Lalani & Associates - Immigration to Canada | USA | Citizenship Solutions

Lalani & Associates
For over 20 years, our team of qualified and professional associates have successfully handled
hundreds of cases in providing investment immigration, residency, and citizenship solutions for
countries such as Canada, US, UK, EU Member States (Bulgaria, Hungary, Cyprus, Malta,
Portugal), Caribbean Islands (Saint Kitts & Navis and Antigua & Barbuda), Australia and
Malaysia.
Lalani & Associates, a highly reputable consultancy firm within its target market and audience,
was launched in 1992 by Sikander Lalani, a partner at the renowned accounting practice
Daudally Lalani & Co(established in 1954). This firm was established based on a philosophy that
emphasizes professionalism, sincere and candid advice, and high client service standards.
Even though our main focus remains on providing immigration, residency and citizenship
services, we can also provide additional value to our clients through synergetic services through
our sister firms, Daudally Lalani & Co and Lalani Capital, in the areas of international tax
planning solutions, and in the fields of financial and corporate advisory services.
The firm currently serves its client base out of offices in Karachi, Lahore and Dubai. By
leveraging its international business and governmental network in North America, Europe,
Pakistan and the Middle East, Lalani & Associates is positioned to successfully execute its
clientele’s strategic objectives.
Our CEO, SIkander Lalani is a seasoned Chartered Accountant, an authorized immigration
consultant (ICCRC) and a respected professional in his field who leads an experienced and
highly professional team. The team has global experience in financial services/investment
banking, management consulting, infrastructure and government and possesses educational
credentials from world class institutions to execute the firm’s service offerings.

Our Executive Team
Sikander Lalani
Chief Executive Officer, Lalani & Associates
Senior Partner, Daudally Lalani & Co, Chartered Accountants
Licensed Immigration Consultant
B.Com, FCA, FCMA
Member of Immigration Consultant of Canada Regulatory Council (ICCRC)
Member Canadian Association of Professional Immigration Consultants (CAPIC)
Fellow Member of the Canadian Migration Institute (CMI)
Azhar Fareed Khan
Advisor, Lalani & Associates
Advisor, Lalani & Associates
BSc, MBA
Azhar joined Lalani & Associates in 2002 after spending 4 years in the management consulting
division at A.F. Ferguson, a member firm of PriceWaterhouseCoopers (PwC).

Our Valuable Team Members
Moazzam Fareed Khan
Director of North Pakistan Operations, Lalani & Associates
BA, MBA
Moazzam joined Lalani & Associates in 2009 and currently manages our Lahore office.
Moazzam holds an MBA from the Philippine Christian University, Manila, Philippines and a BA
from the University of Punjab, Lahore.
Khawaja Noman Ahmad
Director Operations- Skilled Workers Immigration
CAT, B.Com, MBA (MPhil).
Noman is working with Lalani & Associates since 2010. Noman looks after the Canadian and
Australian Skilled workers programs along with Student, Temporary Resident and Super visas
application. Noman specializes and has extensive experience in Immigration industry.
Noman holds a MBA degree in Finance (equivalent to MPhil) from Iqra University – IU.
Anum Rasheed
Director Operations- European/ Caribbean Investors Programs
Association of Chartered Certified Accounts (ACCA) Member, B.Com
Anum is working with Lalani & Associates since 2011 and is currently managing the European
and Caribbean Investor Programs at Lalani and Associates. She had been associated with
banking sector previously and had also worked for Ford Rhodes Siddat Hyder, a member firm of
Ernst and Young.
Anum has completed her B.Com from University of Karachi and is a Member of Association of
Chartered Certified Accountants (ACCA) – UK
Mohammad Obaid
Director Operations - Canada/USA Investors Programs
CA- Finalist, M.Comm.
Obaid is associated with Lalani & Associates since 2009 and currently manages the Canadian
and USA Investor Program.
Obaid has completed his CA articleship from Ford Rhodes Siddat Hyder, a member firm of Ernst
and Young. He has a vast experience and understanding of various audit and financial
assignments.
Obaid also holds an M.Com. degree from University of Karachi.
Rana Amer Saeed
Dubai Office Representative
MBA, FCA
Rana Saeed is working with Lalani & Associates as Dubai Office Representative since 2015.

Over 20 years’ leadership experience as Group CFO, GM, COO, Group Head of Treasury, Area
and Regional Head of International Taxation, Director – Fund Management with international
and regional conglomerates, including, Schlumberger, Ernst & Young, PWC, Abdullah al
Ghurair Group and Appella/Trident Group.
MBA from Manchester Business School, Chartered Accountant (FCA) and Leadership and
Management certifications from Ivy Leagues’ Cornell University.

INVESTOR SERVICES
Recognizing that each high net worth individual and family has unique needs, Lalani &
Associates creates, structures and manages comprehensive solutions to complement the client’s
complex international investment, tax and legacy management strategies.
We structure residency and citizenship through investment in Canada, United States, EU
Member States (Bulgaria, Hungary, Cyprus, Malta, and Portugal), United Kingdom and
Caribbean Islands (Saint Kitts & Navis and Antigua & Barbuda).
Global Citizenship and Residency Practice Lalani & Associates provides high net worth
individuals and families with a range of investment based global citizenship and residency
solutions.

North America
United States EB-5 Program
 Investment: US$500,000 + Syndicate / Fund Charges
 Financing Option: Not permitted under law
 Net worth Requirement: None
 Physical Residency: Required
o No English language requirement
o No age restriction
o No minimum education requirement
o No management or business experience requirement
o Investor and family can live and work anywhere in the United States
o Children can attend any public school or university for the same cost as US Citizens in their State
o Eligible to become US citizens after five years (physical residence is required for at least two and a
half years and not be absent from US for six months or more at a time)
Citizenship: Physical residency of 2 ½ years out of 5 years

Immigration to USA continues to be the top choice for investors or businessmen seeking to establish
their businesses and build a home for their families because not only does this country provides
countless career opportunities in the spirit of entrepreneurship, but it also maintains high standards
of living and is home to some of the most eminent educational institutes.
Throughout the history of immigration to the USA, a large number of people have opted to secure
US citizenship through the United States EB-5 program. This program offers two options to the
investors, both of which will lead to permanent residency.
The first option requires them to invest $1 Million in a new commercial or troubled enterprise. The
green card they will obtain immediately upon arrival in the country will be conditional on the
grounds that they will have to generate employment for ten individuals within two years of the green
card. If they meet this criterion by the end of the two year period, USCIS will verify this and they
will be granted permanent green card.
The second option available to investors for immigration will permit them to invest in an EB-5
project which is funded by regional centers approved by the USCIS with the intention to boost
economic growth. Under this option the investment amount will be reduced to $500,000 if the
business is situated in a targeted employment area (TEA), or a rural area. Immigration to USA will
be easier through the second option, i.e. the syndicate/EB-5 fund, because it lets the immigrants take
the legal status of a “limited partner” in the EB-5 compliant project. Moreover, under this option the
investors will no longer be directly responsible for creating employment for 10 full time individuals
and there won’t be any need to participate in the day to day management of their investment as the
syndicate/fund will take the burden for that.
Once they have obtained the green card, the investors will be required to physically reside within the
US for at least 2.5 years out of a total 5-year period, to be eligible for US citizenship.
Salient features of the EB-5 Program via the Syndicate/EB-5 Fund Approach:
o No English language requirement
o No age restriction
o No minimum education requirement
o No management or business experience requirement
o Investor and family can live and work anywhere in the United States
o Children can attend any public school or university for the same cost as US Citizens in their state
o Eligible to become US citizens after five years (physical residence is required for at least two and a
half years and not be absent from US for six months or more at a time)

Canadian Immigrant Investor Program
Federal Immigrant Investor Program
Citizenship and Immigration to Canada has announced a pause on the Canadian Federal
Immigrant Investor Program and is currently not accepting any applications. It cannot be said
when the applications for this program will recommence. We will update you further when the
application process reopens.

Quebec Investor Program
 Investment: CDN $800,000
 Financing Option: CDN $ 220,000
 Net Worth Requirement: CDN$ 1,600,000
 Physical Residency Requirement: 2 years within a period of 5 years
 Citizenship Requirement: Eligible after physically residing in Canada for at least 4
years within a 6 year period However, the expected change in the law, if implemented,
will reduce the physical residency for at least 3 years within a 5 year period
For the last two decades thousands of immigrants have been welcomed into Canada through the
Quebec Investor Program. Investors opting to initiate the application process for Immigration to
Canada through this program must have the intention to settle in Quebec, which is the second
largest and a multicultural province of Canada.
This program has been established for all the businessmen, senior executives, agriculturalists,
NGO managers, and senior government officials/bureaucrats who have the intention to apply for
Immigration to Canada. After coming to a special agreement with the Federal Government, this
province has been granted the right to choose its own immigrants. In order to confirm the
eligibility of Quebec immigrants, thorough background, security and medical checks are run on
them by the Federal Government.
The application process for the Quebec Investor Immigrant program has been re-opened since
31st May, 2016 and will remain open till 28th February 2017. This time the program has a
limited quota of 570 applications from around the world, excluding China. Keeping in mind the
very restricted quota for applications from around the world, it is recommended to start the
process for Quebec immigration as soon as possible.
Investor Requirements:
 A minimum, legally earned net worth of CAD 1.6 million, excluding any gifts received
less than 6 months before the application is submitted to MIDI.

 Management experience of at least 2 years in the past 5 years, which includes the
management of human resources, financial or material resources in any one of the
following:
 A commercial business
 An agricultural business
 A government or non-governmental organization
 A deposit of CAD 800,000, without any interest or profit, is required at the time of
acceptance of Quebec immigration application. This deposit is held for 5 years after
which it is returned. An alternative option available is of financing through the approved
Canadian financial intermediary for a one-time cost of CAD 200,000 – 220,000.
Eligible family members:
 Principle applicant
 Spouse
 Children till the age of 19 years. However, the expected change in the law, if
implemented, will increase the age limit to 22 years for dependent children.
Process:
 Once the investor deposits the professional fees, Lalani & Associates will start compiling
the application and will submit it to a Quebec lawyer for initial review which is then
further submitted to Ministère de l’Immigration, de la Diversité et de l’Inclusiona (MIDI)
along with the government’s processing fee.
 The application is put in an interview queue after the initial review.
 The MIDI might request for an update of the applicant’s net worth while the application
is in queue for an interview.
 The applicant and spouse will be invited for an interview with the Quebec immigration
officer in Montreal, which is the expected location. If the applicant comes out successful
in the interview, then a “Intent to issue CSQ” letter will be sent to the applicant, after
which he/she will have 110 days to invest the funds, either by depositing the full amount
or by availing the financing option.
 After the issuance of CSQ, an application for permanent residence is filed to the Federal
Government.
 Once the background, security and medical checks have been completed successfully, a
Canadian immigrant visa will be granted to the applicant.
Permanent Residence:

A permanent residence visa is granted when you apply for Immigration to Canada through the
Quebec Investor program. At the time of arrival at the port-of-entry, the applicants will be
required to provide an address in Quebec where their permanent resident cards (PRC) will be
mailed.
The PRC is only valid for a period of 5 years, Applicants will be required to physically reside in
Canada for 730 days within a 5-year period, if they want to uphold their permanent residence
status.
Upon arrival in Quebec, every family member’s PR status will be independent of each
other. Whoever stays and fulfills the conditions will be given renewal of their PR status, if they
have not yet fulfilled the requirements for Canadian Citizenship.
Citizenship Requirements:
In order to meet the eligibility criteria for acquiring Canadian citizenship, the applicants will be
required to physically reside in Canada for at least 1,460 days out of a total 6-year
period. However, if the amendments proposed to the Canadian immigration law are
implemented, then the number of days will be reduced to 1,095 out of a total 5-year period. At
the time of Citizenship application, citizenship and Immigration Canada will ask for detailed
proof of residence in Canada, including and not limited to grocery bills, utility bills, school
enrollment for children etc.
Adult immigrants will be required to pass a citizenship test and provide proof of adequate
proficiency in English language.
Children below the age of 18 are usually granted citizenship when one of their parents receives
citizenship status. However, children above the age of 18 must comply with the citizenship
requirements.

Europe
Bulgaria Immigrant Investor Program
 Investment: €511,292
 Financing Option: €195,000
 Net Worth Requirement: €1,000,000 (for financing option)
 Physical Residency: None required (waived under law)
 Citizenship: Eligible after 5 years of Permanent Residency
 New Fast Track Option: Double your investment and get citizenship after only 1 year of
PR
Since joining the European Union in 2007, Bulgaria’s economy has been one of the fastest
growing economies in the region. The temperate climate, beaches, relaxed lifestyle and beautiful
countryside make it a classic spot for individuals.
In order to encourage immigration to Bulgaria, the Bulgaria Immigrant Investment Program was
introduced. This program is ideal for those investors who wish to obtain citizenship for
themselves and their family members without having to live in Bulgaria.
Investment Requirements:
To meet the eligibility criterion for the Bulgarian Investor Program, investors are required to
make an investment of €511,292 in a portfolio of Bulgarian Government bonds, excluding the

interest, with a maturity of 5 years. The bonds are pledged by the government of Bulgaria and
carry an investment credit rating of BBB by S&P and Baa2 by Moody’s.
In case the investors want to avoid the risk of tying up their capital for a period of 5 years as well
as the currency and investment risk, the alternative option available to them is that of financing
through a Bulgarian or European bank. In this case scenario, to be able to secure Bulgarian
citizenship by investment, the investors will simply have to pay €195,000 upfront, as prepaid
interest. The bank will require the investor to show and prove a net worth of €1 million in order
to exercise the financing option. If the investors are successful in proving this, the bank will
make the investment on their behalf. The same option can be utilized again for the Fast-Track
process, where the investors double their investment and receive citizenship after 1 year of PR.
The investors will have to prove the legitimate source of funds for the investment, whether they
choose to make the full investment of €511,292 or they select the financing option. Lalani &
Associates’ qualified Chartered Accountants will work with the investor or his accountant to
prove the required source of funds.
Moreover, the investors must also clear all background checks and have a clean record.
Eligible Family Members
 Principal Applicant
 Spouse
 Children under 18
Timeline for Process
 The Principal Applicant’s process is conducted first, followed by the family.
 The processing time for the Principal Applicant is currently 8-12 months, resulting in
Permanent Residency status.
 Once the Principal Applicant’s process is completed, the family’s processing begins and
lasts for a period of 6-8 months.
AFTER PERMANENT RESIDENCY
Maintaining Permanent Residence Status
In order to maintain permanent residence status for the required 5 year period until citizenship,
the investor and his family must fulfill the following criteria:
 Annual representations to the state and municipal authorities that investment is still fully
invested.
 Have a residential address in Bulgaria.

 File an annual tax assessment.
Lalani & Associates and Arton Capital can provide a turn-key solution to fulfill these criteria,
unless the investor has purchased additional assets, set up a business or moved his family to
Bulgaria, which would require a more detailed tax assessment and will bear an additional cost.
It is recommended that the investor and his family visit Bulgaria at least once a year, during the 5
year period.
Taxation
Bulgaria only taxes the worldwide income of residents who spend 183 days or more in a year
within the country. If the investor does not plan to spend 183 days or more in a year in Bulgaria,
then he will not be subject to tax on any income outside Bulgaria. However, we recommend our
clients to seek independent tax advice.
Any personal or corporate income earned in Bulgaria is taxed at a flat rate of 10%.

Citizenship
Bulgarian citizenship requirements for investors are as follows (the requirements have been
amended after the Bulgarian immigration law changed in 2013):
 Be of the age of majority (note: children under 18 obtain citizenship when one of their
parents becomes a citizen).
 Has not been sentenced by a Bulgarian court for a premeditated criminal offence and is
not subject to criminal proceedings for such an offence.
 Possesses an income and occupation allowing him or her to subsist in the Republic of
Bulgaria.
 Possesses an income and occupation allowing him or her to subsist in the Republic of
Bulgaria.
As per the amendments made to the law in 2013, the knowledge of Bulgarian language and
intent to renounce original citizenship requirements has been waived for investors and their
family members.
Fast Track Citizenship Options
In December 2013, the Bulgarian Parliament passed legislation and made changes to the
Bulgarian citizenship Act, according to which investors who have been PR holders for more than
1 year and have already made an investment of €511,292 in government bonds (or used the
financing option of €195,000), are required to:
 Make an additional investment of €511,292 in government bonds for at least 2 years
 Or make another one-time payment of €100,000
If they utilize any of the above mentioned options, they will be eligible for citizenship within 6
months of the additional investment. This means an investor can get Bulgarian citizenship
within just 2.5 years, without any physical residency requirements for a one-time financing
cost of €295,000 plus professional fees.

Hungary Residency Program
 Investment: € 300,000 in government bonds
 Financing Option: To be announced
 Net Worth Requirement: Minimum net worth € 500,000
 Physical Residency: None required
 Citizenship: After 8 years of Permanent Residence status under current law
Immigration to Hungary has been on a rise because this country is considered an ideal
destination due to its vibrant and multicultural society, universal health care system and
membership in the European Union and the Schengen zone.
Hungarian citizenship can be obtained through the Hungarian Residency and Citizenship
bond program which was introduced in the late 2012 but started its operations in the mid
2013. This program was established because the Hungarian Government wanted to adopt
a contemporary approach in order to attract foreign investment.
Under this Hungary investor program, the investors are required to acquire “special”
residency bonds which are issued and guaranteed by the government and have a maturity
of at least 5 years. In order for the investors and their families to be eligible to submit
residence permit applications under preferential treatment, the value of these subscribed
bonds must be worth at least €300,000. As per the Hungarian immigration law, it is
mandatory to acquire these bonds exclusively from companies’ “Residency Bond
Agents” who have been granted approval by the Economic and Information Technology
Committee within the Hungarian Parliament.

Eligible Family Members:
The following family members can be included in an application:
o Principal Applicant
o Spouse
o Dependent children
o Dependent parents
Investment Qualifications and Requirements:
No special qualifications requirements are applicable to foreign investors in respect to
minimum personal net worth or management experience. However, the Hungarian
administration officers reserve the right to set a simple interview meeting with the
applicant, and the procedure for this interview might be randomly applied.
Citizenship Path:
According to the current law, citizenship is offered after 8 years of PR status after passing
the basic constitutional studies in Hungarian language. However, amendments are
expected in the law which might reduce the residency requirement after the PR status to 5
instead of 8 years.
Investment Process:
As mentioned above, to meet the eligibility criterion of this program, a foreign direct
investment of €300,000 is required in the purchase of special Hungarian bonds. After
completing the maturity period of 5 years, the original capital investment is returned to
the investor, excluding any accrued interest or profit. These government bonds are
designed especially for this program and trading them on the on the public or the
secondary market is forbidden.
The transaction is subject to a Subscription Agreement with the designated enterprise,
which is licensed for the geographic region of the main applicant.
Due to the recent changes implemented in the Hungarian immigration law, the process
has been cut short to one step rather than two. The step entailing the temporary status has
been eradicated, and now permanent residence is granted directly to the applicants and
their families within one month.
We invite you to initiate a private and confidential consultation so that we may advise
you on the appropriateness of this program based on your personal, family and financial
objectives.

Cyprus Direct Citizenship Program
 Investment: € 500,000 in residential real estate for lifetime + €2,000,000 in the purchase
or construction of buildings.
 Financing Option: € 350,000 financing cost non-refundable (currently unavailable)
 Net Worth Requirement: € 1,000,000 (for financing option)
 Citizenship: Direct citizenship within 3-6 months
Located in the heart of the Mediterranean and at the crossroads of Europe, Africa and Asia,
Cyprus is considered an essential hub. It is well known for its diverse culture and mild
Mediterranean climate, which makes it a perfect destination for working and travelling for
business or for leisure.
One of the fastest routes to obtain Cyprus citizenship and residence is through the Cyprus
investment program which is offered in accordance with the Civil Registry law 2002-2013. This
program grants direct citizenship which means that applicants are not obligated to physically
reside in Cyprus in order to gain citizenship, and can attain a passport that permits visa
free travel to 155 countries within 3 to 6 months. The only requirement is to visit Cyprus
once n every 7 years.
This program is ideal for those businessmen and investors who want to secure citizenship for
themselves and their families without having to reside outside their country of origin for business
or personal reasons.

 Spouse
 Children under 28 (if they are currently full-time students and unmarried)
 Dependent parents
As per the regulations of the Civil Registry laws, foreign investors who wish to obtain Cypriot
citizenship by investment must meet the following requirements:
 Must hold a permanent privately-owned residence which should be worth at least
€500,000, located in the Republic of Cyprus
 Must choose ONE of the following prescribed investment options and maintain it for the
required duration of 3 years.

Investment Options:
1. Real estate, land development and infrastructure projects: Under this option the
applicant must make an investment of at least € 2,000,000 in the purchase or construction
of buildings, land development projects (residential or commercial) or infrastructure
projects.
2. Investment in the purchase/creation/contribution of Cypriot businesses or
companies:
Applicants opting for this option must invest at least € 2 million in the purchase, creation
or participation of businesses or companies currently functioning in the Republic of
Cyprus.
These businesses or companies should evidently have a tangible presence in Cyprus and employ
at least five Cypriot citizens or European citizens
3. Financial assets of Cypriot companies or organizations: Applicants must make an
investment of at least €2 million in regulated funds in the Republic of Cyprus. Investors
need to maintain the purchased assets for a period of three years.
4. Combination of any of the investment options amounting to at least € 5,000,000:
Applicants can choose a combination of options 1, 2, 3 which should amount to an
investment of at least € 5,000,000 in total.
Process: The application process for Cyprus immigration under this program entails two phases;
first phase is for the principle applicants and their spouse. The second phase is for children and is
subject to the successful completion of the first phase.

Portugal Golden Residence Visa Program
 Investment: € 350,000 – € 500,000 in real estate purchase for 6 years
 Financing Option: None
 Physical Residency: Average of Minimum 7 days per year
 Permanent Residency: After 5 years of Golden Residence Visa
 Citizenship: After 1 year of Permanent Residency.
 Visa-free travel: to over 170 countries including the Schengen Zone.
Immigration to Portugal has become easier with the launch of the Golden Residence Permit
Program in the late 2012 by the Portuguese government. This program was considered an
opportunity to attract foreign investment into Portugal by the non-EU citizens.
The law allows the Golden Residence Permit holders to live, work and study in Portugal, as well
as to travel anywhere within the Schengen zone without a visa. In order to maintain their permits,
the applicants are required to physically reside in Portugal only for 7 days in a year. The permit
must be renewed in year 1, year 3 and year 5.
Based on the legal opinion obtained by an independent Portuguese law firm, if the investors and
their families are successful in meeting the minimum 7 day residency requirement and have a
basic knowledge of Portuguese language, they will become eligible to obtain Portuguese
citizenship after holding the Gold Residence permit for a period of 6 years.
Portugal immigration through the Golden Residence Visa program is ideal for all those
individuals who wish to secure European Citizenship and visa-free travel within the Schengen
zone for themselves and their families, but cannot physically reside outside of their homeland for
personal or business reasons.

Eligible Family Members
o Spouse
o Children under 18
o Dependent children over 18 who are full-time students and unmarried
o Dependent parents and parents-in-law over 66 years and residing at same address.
Investment Requirements
Under this program, there aren’t any special requirements in regards to personal net worth or
management experience for the applicants, except for the minimum age requirement of 25 years.
However, the investors are obligated to disclose the source of funds for the investment and fees
and will undergo the standard KYC (know your client) procedures and Anti-money laundering
protocols at the Portuguese banks.
The candidates who wish to secure Portuguese residency status through this program will be
required to invest foreign direct investment through two ways. Firstly, through the acquisition of
real estate worth at least €350,000 with construction completed at least 30 years ago or located in
an urban rehabilitation area, with execution of rehabilitation work. The alternate option available
is to invest at least €500,000 in real estate anywhere in Portugal. Each investment must be held
for a minimum period of 6 years and cannot be financed through a third party, such as a bank.

Process
o The relevant documents will be filed and submitted by Lalani & Associates, as well as service and
Processing payment.
o Applicant will visit Portuguese Embassy in Islamabad to sign and attest the documents required.
o All funds for the real estate transaction and government fees for Golden Residence Permit must
arrive in the applicant’s bank account in Portugal and be distributed from there
o Investor and family must prepare to visit Portugal for 4/5 business days to sign documentation,
fingerprinting, opening of bank account etc. An invitation letter will be issued for the Temporary
Residence Visa application for Portugal. Lalani’s partners will assist with trip arrangement.
Government fees must be transferred by investor to his Portuguese account.
o Application is submitted. After approval in 4-6 months, Portuguese government issues file number
and the attorney completes real estate purchase.
o Passports are submitted for Golden Visa insertion.
Renewal
For successful renewal:
o All family members must visit Portugal for a minimum of 7 days per year to maintain residency.
o The investment must remain in place to maintain residency status.

Malta Residency & Citizenship Program
 Investment: Donation to Government starting from € 650,000 + € 150,000 in Govt. Bonds +
€ 350,000 in property purchase (or lease rental payment of € 16,000/ year for 5 years)
 Citizenship: After 12 months of PR Status
Immigration to Malta has been on a rise ever since it became a member of the European Union in
May 2004, as well as a part of the Schengen zone in 2007.
The Individual Investor Program (IIP) was launched by Malta under the option of Citizenship
by investment. It is the only citizenship by investment program that has gained recognition
and approval by the EU. Under a Public Services Concession, this program is directed by
identity Malta on behalf of the government.
This investor program is the most suited for all those businessmen and investors who have the
desire to obtain Malta EU citizenship for them and their families, without having to reside
outside their country of origin for business or personal reasons.
Eligible family members:
The following family members can be included in the application:
o Spouse

o Children under 26 (if they are currently full-time students and unmarried)
o Dependent Parent aged 55 year & above.
Citizenship will be granted to only those applicants and their families who meet the
requirements for immigration to Malta, as well as only those candidates that hold a residence
status in Malta for a period of 12 months, immediately before the day of issuing the
naturalization certificate. As per the current law, the principal applicant is obligated to show
residence status for a period of 1 year preceding the granting of citizenship. There is no
requirement for any set number of days to be spent by the applicant in Malta.
All those individuals applying for the Malta citizenship by investment program must make a
substantial donation to the National Development and Social Fund established by the
Government. They must commit to maintain residence in Malta for a period of 5 years
through the purchase of property or through leasing a property. Furthermore, it is also
required to make investment in government approved financial instruments for a period of 5
years.
Investment Requirements
1. Contribution to the National Development and Social Fund:
The minimum contribution levels that must be met in the initial phase of the program have been set
as follows:
o Contribution of € 650,000 for the main applicant
o Contribution for spouse and minor children: € 25,000 each
o Contribution for dependent children 18 to 26 years: € 50,000 each
o Contribution for dependent parents above 55 years: € 50,000 eac
2.Investment in property
The applicants must commit to maintain residence in Malta for a period of 5 years through the
purchase of property or through leasing a property, for which the minimum value must be above
€350,000. The alternate option available to them is to lease a property, for which the minimum
annual rent must be over €16,000. This property should be maintained for a period of 5 years from
the date of purchase of lease.
3.Investment in Government Approved Financial Instruments
In order to secure Malta citizenship, the investors must also make an investment worth €150,000 in
government approved financial instruments, such as stocks, bonds, debentures, special purpose
instruments, for a period of 5 years.

In addition to these requirements, the applicant and all the family members must be covered by a
Global Health Insurance Policy of minimum of € 50,000.
Process
The application process to apply for Malta residency and citizenship entails several steps and the
application is processed between a period of 1 to 1.5 years, depending upon client’s
responsiveness.

Caribbean Islands
Dominica Citizenship by Investment Program
 Investment: $200,000 (real estate) or contribution/donation starting from
$100,000(depending on family composition)
 Net Worth Requirement: None
 Physical Residency: none
 Citizenship: Direct citizenship, passport within 3-6 months
 Visa Free Travel: to over 115+ countries, including, Schengen zone, United Kingdom,
Switzerland, Austria, Belgium, Denmark etc.
Dominica, known as the “Nature Island” for its unspoiled natural beauty, is arguably the most
breathtaking island in the Caribbean. It is a prime destination for individuals seeking to apply
for Caribbean Citizenship programs because of its growing economy and impressive standards of
living. This island is not home to pristine sandy beaches, but it also holds a diverse blend of
English, French, African and Caribbean people and their respective cultures. It is a politically
and economically stable state, with the lowest crime rate in the region.
The Dominica Citizenship by Investment Program was initiated in 1993 as one of the
collaborative investment programs for Caribbean countries. This program is the least
expensive of all the Caribbean Investment Programs, with investment starting from

$100,000. The main benefit of obtaining Economic Citizenship is that the applicants and their
families will not have to physically reside in Dominica to gain citizenship, and will receive a
passport within 3-6 months that offers visa-free/visa-on-arrival travel to over 115+ countries,
including Schengen Zone, UK, Switzerland, Austria, Denmark etc.
 Spouse
 Children under 18 and aged 18-25 (if they are current full-time students and have been
since turning 18)
 Parents/grandparents of Principal Applicant or spouse, if they are financially dependent
on the applicant (i.e. parents do not own any property, business, funds etc.)
1. Real Estate Option:
To be eligible for the program, a minimum investment of US$ 200,000 must be made in a
government designated and pre-approved real estate project. The real estate must be held for 3
years and may be eligible for re-sale under the Citizenship by Investment Program after 5 years
from the original purchase date.
2. Donation Option:
There is an alternate option, whereby an applicant can also make a donation to the Government
Fund established by the government of Dominica, which ranges from $100,000 to $350,000
(depending on family composition).
Process:
 The initial documentation process normally takes 1-2 months depending upon client
responsiveness.
 After the application is submitted, the Dominican government takes about 3 months to
come to a decision or ask for additional information. There is no requirement of interview
with the client.
 Once approval is issued and the applicant makes the required donation or title transfer of
real estate, a citizenship certificate is issued in 30 days.

 A passport application is then submitted and will be ready within 10 days.

Grenada Citizenship by Investment Program
 Investment: US $350,000 (real estate) or contribution/donation of $200,000 for a family
 Physical Residency: None
 Citizenship: Direct citizenship, passport within 3-6 months.
 Visa Free Travel: to over 135 countries, including UK, EU/Schengen etc.
Grenada is popularly known as “The Spice Island “because of the myriad locally grown spices. It
offers one of the most picturesque waterfronts in all of the Caribbean. The sublime scenery is
one of the many enticements to visit the three beautiful main islands. Diving, sailing, excellent
restaurants,
Fabulous beaches and a calendar of unforgettable festivities add to the many reasons why Grenada
has become a preferred destination to many high net worth investors seeking to apply
for Caribbean Citizenship Programs.
The Grenada Citizenship by Investment Program was introduced in 2013 and is one of the few
immigrant investor programs of the world that offers direct citizenship, which means that
applicants will not have be obligated to physically reside within the region to obtain Grenada
Citizenship, and will be granted a passport within 3-6 months that offers visa-free/visa-on-arrival
travel to over 135 countries, including UK and EU.

 Eligible Family Members
The following family members can be included in an application under a single investment:
o Spouse
o Children under 18 and aged 18-25 (if they are current full-time students and have been since
o Turning 18)
o Parents/grandparents of Principal Applicant or spouse, over 65, if they are financially dependent
Citizenship can be passed down by descent, so future generations can also benefit from this
investment
6. Real Estate Option:
Citizenship by investment at Mount Cinnamon is by way of subscription for shares in the company
which owns and operates the hotel. As a shareholder, Investors will be entitled to a dividend
from any hotel operating profit, as well as the right to apply for one “Main Applicant”
citizenship together with citizenships for family members. Mount Cinnamon also has available
for sale through the CBI program, qualifying freehold lots and homes as an alternative
investment to the subscription for shares.
The investment must be minimum US$ 350,000 and must be owned and maintained for a minimum
period of 4 years. Real estate closing fees are US$ 50,000 which includes property registration,
processing fees and taxes to the property purchase.

o NTF Donation Option:
A donation of US$ 200,000 to the National Transformation Fund (NTF) will grant Permanent
Resident status to the main applicant with a family of up to four (spouse + two qualifying
dependents). An extra donation of US$ 25,000 will be required for every additional dependent.
Donation must be in escrow at the time of PR application but can be transferred to NTF in two
installments.
The contribution under the donation option is due in two parts – USD 75,000 at the time the
application is lodged, and the balance – after the applicant has made one year as a permanent
resident under the program.
Process
o The initial documentation process normally takes 1-2 months depending upon client
responsiveness.
o After the application is submitted, the Grenada government takes about 2 months to come to a
decision or ask for additional information. While the government reserves the right to request an
interview with the applicant, it is rarely requested.
o Once approval is issued and the applicant makes the required title transfer of real estate or
donation along with the PR application. Right after which the citizenship application is submitted
and a naturalization certificate is issued.
o A passport application is then submitted and will be ready within 15-30 days.

Saint Kitts and Nevis Citizenship
 Investment: $430,000 (real estate) or contribution/donation of $350,000 (family of 4)
 Financing Option: None upfront, investor can mortgage property after acquisition
 Physical Residency: None required (direct Citizenship)
 Citizenship: Eligible after investment, processing time of 4-6 months
 Visa Free Travel: 120+ Countries
The island of St.Kitts and Nevis is ideal for all those individuals seeking to apply for Caribbean
Citizenship Programs. Formerly a British Colony, it is now a federation of two scenic islands
in the Eastern Caribbean, and a member of the commonwealth with English as the official
language. The country is an upcoming luxury resort destination, currently served with direct
flights from London, New York, Toronto, Miami and Puerto Rico. St. Kitts & Nevis has no
income, capital gain, wealth, inheritance or gift taxes on its citizens and residents.
The Saint Kitts and Nevis citizenship by investment program was launched in 1984, making it the
longest established program of its kind in the world. The successful applicants of this program
are granted direct citizenship to Saint Kitts and Nevis, which means they are not even required
to live there or visit it for any number of days prior to gaining citizenship. Moreover, within 6
months of their applications, they will receive passports that allow visa-free/visa-on-arrival
travel to over 120 countries including UK, and EU countries.

The following family members can be included in an application under a single investment or
donation:
 Spouse
 Children under 18 and aged 18-25 (if they are current full-time students and have been since
turning 18)
 Parents/grandparents of Principal Applicant or spouse, over 65, if they are financially
dependent on the applicant (i.e. parents do not own any property, business, funds etc.)
Citizenship can be passed down by descent, so future generations can also benefit from this
investment.
 Real Estate Option
The St. Kitts & Nevis government has been focused on developing the luxury tourism sector to
tap the islands’ potential as another quality destination in the Caribbean. Hence, the real estate
investment opportunities available are in luxury resorts and hotels currently under
development.
To be eligible for this Caribbean Investment program, a minimum investment of US$ 430,000
must be made in a government designated real estate project. The property must be held for at
least 5 years, after which it can be sold. The applicants also have the option to rent out the
property during the 5-year tenure. Investment options also include Ownership Interest in a
luxury hotel project.
 SIDF Donation Option
The applicants have an alternate option to make a donation between the ranges of $250,000 to
$400,000, depending on the number of family members included in the application, to the
Sugar Industry Diversification Foundation (SIDF) which was established by the government.
Process
 The initial documentation process normally takes 1-2 months depending upon client
responsiveness.
 After the application is submitted, the St. Kitts & Nevis government takes about 3-4 months to
come to a decision or ask for additional information. While the government reserves the right
to request an interview with the applicant, it is rarely requested.

 Once approval is issued and the applicant makes the required donation or title transfer of real
estate, a citizenship certificate is issued in 30 days.
 A passport application is then submitted and will be ready within 10 days.
Our experience with the St. Kitts & Nevis – Citizenship by Investment Program
Lalani & Associates has been successfully processing St. Kitts & Nevis citizenship applications
since 2009 with a 100% success rate.
The principals at Lalani & Associates who are managing the program, have been to St. Kitts &
Nevis and have held discussions with government officials, real estate developers, and law
firms as part of their due diligence of this program.

Antigua and Barbuda Citizenship Program
 Investment: $400,000 (real estate) or contribution/donation of $200,000 for a family
 Physical Residency: 5 days in 5 years, since gaining citizenship
 Citizenship: Eligible after investment, processing time of 3-6 months
 Visa Free Travel: 130+ Countries
Individuals who are considering the different options for Caribbean Citizenship programs should
definitely opt for Antigua and Barbuda Citizenship by Investment program. Antigua and Barbuda is
a member of many international organizations, such as the United Nations, the British
Commonwealth and Caricom and the Organization of American States (OAS) among many others.
Passport holders of Antigua and Barbuda enjoy visa-free travel to approximately 130 countries,
including the UK, Canada and the countries of the Schengen zone.

 Eligible Family Members:
The following family members can be included in an application under a single investment or
donation:
o Spouse
o Children under 18 and aged between 18-25 (if they are current full-time students and have been
since turning 18)
o Parents/grandparents of Principal Applicant or spouse, over 65, if they are financially dependent
5. Real Estate Option
The applicants are required to purchase property worth at least US $400,000 in a pre-approved real
estate development area. This investment should be held for a minimum period of at least 5 years.
Property registration, processing fees and taxes must be paid in addition to the property purchase.
o NDF Donation Option
The government of Antigua and Barbuda allows the applicants to avail an alternate option through
which they must make a donation to the National Development Fund (NDF), which was set up in
order to grow the island’s economy. The required donation amount is US$ 250,000 for a family.

Limited Time Offer
The Government of Antigua and Barbuda has re-introduced the Limited Time Offer, under which
applications for the Antigua and Barbuda passport program received for the NDF investment option
will receive a reduction on the investment contribution from US$250,000, to US$200,000. The
government processing fees will be US$50,000 for principal applicant and spouse respectively and
free for up to two dependents. The offer is valid for a family application of up to four persons.
Additional family members will pay normal fees.
Process
o Depending upon clients’ responsiveness, the initial documentation process will normally take
between 1 to 2 months.
o The passport is issued in 3-6 months depending upon CIU’s approval and settlement of
investment to be made.

Entrepreneur Programs
Saskatchewan Provincial Nominee Program

Nova Scotia Provincial Nominee Program
Manitoba Provincial Nomination Program

Prince Edward Island Provincial Nominee Program
SKILLED WORKER
Canadian Skilled Worker
Canada – EXPRESS ENTRY

Express Entry is the new selection system for Canadian immigration, designed to select skilled workers
for immigration to Canada. It is a completely electronic process involving the federal government,
provincial governments, and Canadian employers.
Supporting Information
There are a total of 1,200 points available under the Comprehensive Ranking System.
For candidates without an accompanying spouse or common-law partner, there are:
 A maximum of 500 points available for core human capital factors;
 A maximum of 100 points available for skill transferability factors; and
 600 points available for either a provincial nomination of a qualifying offer of arranged employment.
For candidates with an accompanying spouse or common-law partner, there are:
 A maximum of 460 points available for core human capital factors of the principal applicant;
 A maximum of 40 points for the core human capital factors of the spouse or common-law partner;
 A maximum of 100 points available for skill transferability factors; and
 600 points available for either a provincial nomination or a qualifying offer of arranged employment.
Comprehensive Ranking System
The Comprehensive Ranking System ranks eligible candidates for immigration to Canada through
Express Entry under the following components.
 Core human capital factors
 Age at 20-29 (without Spouse- maximum points available: 110); (with Spouse- maximum points
available: 100).
 Level of education at Doctoral Degree (PhD) (without Spouse- maximum points available: 150);
(with Spouse – maximum points available: 140 for PA; 10 for spouse)

 First Language Ability (English or French- IELTS) (without Spouse- maximum points available:
136); (with Spouse- maximum points available: 128 for PA; 20 for spouse)
 Second Language Ability (English or French-IELTS) (without Spouse- maximum points available:
24); (with Spouse- maximum points available: 22)
 Canadian Work Experience- 5 years or more (without Spouse- maximum points available: 80); (with
Spouse- maximum points available: 70 for PA; 10 for spouse)
 Skill transferability factors (Maximum of 100 points available for Principal Applicant)
 Factors relating to a provincial nomination OR a qualifying offer of arranged employment (Maximum
of 600 points available for a nomination certificate or a qualifying job offer, but not both).
The Express Entry Process
 Determine your eligibility under a federal economic immigration program to Canada.
 After getting your free assessment done through our website, Lalani & Associates will review your
information to determine your eligibility of entry into Express Entry pool.
 Complete an online Express Entry Profile about the skills, work experience, language ability,
education, and other personal information (providing accurate information is mandatory for
selection).
 Receive an Invitation to Apply (ITA) and submit your application for permanent residence.
 Submit an online application for permanent residence with all supporting documents within 90 days
of Invitation.
 As per CIC process, after 6-month the successful applicants will land in Canada as permanent
residents.

Quebec Skilled Worker
Quebec is the largest province of Canada. It is famous for its rolling hills, vast forests, and
countless waterfalls where official language is French. The economy of Quebec is highly
industrialized and diversified to enjoy permanent visa status. Through the Quebec Skilled
Worker Program, successful applicants and their families can obtain Canadian permanent
residency status after they receive invitation from government of Quebec Province. The major
advantage is the announcement by Quebec government that it will take two rounds of application
intake in future. It is therefore expected that the government will accept larger number of
applications.
Eligibility requirements for QSW:
The permanent residency program by Quebec government in Canada is for skilled professionals
with minimum of 1 year experience in their field of education. Quebec government has fixed
point-based system in order to check eligibility of skilled professionals. The profile of applicants

is reviewed where minimum of 49 points are required by the main applicant and minimum 57
points are required by accompanying spouse, if along, under different criteria as:
 Education
 Area of training
 Validated employment offer
 Work experience
 Age
 Language Proficiency
 Stay and family in Quebec
 Children
 Financial self- sufficiency
 Spouse/common law partner’s Profile
Application Process
 Evaluation of candidates profile for an eligibility.
 Candidate registering at Lalani & Associates.
 Lalani’s team will review the profile and prepare Catalogue of Documents (CoD) for
continuing the process.
 Final review of CSQ (Certificate of Selection Quebec) application before submission
with Quebec Immigration Authorities.
 Issuance of CSQ (Certificate of Selection Quebec).
 Filing Permanent Residence application with Federal Government of Canada.
 Issuance of immigration visas
The process of Quebec skilled worker program is not complicated like other programs but has a
limited quota of 5,000 applications online. The whole process starting from Certificate of
Selection Quebec (CSQ) till issuance of visas takes time up to approximately 2.5 – 3 years.
The application intake period for this program is currently closed but it is expected to re-open
again in April 2017.

Australian Skilled Worker
Immigration to Australia is open for individuals through the skilled worker immigration program. This
program was launched with the introduction of “Skill Select” initiative with the aim to ensure that
skilled migration program caters to the economic needs of Australia. This program supports the
Australian Government in managing who, when and in what numbers can apply for the Skilled
Migration program.
We are currently handling the following programs under Australian immigration:
1.Skilled independent visa / Permanent visa:
This Australian visa is designed specifically for those skilled workers who aren’t sponsored by anyone,
be it an employer, family members, or nominated by a state or territory government. If the applicant
obtains this visa, he/she will be permitted to live or work in Australia as a permanent resident. In
order to qualify for this category, the applicant’s current occupation must be listed in the skilled
occupation list (SOL). This list provides a complete list of the relevant assessing authority for each
occupation on the lists.
2.Skilled – Nominated or Sponsored (Provisional) visa:
The skilled workers opting for this visa category will be allowed to live and work in specified regional
areas within Australia for a period of up to 4 years.
The eligibility criterion for this program requires applicants’ occupations to be listed in the
consolidated sponsored occupation list (CSOL), which will provide a complete list of the relevant
assessing authority for each occupation on the lists.
3.Sponsored or Nominated visa:

This visa category targets those points-tested skilled workers who have nominated by a state or territory
government agency. The applicants will be free to work and live in Australia as a permanent resident
if they are granted this visa.
In order to meet the eligibility criteria to qualify for this visa option, the applicants’ occupation must be
listed in the consolidated sponsored occupation list (CSOL), which will provide a complete list of the
relevant assessing authority for each occupation on the lists.
Eligibility requirements:
 Age preferred up to 39 years.
 Education: Minimum 15 years of education.
 Experience: 3 years of relevant post qualification experience, provided an occupation should be listed
under Skilled /Consolidated Skilled Occupation list.
 Language: Minimum 7.0 bands in each component of IELTS exam
Citizenship and Residence Requirement:
Citizenship and residency requirements are mentioned below:
 You must have been living in Australia on a valid Australian visa for 4 years immediately before
applying, including 1 year as a permanent resident, and
 You must not have been absent from Australia for more than 1 year during the 4 year period,
including no more than 90 days in the year immediately before applying.

Sponsorships
1. Spousal Sponsorship
The Canadian government allows citizens and permanent residents of Canada to sponsor his or her
spouse and dependent children.
Average Processing Time:
The average processing time for Canada’s spousal sponsorship is around 18-24 months.
Canadian Sponsorship Requirements:
o The sponsor should be 18 years of age or older,
o Should be a Canadian citizen OR permanent resident,
o Should be sponsoring your spouse, dependent children
**If sponsor lives in Quebec, sponsor must also meet Quebec’s conditions to be a sponsor,
which are listed below:
o live in Canada or provide evidence that you will live in Canada,
o sign an agreement/undertaking promise with your spouse to provide basic requirements,
o Prove that you have sufficient income to provide basic requirements to your spouse and
dependent children.
Key Benefits:
o Sponsored person will be able to get Permanent Residence Rights from day 1!
o Free education for your school children and superior medical facilities
o Excellent law and order situation.
2. Parental Sponsorship
The Canadian government also allows citizens and permanent residents of Canada to sponsor their
parents and grandparents.
Average Processing Time:
The processing time for parental sponsorship for Canada is around 7 – 8 years.

Parental Sponsorship Requirements:
o The sponsor should be 18 years of age or older,
o Canadian citizen OR permanent resident,
o sponsoring your parents / grandparents,
o Resident of Canada or provide evidence that you will live in Canada,
**If sponsor lives in Quebec, sponsor must also meet Quebec’s conditions to be a sponsor,
which is listed below:
o Have declared your income to the Canada Revenue Agency (CRA) for the last three years
immediately preceding the date of application,
o Sign an agreement/undertaking promise to provide basic requirements to your
parents/grandparents,
Key Benefits:
o Parents / Grandparents will be able to migrate to live with their family and get Permanent
Residence Rights from day 1!
o Better medical care and activities.
o Excellent law and order situation.
The application period for parental sponsorship is now closed but will re-open on January 3, 2017,
with a cap of 10,000 complete applications. We advise you to start your documentation process for
Canadian sponsorship before launch (i.e. Jan 2017) as the cap normally fills-in quickly.
Visit Visa
Individuals who are not Canadian citizens or permanent residents of Canada may require a visa to
enter Canada through a “Temporary Resident Visa”. The requirement for a visa also applies to
temporary residents who are transiting in Canada. Visitors are legally authorized to enter Canada to:
 Visit Canada on holiday (vacation),
 Visit family,
 Conduct business, etc.
Eligibility Criteria:

 No intention to work or study in Canada unless authorized to do so
 Have sufficient funds available and ties to their home country such as a job, family or property.
 Be a law-abiding citizen with no criminal record
 Be in good health and willing to complete a medical examination.
 Satisfy visa officer that you will leave Canada at the end of your authorized stay
*The applicant’s family member in Canada can be an added advantage.
Requirements you must meet for a TRV:
 You will leave Canada at the end of your stay,
 You have enough money to maintain yourself and your family members in Canada and to return
home,
 No intention to work or study in Canada unless authorized to do so,
 Be law abiding and have no record of criminal activity,
 Not be a risk to the security of Canada,
 Be in good health
Lalani & Associates has successfully represented numerous clients for their visit visa applications in
the past and our approach is to help mitigate the concerns of visa officers that often result in a visa
refusal. Even if you have been refused in the past, a well thought out application with supporting
evidence and documentation can result in a successful application.

SuperVisa
After Citizenship and Immigration, Canada announced the suspension of new parent and
grandparent sponsorship applications on Nov 5, 2011, a new visa category called the SuperVisa
was introduced. This visa is a temporary visa which allows one to bring their
parents/grandparents to Canada and lets them stay for up to 2 years at a time.
Lalani & Associates has already successfully completed SuperVisa applications and can help
make sure that your parents/grandparents’ applications are complete and professionally handled.
Eligibility Requirements:
To be eligible to apply, the applicant must:
 Show that they are the parent or grandparent of a Canadian citizen or permanent resident;
 Have sufficient funds available and ties to their home country such as a job, family or
property.
 Be in good health and willing to complete an upfront medical examination.
 Obtain medical insurance (Min Coverage CAD $ 100,000) from a Canadian insurance
company having a valid for at least one year
To be eligible for Family Class sponsorship, the sponsor in Canada must meet the following
requirements:
 The sponsor must be a Canadian citizen or permanent resident;
 The sponsor must be 18 years of age or older;
 The sponsor must exceed the minimum necessary income level for this program (if
married or in a common-law relationship, the income of both can be included);
 The sponsor must sign an undertaking to repay any provincial social assistance benefits
paid to the sponsor and accompanying family member(s), if any, for a period of 20 years,
if necessary; and
 If the sponsor resides in Quebec, an additional “undertaking” must be signed.

Processing time:
8-10 weeks
Key Benefits:
 Maximum validity up to ten years, or one month prior to the applicant’s passport’s
expiry, whichever is earlier.
 Freely travel between Canada and your country of residence without the hassle of re-
applying.

Minimum Necessary Income:
Size of Family Unit Minimum necessary Income
1 person (the sponsor) $22,229
2 persons $27,674
3 persons $34,022
4 persons $41,307
5 persons $46,850
6 persons $52,838
7 persons $58,827
More than 7 persons, for each
additional person, add
$5,989

Student Visa
Lalani & Associates offers student visa consulting services.
It is important that the Student Visa application be handled professionally to prevent
interruptions in the student’s academic career and ensure that the visa application has a high
probability of success. Lalani & Associates will help ensure that your student visa application is
the strongest it can be.
Why Canada?
Most students and parents understand that choosing a university or college is an important step in
a student’s life. It is not only the quality of the education that needs to be considered, but also the
opportunities that are open to that student after graduation.
Canada offers students the ability to continue living in Canada after graduation through an open
work permit program and also has several different routes to permanent residency and
citizenship. Such easy pathways no longer exist in the United States and United Kingdom, while
Canada only continues to make it easier for students to settle permanently.
If you have not thought about attending university in Canada, you should strongly consider
exploring the option. Lalani & Associates may also help point you towards an appropriate
university or program.
To be eligible to study in Canada:
 You must have been accepted by a designated learning institution in Canada.
 Prove that you have enough money to pay for your tuition fees, living expenses and
return transportation for yourself in Canada.
 Be a law-abiding citizen with no criminal record
 Be in good health and willing to complete a medical examination.
 Satisfy officer that you will leave Canada at the end of your authorized stay.

Expected Processing time
 8-12 weeks
Key Benefits Feature of this Program:
 Best Education System ensures your better career prospects.
 Permanent immigration options for international students after completion of post-
secondary programs in Canada.

Other Advisory Services
Lalani & Associates in conjunction with its sister concerns, Daudally Lalani & Co, Chartered
Accountants and Lalani Capital, provides a range of corporate and financial advisory services,
international tax planning and access to alternative investments abroad.
Financial & Corporate Advisory
We advise Pakistani and foreign corporations on local and international growth, origination,
strategic alliance development, market entry strategy, lobbying and government relations. Our
influential local business and governmental network uniquely positions us to assist international
firms achieve their strategic objectives in the Pakistan market.
In cooperation with our sister concerns, we also provide advisory, due diligence, structuring and
merger & acquisition advisory for principal investments and greenfield projects.
International Tax Planning
Working with our network of partners, we can help create a tax strategy that fits with your
residency and citizenship plans.
Alternative Investments
Due to the global nature of our business, we come across investment opportunities that are
traditionally not shared with Pakistani business groups, family offices and high net worth
individuals.
If you are looking to make an investment in a certain country and industry, through our network,
Lalani & Associates and its sister concerns can help identify opportunities that meet your
investment objectives.
To speak to someone about our advisory, tax or investment services, please call +92 213438
9814

Contact Us
Karachi Office:
Office # 901, Fortune Centre,
Shahrah-e-Faisal, 45-A, P.E.C.H.S.,
Block # 6 Karachi,
Tel: (92-21) 3438 9311-4 (4 lines)
Fax: (92-21) 3438 9315
info@lalaniassociates.com.pk
Lahore Office:
Office # 5, 4th Floor, Big City Plaza,
Near Liberty Roundabout
Gulberg Main Boulevard, Gulberg III, Lahore
Tel: (92-42) 35714124
Fax: (92-42) 35714125
info@lalaniassociates.com.pk
DUBAI:
Lalani Associates DMCC, Regd./Licensed
Cell: +971 505 338604
WhatsApp:
+92 300 8424923

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