substantial
supplemental retirement plan benefits
 Tax-deductible
 Restricts employee access
 Easy to establish and administer
 No IRS approval required
..

29. Three ways to fund executive
bonus plan:
1.Single bonus: Employee pays income tax on
bonus
2.Double bonus: Employer pays bonus and tax
due on bonus
3.Variable bonus: single bonus phases into
double bonus

30. ABC invests $15,000 for 20 yearsABC invests $15,000 for 20 years
into a $1,000,000 tax-deductibleinto a $1,000,000 tax-deductible
policy for Beth (age 45)policy for Beth (age 45)
At 65, Beth receives $50,000 ofAt 65, Beth receives $50,000 of
tax-free retirement income for 20tax-free retirement income for 20
yearsyears

31. 1 Hour Money Master1 Hour Money Master
outlines financialoutlines financial
mistakes you’re makingmistakes you’re making
and how to avoid them.and how to avoid them.

32. Problem Two…Problem Two…
Protect Owners, Loved Ones,Protect Owners, Loved Ones,
Employees, Suppliers andEmployees, Suppliers and
Customers When An Owner:Customers When An Owner:
 Dies
 Is disabled
 Retires
 Has a “business divorce”

33. Secret Four…Secret Four…
Funded Buy-Sell Agreements…Funded Buy-Sell Agreements…
 A buy–sell is a legally binding agreementA buy–sell is a legally binding agreement
between owners of a business that governs whatbetween owners of a business that governs what
happened if an owner dies, has to leave or wantshappened if an owner dies, has to leave or wants
to retireto retire
 It’s like a premarital agreement between businessIt’s like a premarital agreement between business
partnerspartners
 A funded buy–sell ensures that it is well-fundedA funded buy–sell ensures that it is well-funded
guarantees there will be money available when aguarantees there will be money available when a
buy–sell event is triggered.buy–sell event is triggered.

34. Everyone WinsEveryone Wins
 Business Owners: peace of mindBusiness Owners: peace of mind
 Family Members: cash for theFamily Members: cash for the
businessbusiness
 Creditors: less default riskCreditors: less default risk
 Suppliers: remain in placeSuppliers: remain in place
 Key Customers: assured ofKey Customers: assured of
continuing relationshipcontinuing relationship
 Employees: job securityEmployees: job security

35. Protects Owner’s SpouseProtects Owner’s Spouse
Helps Owner treat allHelps Owner treat all
children equally whetherchildren equally whether
they work in the businessthey work in the business
or notor not

36. Your Buy-Sell Agreement must:Your Buy-Sell Agreement must:
 Be up-to-date
 Be funded – does no good if there’s
no money to take care of loved ones
and other owners when you die,
become disabled or retire
 Include realistic business
valuation so everyone treated fairly
And holds up to IRS scrutiny

37.  Strangers or deceased owner’s family
members may become your new
business partners
 You may not be able to sell when you
want to retire or have a “business
divorce”
 Your business partners may block the
sale of your company
Without a Funded, Up-To-Date
Buy-Sell Agreement:

38. Funding MethodsFunding Methods
Buyer’s personal fundsBuyer’s personal funds
Sinking fundSinking fund
Borrowed fundsBorrowed funds
Installment paymentsInstallment payments
Life insuranceLife insurance

39. Our Gift to you:Our Gift to you:
Your FREE Buy-Sell Plan ReviewYour FREE Buy-Sell Plan Review
and Informal Business Valuation if:and Informal Business Valuation if:
 It’s been 2+ years since your buy-sellIt’s been 2+ years since your buy-sell
agreement was drafted or reviewedagreement was drafted or reviewed
 You have an operating or partnershipYou have an operating or partnership
agreement but no buy-sell agreementagreement but no buy-sell agreement
and three years of tax returnsand three years of tax returns
 Your buy-sell agreement has notYour buy-sell agreement has not
been fundedbeen funded

40. The solutions we’ve presented areThe solutions we’ve presented are
funded with:funded with:
 Archon Advisory Corporation’s
professionally managed investment
Portfolios
 Life insurance
 Annuities

41. Problem Three…Problem Three…
TheThe Dow Jones Industrial Average, S&PDow Jones Industrial Average, S&P
500 and Bonds Are Near Seven Year Highs500 and Bonds Are Near Seven Year Highs
It’s customary for stocks to pull back 10 to 25%It’s customary for stocks to pull back 10 to 25%
When interest rates rise…intermediate to 30 yearWhen interest rates rise…intermediate to 30 year
bonds fallbonds fall
Be a Bull, Be a Bear…Don’t Be a Pig!Be a Bull, Be a Bear…Don’t Be a Pig!

42. Secret 5…Archon’s Five ActivelySecret 5…Archon’s Five Actively
Managed Asset Allocation PortfoliosManaged Asset Allocation Portfolios
 Experience:Experience: EJ Paul has 25+ years experienceEJ Paul has 25+ years experience
managing stock, bond and option portfoliosmanaging stock, bond and option portfolios
 Perspective:Perspective: Ability to weed out market noiseAbility to weed out market noise
from important informationfrom important information
 Trading byTrading by disciplined, proven fundamental anddisciplined, proven fundamental and
technical trading rulestechnical trading rules
 Alignment of interests: CompetitveAlignment of interests: Competitve
Management fees with no commissionsManagement fees with no commissions

43.  Opportunity toOpportunity to benefit from rising and fallingbenefit from rising and falling
marketsmarkets taking profits/reducing risk intaking profits/reducing risk in
overbought market tops and buying back inoverbought market tops and buying back in
after the markets show signs of strengthafter the markets show signs of strength
 Risk management controlsRisk management controls
 Unemotional buying and selling decisionsUnemotional buying and selling decisions
 Active monitoringActive monitoring of portfolio positions andof portfolio positions and
markets tomarkets to take advantage of markettake advantage of market
opportunitiesopportunities

44. How Would You Feel If…
 Stocks drop 10% and your $500,000 nest egg
loses $50,000
 A one million dollar portfolio could lose
$120,000 if stocks pullback 12%
 A 20% drop with $2,000,000 invested means
your stocks lose $400,000
 You worked hard for your money,
hard for you!

45. The Long-Term U.S. StockThe Long-Term U.S. Stock
Market Outlook Is PositiveMarket Outlook Is Positive
Only by owning the greatOnly by owning the great
companies of America cancompanies of America can
you expect to preserveyou expect to preserve
purchasing powerpurchasing power

46. Can You Manage Money Yourself?Can You Manage Money Yourself?
Is it…Is it…
 High on yourlist of priorities?
 Do you have the time?
 Do you have the temperament?
 Do you have the experience?
 How have yourinvestments fared?
 Can you make objective, unemotional
decisions?

47. Spock.jpg

48. Spock.jpg

49. Archon Clients AreArchon Clients Are
Greedy Cowards:Greedy Cowards:
 Make me money
 Don’t Lose My
Money
 Save Me Taxes

50. Are your investments doing wellAre your investments doing well
because you are an expertbecause you are an expert
money manager or because themoney manager or because the
markets have done well the pastmarkets have done well the past
seven years?seven years?
What happens when the stockWhat happens when the stock
and bond markets take a drop?and bond markets take a drop?

51. PerformancePerformance
Please note: the above figures reflect SEI’s performance for its mutual fund private
client accounts. Archon’s use of SEI’s private client mutual fund strategies
would have yielded higher or lower investment returns than those above.

52. The Big Question…The Big Question…
How do the solutions in thisHow do the solutions in this
presentation apply to your situation?presentation apply to your situation?
We never charge for appointmentsWe never charge for appointments
Is there anything you want to learnIs there anything you want to learn
more about?more about?

53. The 1 Hour Money Master is a personalThe 1 Hour Money Master is a personal
appointment in my office or by phoneappointment in my office or by phone
Not a sales presentationNot a sales presentation
Leave your checkbook home.Leave your checkbook home.
We discuss your areas of interest, theWe discuss your areas of interest, the
strategies that may apply to you andstrategies that may apply to you and
identify your potential savingsidentify your potential savings..

54. Free Insurance AuditFree Insurance Audit
 Policies bought 5 years ago may be too costly and lack critical new
benefits
 Includes safety check-up: Weiss vs. AN Best, Moody’s, Fitch and S&P
reports (Insurance companies pay all but Weiss huge fees to get rated;
makes their ratings questionable)
 Smart to review policies every 3 years to make sure your coverage fits
your current needs
 Goals:
1. Increase death benefit at current funding levels
2. Reduce premiums with same coverage
3. Extend guaranteed coverage
4. Better investment performance
5. “Free” living benefits that can replace expensive long
term care policies

55. What wouldWhat would
we do if wewe do if we
were you?were you?

56. For more information regarding an investment inFor more information regarding an investment in
Archon’s professionally managed investmentArchon’s professionally managed investment
portfolios or the other solutions in thisportfolios or the other solutions in this
presentation, please contact Elliot EJ Paul, CFP ®,presentation, please contact Elliot EJ Paul, CFP ®,
President, Archon Advisory Corporation -President, Archon Advisory Corporation -
A Registered Investment Advisor.A Registered Investment Advisor.
Email:Email: EJPaul@ArchonAdvisory.comEJPaul@ArchonAdvisory.com
Direct: (856) 433-6700Direct: (856) 433-6700
Fax: (856) 433-8373Fax: (856) 433-8373
Suite 110Suite 110
1926 Greentree Road,1926 Greentree Road,
Cherry Hill, New JerseyCherry Hill, New Jersey
0800308003