To understand your Business Creditability, I’m going to invite you to look at wealth, finances and credit, on several different levels.  It's more than just "money."

1. To WIN your Race
you have to keep on
running it.
Yvonne E. Gamble CEO
SanPete Financial Group
https://bit.ly/SPFGBuildBackBetter

2. How Do You Feel About
The Amount of Money You Had
In Play This Year?
I use the term “in play”
purposefully. Finances should
always be “in play” or flowing.
Finances are much like water; if
you dam water up and make it
stagnant, it literally goes bad and
attracts things you do not like.
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3. To understand your Business
Creditability, I’m going to invite you to
look at wealth, finances and credit, on
several different levels. It's more than
just "money."
• Wealth is how you feel about money
• Finances is how you feel about choices
• Credit is your actual acquiring ability
3
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4. 4
1. High PayDex Score 90+ [How well
you pay your debts]
2. Warehouse Lines of Credit for
every major business sector,
market, product or project [Your
ability to capitalize your business]
3. 10+ Streams of Income [Your
ability to accumulate wealth]
4. 25% Credit Utilization [How well
you manage your money]
These 4 pillars are what every
financial institution utilizes to
determine your Business Credibility
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5. Align EGA before you apply
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6. 6
What the Financier Sees
1. Business Owners to have a High PayDex
Score
2. Warehouse Lines of Credit to Support the
Business
3. 10+ Streams of Income that can
capitalize the operations in up-markets
and build the business up in down-
markets
4. 75% of income from business – 25% of
business is debt
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7. 7
What the Financier’s Goals Look Like
1. Earn Interest on Debt Loans
2. Earn 3x – 10x Return on Investments
3. Accumulate Good Clients they can
continue to finance
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8. 8
What the Financier Assumes
1. Business Owners that make a request
for a loan or investment have all the
necessary components in place to
meet the Financier’s Expectations and
Goals BEFORE MAKING A REQUEST
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9. 9
Where have you built your castles?
'If you have built castles in the air, your work
need not be lost; that is where they should
be. Now put the foundations under them.'
—Henry David Thoreau
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10. Yvonne’s Definition of Wealth
Unlimited Choice without Time Pressure.
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11. Business
Pivot
Mind-Map
Plan for
the Future
You Want
to See
Business Acceleration is Execution at Speed
֍Fast Lane
֍Growth Lane
֍Fix-It Lane
֍Slow Lane
֍EXIT
Flush-out Breakdowns
Leapfrog During Chaos
Eliminate
Vulnerabilities
Keep Steady For Now
Contingency Plans
Source: SanPete Financial Group
© 2020 SanPete Financial Group, Inc, and/or its affiliates. All rights reserved.
https://bit.ly/SPFGBuildBackBetter

12. Prioritize
your digital
business in
5 areas and
be Future-
Ready
Longer Term Capabilities
Scalability
Composable
Technology
Growth
Adaptable
Workforce
Hybrid
Clients
Design Your
“AI” Future
Integration
Plan
Source: SanPete Financial Group
© 2020 SanPete Financial Group, Inc, and/or its affiliates. All rights reserved. https://bit.ly/SPFGBuildBackBetter

13. Yvonne E. Gamble, CEO
SanPete Financial Group
1.832.819.5260
Building Back Better Business
Creditability ACCESS
https://bit.ly/SPFGBuildBackBetter