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CONSUMER
PROTECTION ACT
(CPA / COPRA)
ANUP CHOUDHURY
CONSUMER PROTECTION ACT,1986
An Act for
 Better protection of the interests of the consumer
the Consumer Protection Bill, 1986 was
introduced in the Lok Sabha on 5th December,
1986.
 The Consumer Protection Act 1986 is a social
welfare legislation which was enacted as a result
of widespread consumer protection movement.
OBJECTIVE
 The main objective of CPA/COPRA is to
provide speedy and simple redressal to
consumer disputes.
 It is one of the benevolent pieces of
legislation intended to protect the
consumers at large from exploitation.
WHO IS A CONSUMER? SEC. 2 (1)
Any person who:
 Buys any goods for a consideration which has
been paid or will be paid.
 Hires or avails any service for a consideration
which has been paid or will be paid.
 It does not include a person who obtains goods
for resale or any commercial purpose.
PURPOSE OF THE ACT
 To protect the interest of the consumers of different
commodities available to them for which they pay but do
not get standard quality of service.
 e.g. patient pay for the treatment but do not get correct
treatment. Any sufferer consumer, State / Central govt.
may lodge the complaint against the erring trader or
suppliers, etc for the deficient service which cause some
harm to the consumer in the different redressal forum.
e.g. District Forum, State Commission, National
Commission.
DISTRICT FORUM
 It shall consist of a person who is or has been or is
qualified to be a District Judge as its President,2 other
members, one of whom shall be a woman
 Every member of the District Forum shall hold office
for a term of 5 years or up to the age of 65 years which
ever is earlier
 It shall have jurisdiction to entertain complaints where
the value of the goods or services and the compensation,
if any, claimed does not exceed Rs.20 Lacs.
STATE COMMISSION
 It is established by SG by notification
 It shall have jurisdiction to entertain complaints where
the value of the goods or services and compensation, if
any, claimed exceeds Rs. 20 Lacs but does not exceed
Rs.1 Crore and appeals against the orders of any District
Forum within the State.
NATIONAL COMMISSION
 It shall consist of a person who is or has been a Judge of
the Supreme Court, as its President. Not less than 4 and
not more than such number of members as may be
prescribed and one of whom shall be a woman
 Every member of the National commission shall hold
office for a term of 5 years or up to the age of 70 years
which ever is earlier.
 It shall have jurisdiction to entertain complaints where
the value of the goods or services and compensation, if
any, the claim exceeds Rs. 1 Crore and appeals against
the orders of any State Commission.
THE DISTRICT CONSUMER PROTECTION
COUNCIL
 It shall consist of the following members, namely
(a) the Collector of the district (by whatever name
called), as its Chairman; and
(b) such number of other official and non-official
members as may be prescribed by the State
gorvernment.
 The District Council shall meet at least twice in an
year.
 The procedure will be set by SG
THE STATE CONSUMER PROTECTION
COUNCIL
 It shall consist of the following members, namely
(a) the Minister in-charge of consumer affairs in the
SG as its Chairman;
(b) such number of other official or non-official
members as may be prescribed by the State
Government.
 The State Council shall meet at least twice in an
year.
 The procedure will be prescribed by the SG
THE CENTRAL CONSUMER PROTECTION
COUNCIL
 It shall consist of the following members, namely-
(a) The Minister in charge of Consumer Affairs in
the Central government as its Chairman, and
(b) such number of other official or non-official
members as may be prescribed.
The Council shall meet at least once an year.
CONSUMER PROTECTION ACT
(CPA / COPRA) RELATED TO
MEDICAL PROFESSION
 With the fast pace of commercialization and
globalization on all spheres of life, the medical
profession is no exception. Since the passing of the
Consumer Protection Act in 1986, the doctor-
patient’s relationship has deteriorated significantly
and litigation against doctors is increasing day by
day.
DO’S AND DON’TS FOR DOCTORS: DO’S FOR
DOCTORS:
 Mention your qualifications/ training/ experience/
designation on the prescription.
 Always mention date and timing of the consultation
 Mention age and sex of the patient.
 In a pediatric prescription weight of the patient
must also be mentioned. • Always put your hand on
the part that the patient/ attendant say is painful.
 Apply your stethoscope on him, even if for cosmetic
reasons.
 Listen attentively. Look carefully, ask questions
intelligently.
 Ask the patient to come back for review on the next
day, if you are not sure about the diagnosis/
treatment.
 Mention “diagnosis under review” until the
diagnosis is finally settled.
 In complicated cases record precisely history of
illness and substantial physical findings about the
patient on your prescription.
 Record history of drug allergy.
 Write names of drugs clearly. Use correct dosages.
CASE STUDY
NEW ACT IN PLACE OF THIS ACT
 Govt bought bill in 2018 with several new clauses to replace this act . But it didn’t
pass
 Comparison of the bill with the existing act
Provision 1986 Act 2018 Bill
Ambit of law
•All goods and services for consideration.
•Free and personal services are excluded.
•All goods and services, including telecom and housing construction, and all
modes of transactions (online, teleshopping, etc.) for consideration.
•Free and personal services are excluded.
Unfair trade practices*
•Includes six types of such practices, like false representation, misleading
advertisements.
•Adds three types of practices to the list, namely: (i) failure to issue a bill or
receipt; (ii) refusal to accept a good returned within 30 days; and (iii) disclosure of
personal information given in confidence, unless required by law or in public
interest.
•Contests/ lotteries may be notified as not falling under the ambit of unfair trade
practices.
Product liability •No provision.
•Claim for product liability can be made against manufacturer, service provider,
and seller.
•Compensation can be obtained by proving one of the several specified conditions
in the Bill.
Unfair contracts •No provision.
•Defined as contracts that cause significant change in consumer rights.
•Lists six contract terms which may be held as unfair.

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Consumer protection act

  • 1. CONSUMER PROTECTION ACT (CPA / COPRA) ANUP CHOUDHURY
  • 2. CONSUMER PROTECTION ACT,1986 An Act for  Better protection of the interests of the consumer the Consumer Protection Bill, 1986 was introduced in the Lok Sabha on 5th December, 1986.  The Consumer Protection Act 1986 is a social welfare legislation which was enacted as a result of widespread consumer protection movement.
  • 3. OBJECTIVE  The main objective of CPA/COPRA is to provide speedy and simple redressal to consumer disputes.  It is one of the benevolent pieces of legislation intended to protect the consumers at large from exploitation.
  • 4. WHO IS A CONSUMER? SEC. 2 (1) Any person who:  Buys any goods for a consideration which has been paid or will be paid.  Hires or avails any service for a consideration which has been paid or will be paid.  It does not include a person who obtains goods for resale or any commercial purpose.
  • 5.
  • 6. PURPOSE OF THE ACT  To protect the interest of the consumers of different commodities available to them for which they pay but do not get standard quality of service.  e.g. patient pay for the treatment but do not get correct treatment. Any sufferer consumer, State / Central govt. may lodge the complaint against the erring trader or suppliers, etc for the deficient service which cause some harm to the consumer in the different redressal forum. e.g. District Forum, State Commission, National Commission.
  • 7.
  • 8. DISTRICT FORUM  It shall consist of a person who is or has been or is qualified to be a District Judge as its President,2 other members, one of whom shall be a woman  Every member of the District Forum shall hold office for a term of 5 years or up to the age of 65 years which ever is earlier  It shall have jurisdiction to entertain complaints where the value of the goods or services and the compensation, if any, claimed does not exceed Rs.20 Lacs.
  • 9. STATE COMMISSION  It is established by SG by notification  It shall have jurisdiction to entertain complaints where the value of the goods or services and compensation, if any, claimed exceeds Rs. 20 Lacs but does not exceed Rs.1 Crore and appeals against the orders of any District Forum within the State.
  • 10. NATIONAL COMMISSION  It shall consist of a person who is or has been a Judge of the Supreme Court, as its President. Not less than 4 and not more than such number of members as may be prescribed and one of whom shall be a woman  Every member of the National commission shall hold office for a term of 5 years or up to the age of 70 years which ever is earlier.  It shall have jurisdiction to entertain complaints where the value of the goods or services and compensation, if any, the claim exceeds Rs. 1 Crore and appeals against the orders of any State Commission.
  • 11.
  • 12. THE DISTRICT CONSUMER PROTECTION COUNCIL  It shall consist of the following members, namely (a) the Collector of the district (by whatever name called), as its Chairman; and (b) such number of other official and non-official members as may be prescribed by the State gorvernment.  The District Council shall meet at least twice in an year.  The procedure will be set by SG
  • 13. THE STATE CONSUMER PROTECTION COUNCIL  It shall consist of the following members, namely (a) the Minister in-charge of consumer affairs in the SG as its Chairman; (b) such number of other official or non-official members as may be prescribed by the State Government.  The State Council shall meet at least twice in an year.  The procedure will be prescribed by the SG
  • 14. THE CENTRAL CONSUMER PROTECTION COUNCIL  It shall consist of the following members, namely- (a) The Minister in charge of Consumer Affairs in the Central government as its Chairman, and (b) such number of other official or non-official members as may be prescribed. The Council shall meet at least once an year.
  • 15. CONSUMER PROTECTION ACT (CPA / COPRA) RELATED TO MEDICAL PROFESSION
  • 16.  With the fast pace of commercialization and globalization on all spheres of life, the medical profession is no exception. Since the passing of the Consumer Protection Act in 1986, the doctor- patient’s relationship has deteriorated significantly and litigation against doctors is increasing day by day.
  • 17. DO’S AND DON’TS FOR DOCTORS: DO’S FOR DOCTORS:  Mention your qualifications/ training/ experience/ designation on the prescription.  Always mention date and timing of the consultation  Mention age and sex of the patient.  In a pediatric prescription weight of the patient must also be mentioned. • Always put your hand on the part that the patient/ attendant say is painful.  Apply your stethoscope on him, even if for cosmetic reasons.  Listen attentively. Look carefully, ask questions intelligently.
  • 18.  Ask the patient to come back for review on the next day, if you are not sure about the diagnosis/ treatment.  Mention “diagnosis under review” until the diagnosis is finally settled.  In complicated cases record precisely history of illness and substantial physical findings about the patient on your prescription.  Record history of drug allergy.  Write names of drugs clearly. Use correct dosages.
  • 20. NEW ACT IN PLACE OF THIS ACT  Govt bought bill in 2018 with several new clauses to replace this act . But it didn’t pass  Comparison of the bill with the existing act Provision 1986 Act 2018 Bill Ambit of law •All goods and services for consideration. •Free and personal services are excluded. •All goods and services, including telecom and housing construction, and all modes of transactions (online, teleshopping, etc.) for consideration. •Free and personal services are excluded. Unfair trade practices* •Includes six types of such practices, like false representation, misleading advertisements. •Adds three types of practices to the list, namely: (i) failure to issue a bill or receipt; (ii) refusal to accept a good returned within 30 days; and (iii) disclosure of personal information given in confidence, unless required by law or in public interest. •Contests/ lotteries may be notified as not falling under the ambit of unfair trade practices. Product liability •No provision. •Claim for product liability can be made against manufacturer, service provider, and seller. •Compensation can be obtained by proving one of the several specified conditions in the Bill. Unfair contracts •No provision. •Defined as contracts that cause significant change in consumer rights. •Lists six contract terms which may be held as unfair.