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UNDERSTANDING YOUR NEEDS
At Sanctum, we understand that each of our clients have unique requirements,
whether that involves building their legacies or securing the ones they have
already built. We believe in spending the time and effort to get to know each
client and gaining a thorough understanding of their goals and ambitions.
Where it concerns the day-to-day approach to managing assets, we know that
each client expects something different from his wealth manager. Some require
holistic end-to-end strategies based on a high-touch approach, whilst others
look for guidance and implementation of specific elements of the plans they
already have in place. Some are hands-on in the management of their assets
whilst others prefer to leave everyday matters to their wealth managers. Some
prefer to use contemporary technology whilst others prefer a more traditional
approach. No matter what the approach, Sanctum has the flexibility and
technological capability to provide pertinent guidance in the manner that
is desired.
Building a one-to-one relationship with each client, a dedicated and
experienced wealth manager develops comprehensive solutions to manage
your wealth now, and as circumstances evolve over time.
THE SANCTUM APPROACH
Sanctum’s approach to wealth management is centered on the belief that a
good wealth management relationship involves a long-term commitment to
our clients and their future generations. It is based on trust and understanding,
driven by objective and relevant advice. Advice that is tailor-made for every
individual’s ambitions, their unique financial needs and the complexity of their
circumstances. We understand that wealth means more than just numbers, and
it is our responsibility to our clients to reflect this principle in the way we
approach our relationships.
An in-depth knowledge of today’s financial world and sensitivity to future
trends enables us to provide the most timely and impactful solutions. Our
experts have developed insights and experience in domestic and international
markets to create innovative and adaptable solutions to suit the varied needs
of our clients.

3. END-TO-END WEALTH MANAGEMENT
SOLUTIONS TAILOR-MADE FOR YOU
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your wealth plan
MANAGING/REVIEWING
IMPLEMENTING
on an ongoing basis to ensure
your plan remains appropriate
UNDERSTANDING
your personal situation
and investment objectives
STRUCTURING
a wealth plan designed to
meet these objectives
At Sanctum, we provide end-to-end investment solutions for our clients,
spanning advice, execution, and reporting across the full range of financial
instruments, and utilising the latest technology. The specific combination
employed is based on a risk-based assessment of specific client needs which
is then reflected in tailor-made wealth plans.
INVESTMENT SERVICES
Contemporary solutions based on time-tested principles

5. We offer a careful selection of mutual funds, based on an in-depth analyses,
that best represent the most appropriate routes-to-market for specific strategic
or tactical objectives. Our analyses include firm and fund specific factors,
including consistency and risk management, and we ensure rigorous periodic
monitoring to revalidate our conviction in the constituents of our selection.
MUTUAL FUNDS
4
THE BUILDING BLOCKS
OF YOUR PORTFOLIO
At Sanctum, we offer a comprehensive suite of investment products that
become the building blocks of your portfolio. Our wealth managers will help
you create a portfolio of various products and strategies, while keeping in
mind a dynamic market environment.
Each of these building blocks can be used individually or in combination,
depending on the type of service you select including execution, advisory or
discretionary portfolio management.
EQUITIES
Our analysts use extensive quantitative models as well as qualitative research
tools to arrive at investment opportunities that aim to deliver long-term,
sustainable growth to client portfolios.
FIXED INCOME
We monitor the global macro-economic environment as well as domestic credit
and monetary policy drivers to ensure client portfolios are positioned with the
most optimal instruments to meet their return objectives for specified levels of
risk. We also monitor the fixed income markets for opportunistic trading
opportunities to generate excess returns and for changing interest-rate,
credit-curve and duration factors.

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We evaluate alternative investment opportunities across a full range of
instruments including private equity and hedge funds. We recommend
opportunities very selectively on the basis of a rigorous due diligence
process in conjunction with sound macro-economic context-setting.
ALTERNATE INVESTMENTS
Our structured products team provides customized routes-to-market for our
house views, or ideas generated by you, through a judicious use of both
principal-protected as well as non-principal-protected structures, across asset
classes, to achieve desired pay-off profiles.
STRUCTURED PRODUCTS
Our execution services employ a state-of-the-art dealing and trading platform
to execute your equity and fixed income trades. Our depository services allow
you to transact and hold securities in electronic form. You can link your
depository account to your broking accounts at Sanctum and transact
seamlessly. These services along with with our custodial alliance are aimed at
transacting and reporting in an accurate, timely and error-free manner.
EXECUTION & DEPOSITORY SERVICES
DERIVATIVES
For client objectives ranging from opportunistic trading strategies to the
creation of hedging based customised exposures and pay-off profiles, our
derivatives desk can create tailored recommendations using fundamental,
quantitative and technical tools.

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DISCRETIONARY PORTFOLIO MANAGEMENT SERVICES
Our standard discretionary portfolio management services (PMS) allow you to
own a comprehensive investment portfolio without being involved in the daily
decision-making. Our suite includes model-portfolio based strategies that
correspond to pre-determined risk-reward combinations or thematic equity
and fixed income portfolios.
Our tailored portfolio management service offers flexibility in managing your
portfolio whilst benefitting from the discipline of a traditional portfolio
management approach. Creating a bespoke asset-allocation and security
selection model, augmenting our research by collaborating with the best
minds, designing a risk framework to suit your investment objective – we can
do it all for you. We also conduct strategy and portfolio reviews at a
frequency of your choice.
PORTFOLIO MANAGEMENT
SERVICES
In today’s ever-shifting market space, investments require constant monitoring
and reviewing. Not every individual can dedicate the time and attention
required to maintain a successful investment portfolio. We offer a range of
portfolio management services, managed by a high-calibre team of experts,
that are designed to factor in your objectives as well as the level of involvement
to suit your comfort.
Our advisory team offers specialised investment services to help clients
manage their wealth, based on what they would like their investments to
achieve, at any given time. With a thorough understanding of our clients and
their investment goals, the investment advisor will help them design a
portfolio suited to their unique requirements. Our multi-faceted approach to
investing also allows us to adapt as clients’ investment needs evolve.
Our investment advisors make effective and innovative use of the full range
of tools and strategies, to provide you with a regular flow of investment ideas
to support your decision-making.
ADVISORY SERVICES

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9. REAL ESTATE SERVICES
We recognise that real estate is an integral, and often large, component of
most portfolios in our part of the world. We also understand that the market
is dynamic, fragmented and difficult to negotiate. That’s where we come in.
Our approach to guiding you with your real estate needs is no different to
that of any other service. We employ our understanding of your needs and
circumstances, combined with a deep and thorough understanding of the
markets, instruments and trends, to help you find solutions and structures for
this part of your wealth. We then help you implement them through referral
arrangements with a carefully identified set of third-party specialists, each
representing specific disciplines.
For clients looking for instruments representing securitised real estate
exposure, our specialists are well placed to identify structured investment
opportunities to earn yield-based income from debt securities or to
participate in the capital appreciation potential of projects through
equity-based structures.
Our network of partnerships with asset management and asset transaction
firms places us in the path of good opportunities on a regular basis.
Consistent with our general approach, the key to our success remains our
understanding of you and our ability to match this to the right opportunity.
Expert solutions to solve the property puzzle
8

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Insightful guidance tailored to your estate’s needs
For our clients, peace of mind for the future is essential, whether it concerns
ensuring the longevity of their businesses or taking care of the people and
causes they care about the most. Preserving wealth for future generations
and then transferring it responsibly and efficiently involves specialist skills.
Our expert wealth planners along with our panel of specialist law firms,
accountants and trust companies are here to help you whenever you need
such specialist advice.
Our approach begins with understanding your wealth planning goals and
priorities and then aligning them with your circumstances and assets. Our
wealth planning team provides guidance on a range of possible solutions
before you finalise one that meets your goals and priorities, and then helps
you execute such solutions efficiently.
We understand that circumstances evolve. Acknowledging such situations,
we facilitate all the guidance required to review your existing structures and
recommend the required changes.
WEALTH PLANNING
WEALTH SUCCESSION PLANNING
FAMILY AND BUSINESS
We help you identify structures to transfer your estate to the intended
beneficiaries avoiding potential disputes and disagreements over
inheritance. This avoids unnecessary delays in the transfer of assets to
your loved ones.
We provide guidance on family governance structures such as family boards
and shareholder agreements, to help our clients manage family-business
objectives and avoid conflict.
We also assist our clients in defining ownership succession and management
succession strategies and assess the impact of losing key people on the
profitability and sustainability of the business. This service involves the
facilitation of next generation training & leadership development programs,
and the execution of family constitutions.
Our expertise includes:

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Trust
WillsInsurance
Family
Arrangements
HUF
Gifts
Joint
Tenancy
Nomination
Power of
Attorney
WEALTH
SUCCESSION
SOLUTIONS
Aligning with your familial or corporate beliefs and values we provide assistance
in developing strategies for your personal and corporate philanthropy. We also
assist you in identifying effective CSR programs or social investments.
PHILANTHROPHY
ASSET PROTECTION AND PRESERVATION
Alongside our referral partners, we help you employ strategies and set up
structures to protect and preserve your wealth for your family whether it is from
spendthrift beneficiaries or from professional liabilities in the future.

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We are committed to understanding your specific needs and responding to
those with bespoke solutions. We hope this overview has provided you with
a useful introduction to our comprehensive range of products and solutions.
For more in-depth information and insight into how we can manage your
wealth effectively, do get in touch with our local teams or visit
www.sanctumwealth.com
For further details please find below our contact information:
Sanctum Wealth Management Private Limited
Unit No. 1102, 11th Floor
HMG Ambassador
137, Residency Road
Bengaluru - 560025
Telephone: +91 80 67427900
Sanctum Wealth Management Private Limited
Level 4, Suite No. 503, Apeejay Business Centre
39/12, Haddows Road, Nungambakkam
Chennai - 600006
Telephone: +91 44 28224949
Sanctum Wealth Management Private Limited
Unit 1501, Tower 2B, One Indiabulls Centre
841, Jupiter Mills
Off Senapati Bapat Marg
Lower Parel
Mumbai - 400013
Telephone: +91 22 6177 9500
Sanctum Wealth Management Private Limited
812 - 816, 8th Floor
Narain Manzil
23, Barakhamba Road
New Delhi - 110001
Telephone: +91 9811505780

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This document is produced by Sanctum Wealth Management Private Limited (“Sanctum”) for Information
purposes and for the sole use of the recipient and may not be reproduced in part or full without the prior
permission of Sanctum.
The value of investments and the income from them can go down as well as up and you may not recover
the amount of your original investment. Past performance should not be taken as a guide to future
performance. Where an investment involves exposure to a foreign currency, changes in rates of exchange
may cause the value of the investment and the income from it, to go up and down.
Investments in emerging markets are subject to certain special risks which include a certain degree of
political instability, relatively unpredictable financial market trends and economic growth patterns, a
financial market that is still in the development stage and a potentially weak economy.
The information in this document is not intended as an offer or solicitation to buy or sell securities or any
other investment or banking product, nor does it constitute a personal recommendation. Nothing in this
material constitutes investment, legal, credit, accounting or tax advice, or a representation that any
investment or strategy is suitable or appropriate to your individual circumstances.
The information is believed to be correct but cannot be guaranteed. Any opinion or forecast constitutes
our judgment as at the date of issue and is subject to change without notice.
The analysis contained in this document has been procured and may have been acted upon, by Sanctum
for any purpose, and the results are being made available to you on this understanding. To the extent
permitted by law and without being inconsistent with any applicable regulations, Sanctum and its
promoters, directors, employees or any representatives shall not accept any responsibility for any direct
or indirect or consequential loss suffered by you or any other person as a result of you acting, or deciding
not to act, in reliance upon such information, opinions and analysis.
This document does not constitute financial research. This document can be taken or distributed only to
the jurisdiction where it is legally permitted for the purpose it is meant.
DISCLAIMER

15. Sanctum Wealth Management Private Limited
Unit 1501, Tower 2B, One Indiabulls Centre, 841, Jupiter Mills, Off Senapati Bapat Marg, Lower Parel
Mumbai - 400013, Maharashtra, India +91 22 61779500 www.sanctumwealth.com CIN # U74140MH2015PTC264932