business plan demo

1. EPS Score
276
Fatima garments industries
Address neem ki chari
sukkur, sindh 65200
Pakistan
Telephone 923463997222
Email saira.ba13@iba-suk.edu.pk
Owner Information
Name Years Experience Credit Rating
saira mughal 2 Excellent
sikander abbas 3 Excellent
ambreen khokhar 2 Excellent
Performance Results
Financial Ratio Forecasts (3rd Year Industry Comparison) Forecasted Ratio Industry Average
Current Ratio 1011.45 1.90
% Profit Before Taxes/Tangible Net Worth -4.40 22.30
Debt/Worth 0.00 1.10
Financial Analysis Forecast FY1 FY2 FY3
Total Revenue ₨3,000 ₨3,504 ₨4,500
Total Operating Expenses ₨621,958 ₨588,690 ₨645,860
Net Profit After Tax ₨-732,747 ₨-667,004 ₨-704,565
Debt ₨83,435 ₨0 ₨0
Net Cash Flow ₨4,638,359 ₨6,089,009 ₨2,014,427
Total Liabilities and Capital ₨12,718,057 ₨18,413,567 ₨20,034,502
Net Worth ₨12,621,129 ₨18,397,668 ₨20,016,961
About the Enloop Performance Score (EPS Score)
Enloop's Performance Evaluation system provides users with a method to evaluate the likelihood of failure or success for
business profiles that have undergone Enloop's business planning process. Based on a combined analysis of any
business plan's EPS Score, Ratio Analysis, Cash Balance, and Net Worth results, the plan is assigned either a 'Pass' or
'Fail' result.
.com
Created with

2. Fatima garments industries
neem ki chari
sukkur, sindh 65200
Pakistan
923463997222
Business Plan

3. Table of Contents
Fatima garments industries Business Plan
Get a free business plan at Enloop.com 3 of 9
Cover
Title Page
Table of Contents
Business Idea
Product & Sales
Product & Sales Forecast
Marketing
Marketing Forecast
Personnel
Personnel Forecast
Mission
Financial Forecast
Expenses
Fixed Assets
Loans
Investors
Owners Contributions & Draws
Profit & Loss
Profit & Loss Forecast
Cash Flow
Cash Flow Forecast
Balance Sheet
Balance Sheet Forecast
Ratios
1
2
3
4
4
4
4
5
5
5
5
6
6
6
6
6
6
7
7
7
8
8
9
10

4. Business Idea
Fatima garment industries operating as alimited liability ompany. the commpany's NAICS code is 327910. the
company operates primarily as a manufacturer company.
The company is the vibrant dinamic organization where state of the art s standard in business practice and
communication. a highly skilled work force srived or nothing short of excellence in production cost and services.
VISSION: to be premium manufacturer of the garment industries in pakistan.
it is established in january 2015, it has embarked on an ambigious program to expand modernize or upgrade the
garment industry.
Product & Sales
the main products of company are T shirts, jeans trousers and uppers. a V shaped t shirt has v neckline of more
common crew shirts. Jeans are mostly available in black color. trousers are for both men and women we have
targeted both markets of pakistan. the uppers are made up of wollen with stylish look and available in every
color.
Product & Sales Forecast Yr. 1 Yr. 2 Yr. 3
T shirts
Sales ₨3,000.00 ₨3,500.00 ₨4,500.00
Cost ₨2,000.00 ₨2,700.00 ₨3,000.00
Totals
Total Sales ₨3,000 ₨3,500 ₨4,500
Total Cost ₨2,000 ₨2,700 ₨3,000
Marketing
Fatima garment industries is expecting ti invest Rs 100000 in first year in marketing expense. in the second year
the company is expecting Rs 150000 as marketing expense. in the third year the company is expecting a
marketing expense of Rs 200000.
the company is planned to invest an average of 4019.53% of its sales revenue on marketing expense.
Fatima garments industries Business Plan
Get a free business plan at Enloop.com 4 of 9

5. Marketing Forecast Yr. 1 Yr. 2 Yr. 3
Expenses
tax expense ₨100,000 ₨150,000 ₨200,000
Industry Trade Shows ₨20,000 ₨30,000 ₨50,000
Totals
Total Expenses ₨120,000 ₨180,000 ₨250,000
Personnel
The company's management includes the following individuals:
Rizwan ahmed, fianancial manager
Rizwan ahmed is the financial manager of fatima garments. he has 10 tears of experience in auditing. he is
responsible for consolidation of budget, forcast the sales of company. he has bachelor degree in finanace
and experience of working in today's fast environment.
salman ahmed, operational manager
this job consist of tranforming the product idea in to finish product, as well as those involved in planning and
controlling the system that contains goods and services. he has 5 to 7 years experience of working in the
fast envioronment. he has done his manters in the accounting.
Rizwan ahmed is the financial manager of fatima industries he has ten years of experience in auditing.
salman ahmed is the operational manager of the company. he has 5 to 7 years of experience.
total payroll expense of first yearis Rs:60000 and 62000 in the second nad third year.
Personnel Forecast Yr. 1 Yr. 2 Yr. 3
Salaries
labour ₨5,000 ₨5,000 ₨5,000
advertisement agent ₨50,000 ₨50,000 ₨50,000
labour ₨5,000 ₨7,000 ₨7,000
Totals
Total Salaries ₨60,000 ₨62,000 ₨62,000
Mission
to promote the indusrial sector of garments in pakistan by giving new look to the garments.
Fatima garments industries Business Plan
Get a free business plan at Enloop.com 5 of 9

6. Financial Forecast
the company starting cash balance is of Rs5000000. account payables are set to 10 days and account
recievables are set to 18 days. the company is forcasting that 30% of their sales are on credit. the company has
total outstanding of two loans. the company has three investors. the accounting of company is on accural basis.
Expenses Year 1 Year 2 Year 3
Insurance ₨70,000 ₨80,000 ₨74,000
Legal and Accounting ₨70,000 ₨90,000 ₨85,000
Travel ₨7,000 ₨7,000 ₨7,000
Supplies ₨8,000 ₨7,000 ₨7,000
Fixed Assets Cost
machinery ₨2,000,000
fixture and furniture ₨500,000
building ₨1,000,000
Loans Amount
bank loan ₨450,000
bank loan ₨450,000
Investors Year 1 Year 2 Year 3
saira mughal ₨700,000 ₨800,000 ₨700,000
sikander abbas ₨600,000 ₨700,000 ₨700,000
ambreen khokhar ₨400,000 ₨600,000 ₨700,000
Owners Contributions & Draws Yr. 1 Yr. 2 Yr. 3
Contributions ₨3,800,000 ₨4,500,000 ₨400,000
Draws ₨0 ₨0 ₨0
Fatima garments industries Business Plan
Get a free business plan at Enloop.com 6 of 9

7. Profit & Loss
the company's gross profit for first year is forcasted as Rs -230073 and in second year the gross profit is
forcasted asRs-234771 and in third year the forcasted gross profit is Rs-234847. the average gross profit margin
is -62529.34 %. The company forcasted expenses are payroll expenses in three years is Rs1856508.
net profit after taxes is Rs-732747.
the forcasted retained earning for first year is Rs-732747, for second year is Rs-667004 and for third year is Rs -
704565.
Profit & Loss Forecast Yr. 1 Yr. 2 Yr. 3
Revenue
Sales ₨3,000 ₨3,504 ₨4,500
Other Income ₨0 ₨0 ₨0
COGS ₨233,073 ₨238,275 ₨239,347
Gross Profit ₨-230,073 ₨-234,771 ₨-234,847
Payroll Expenses
Salaries ₨58,600 ₨59,970 ₨57,990
Payroll Taxes and Benefits ₨4,842 ₨2,990 ₨3,459
Operating Expenses
Depreciation ₨182,961 ₨182,961 ₨182,961
Insurance ₨63,000 ₨72,000 ₨66,600
Interest Expense ₨119,575 ₨1,669 ₨0
Legal and Accounting ₨59,500 ₨76,500 ₨72,250
Marketing ₨120,000 ₨180,000 ₨250,000
Supplies ₨7,040 ₨6,160 ₨6,160
Travel ₨6,440 ₨6,440 ₨6,440
Totals
Total Operating Expenses ₨621,958 ₨588,690 ₨645,860
Earnings before Taxes ₨-852,031 ₨-823,461 ₨-880,706
Income Taxes ₨-119,284 ₨-156,458 ₨-176,141
Owners Draws/Dividends ₨0 ₨0 ₨0
Retained earnings ₨-732,747 ₨-667,004 ₨-704,565
Cash Flow
the owners had invested Rs 8700000 and seeking loan of Rs 900000
cash flow for the first year if Rs 4638359, and for second year is Rs 6089009, and for third year is Rs 2014427.
ending cash balance for first year is Rs9638359. for second year is Rs 15727368, and for third year is Rs
17741795.
Fatima garments industries Business Plan
Get a free business plan at Enloop.com 7 of 9

8. Cash Flow Forecast Yr. 1 Yr. 2 Yr. 3
Cash In
Sales ₨2,956 ₨3,497 ₨4,485
Other Income ₨0 ₨0 ₨0
Loans Requiring Payback ₨900,000 ₨0 ₨0
Investments ₨5,500,000 ₨6,600,000 ₨2,500,000
Total Cash In ₨6,402,956 ₨6,603,497 ₨2,504,485
Cash Out
COGS ₨14,781 ₨25,574 ₨24,816
Other Expenses ₨253,676 ₨341,809 ₨403,242
Payroll ₨60,000 ₨62,000 ₨62,000
Cash Paid for Taxes ₨0 ₨0 ₨0
Cash Paid for Fixed Assets ₨500,000 ₨0 ₨0
Loan Principal Payments ₨816,565 ₨83,435 ₨0
Loan Interest Payments ₨119,575 ₨1,669 ₨0
Owners Draws and Dividends ₨0 ₨0 ₨0
Total Cash Out ₨1,764,597 ₨514,487 ₨490,059
Net and Balance
Starting Cash Balance ₨5,000,000 ₨9,638,359 ₨15,727,368
Net Cash Flow ₨4,638,359 ₨6,089,009 ₨2,014,427
Ending Cash Balance ₨9,638,359 ₨15,727,368 ₨17,741,795
Balance Sheet
fixed assets fotr the first year is Rs 9638403. for srcond yera is Rs 1527420 and for third year is Rs 17741861.
current liabilities for the first year is Rs 96928, for second year is Rs 15900, and for third year is Rs 17541. capital
for the first year is 12621129, for second year is Rs 18397668 and for thiord year id Rs 20016961. the company's
total liabilities and capital for the first yasr is Rs 12718057, for the second year is Rs 18413567, and for third year
is Rs 20034502.
Fatima garments industries Business Plan
Get a free business plan at Enloop.com 8 of 9

9. Balance Sheet Forecast Yr. 1 Yr. 2 Yr. 3
Current Assets
Cash ₨9,638,359 ₨15,727,368 ₨17,741,795
Accounts Receivable ₨44 ₨52 ₨67
Inventory ₨0 ₨0 ₨0
Total Current Assets ₨9,638,403 ₨15,727,420 ₨17,741,861
Fixed Assets
Fixed Assets ₨3,500,000 ₨3,500,000 ₨3,500,000
Less Accumulated Depreciation ₨420,346 ₨813,853 ₨1,207,359
Net Fixed Assets ₨3,079,654 ₨2,686,147 ₨2,292,641
Current Liabilities
Accounts Payable ₨13,493 ₨15,900 ₨17,541
Deferred Revenue ₨0 ₨0 ₨0
Short Term Debt ₨83,435 ₨0 ₨0
Total Current Liabilities ₨96,928 ₨15,900 ₨17,541
Long Term Liabilities
Long-Term Loans ₨0 ₨0 ₨0
Total Capital ₨12,621,129 ₨18,397,668 ₨20,016,961
Totals
Total Assets ₨12,718,057 ₨18,413,567 ₨20,034,502
Total Liabilities and Capital ₨12,718,057 ₨18,413,567 ₨20,034,502

10. Ratios (Year Three)
Common Ratios Company Industry
Current Ratio 1011.45 1.90
% Profit Before Taxes/Tangible Net Worth -4.40 22.30
Debt/Worth 0.00 1.10
Get a free business plan at Enloop.com 9 of 9