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Net Business
       Opportunity
Welcome to one of the best business
  opportunity in the world today
YOUR OPPORTUNITY…..

EARN WHILE YOU SPEND…..
…..Just by using your mobile phone
Earn While You Spend
Your monthly mobile phone load will pay back…
• 100 %
• 300 %
• _____ % …..All for You to Decide
……. All by just using your mobile phone.
YOUR BUSINESS PLATFORM
SEC Registration
Business Permit
BIR Certificate of Registration
Mission and Vision
          Mission                       Vision

                                WorldLinkNets working
 "Restoring and building the
                               together with you; working
   dignity and values of the
                               as one. To provide and raise
        Filipino Family."
                                 the income needs to the
                               broadest depths and range
(Panunumbalik ng dignidad at           of the Filipino
        pagpapatatag sa            community, through
     kinabukasan ng bawat        innovative products and
       pamilyang Pilipino)     services under the concept:
                               "Earn While You Spend”
WLN Roles:
             The 5 Pillars
1. Develop members to become Social
NetPreneurs.

2. Train members to have the skills and
knowledge of Internet competency to access
worldwide possibilities.
WLN Roles ( cont’d ):
           The 5 Pillars
3. Create a lasting Partnership with
members, and to provide a Global Interactive
System for Great Earnings.

4. Focus on searching excellent products and/or
services that would be networked through
WLN.

5. Develop and maintain excellent management
of the company.
Business Perspective 1

Creating Income on…..
 Where we connect our Business:
          Sun * Globe * Smart

• 84 Million subscriptions and growing
• Two (2)-billion-peso/day business
Business Perspective 2
• One of the Greatest Opportunity in the
  World today
  – Low Capital
  – Low Risk
  – No (Hard) Selling
  *People use cell phone load whether
   they join           or not.
  – Unlimited Income
Business Perspective 3
The WLN business is to GET BACK some portions of the
  BIG TELCO Profits and DISTRIBUTE the same to its
                   NETPRENEURS.
         Old System                WLN System

• Levels of Distributors
• Levels of Dealers                 • WLN
• Salespeople
                                    • YOU
    Emphasis on Building
    Your Retailer Network   Emphasis on Just Using your
         To Sell Load             Mobile Phones
Business Perspective 4
                     WorldLink Nets                   Others 1
Registration             PhP 2,800.00                 PhP 3,988.00

Member’s Status     Independent Distributor       Franchisee or Dealer

Capitalization           PhP 2,800.00              PhP 3,988.00 ++++

Ways to Earn               Invites                       Invites
                     Use your Cell Phone      Buy and Sell Cell Phone Loads
Business Means       Use your Cell Phone      Selling Load through Retailers
                     Anywhere, Anytime             With Street Presence
Products               Cell Phone Load               Cell Phone Load
                                                    Plus Many Others
Business Emphasis    Use your Cell Phone      Build Your Retailer Network To
                                                   Generate Much Sales
Be in
business
with


 HOW TO JOIN THE BUSINESS
Online Registration – Home Page




             www.worldlinknets.com

Buy a WLN (P.I.N.) STARTER PACK. (P 2,800.00)
Online Registration – Sign Up Page

              www.worldlinknets.com – Sign-Up




    SIGN UP at the Company Website.
Earning with WLN




 3 Easy Phases
Phase 1:
Starting Your Business

• Upon Registration you have:
  – 1 NetCenter to start your business
  – USD 7.00 or Php 301.00 worth of
    prepaid load
Your Personal NetCenter Site




   Manage your business here
Start Your Introduction
• Invite Your K’s and Introduce
   – Kapuso, Kapamilya, Kapatid
   – Kaibigan, Kapitbahay
   – Ka-Facebook, Ka-Friendster, Ka-Textmate
   – Kaklase, Katrabaho
   – Kahit-Sino!
Invite Friends
                              1 Direct Bonus   Friend


       YOU
               Network



                              1 Direct Bonus   Friend




• For Every Friend that joins you get:
   – A Direct Bonus (DB) of USD 5.00 or PhP 215.00
   – A 50 Points-Value (PV)
Build Your Network
                           YOU                                With only the first 6
                                                               in your network:

        Direct Bonus – USD 5   Direct Bonus – USD 5
                                                              • Here you get:
                                                                 – Free load
         50 PV                              50 PV
                                                                   (USD 7.00)
                                                                 – Direct Bonus
                                                                   (USD 10.00)
                                                                 – Matching Bonus
50 PV            50 PV              50 PV             50 PV
                                                                   (USD 20.00)
                                                              • A Total of: USD 37.00
The Power of Duplication
• To succeed, all you need to do is invite 2 people
                    • Concept:
                       • You network 2 persons
                         within 1 week of joining
                       • All your downlines
                         network 2 persons also
                         within 1 week of joining
                    • Interesting Fact:
                       • By the 10th week you will
                         earn the weekly maximum
                         income of USD 2,800.00
The Power of Duplication
                      Status and          Direct    Matching    Cumulative
Week   Network     Accomplishment         Bonus      Bonus        Income
                 With Only 1 NetCenter    (USD)      (USD)         (USD)
 0        1
 1        2                                 10.00                    10.00
 2        4                                            20.00         30.00
 3        8      Investment Recovered                  40.00         70.00
 4       16                                           100.00        170.00
 5       32                                           200.00        370.00
 6       64                                           420.00        790.00
                 USD 10.00 LB for every
 7       128                                          840.00      1,630.00
                    L40/R40 Pairing
 8       256                                         1,700.00     3,330.00
 9       512     MAX WEEKLY INCOME!                  2,800.00     6,130.00
 10     1024                                         2,800.00     8,930.00
Increase Your Income:
         The Power of Three
  1 Net Center              3 Net Centers
      YOU




USD 12,000.00             USD 36,000.00

    For a little more investment and
 effort,             you potentially get
    3 times more income per month
Phase 2:
Upgrade You Network Structure -
Be an Area NetCenter ( Stockist )
• To Qualify:
 -- Minimum PERSONAL Purchase (Single Member ID)
    of 250 PVs( 5 STARTER PACKS) in a SINGLE DAY
    qualify you as an Area Net Center


• What you get:
  – 5% of the TnT Starters Packs’ PVs down to the next
    Area Net Center in your network .
  – (PhP 107.50) from each Net Center under you.
Additional Income for
   Area NetCenter ( Stockist )
A discount of PhP 1,500.00 will be
given to every single purchase of 10
P.I.N.s (Starter Packs).

All netpreneurs are qualified to be a
“Area NetCenter”.

Note: This is a Limited Offer
Account Upkeep

 Account             Personal          Calculation
 UpKeep      =        Sales     =       Of Bonus



                 AUTO UPKEEP


MARKETING             NET                   UPKEEP
  PLAN               WALLET     US40        WALLET
   $$$                $$$$                   US40
Account UpKeep…cont’d
1. By DEFAULT you are Auto Maintained

2. The month you joined plus 3 months will be Maintenance Free
   The month you joined plus next 3 months will be Maintenance Free

  Month Joined
   e.g. May 22              June               July               August



3. To maintain for Sept, you need to pay US40 in Aug, one month
   before the Month you want to maintain.
4. There is NO Penalty for non maintenance of your account.
5. You need not back pay all the months you’ have forgotten to
   maintain
  Just maintain the current month.!!!
Net Wallet, UpKeep Wallet
Net Wallet:
> Depository of your WLN Incomes
  -- Must have USD 40 maintaining balance
     from Month 4 after registration
> For transfer of available earnings to your
  bank , purchase of Starter Packs, Top-Ups

Upkeep Wallet:
For your Texts and Calls.
 -- Must use P350 load per month.
For selling load to non-members
For purchasing Starter Packs, Top-Ups
Loading Mobile Phones
             Exclusively for WLN Community NetPreneurs!

           Text Command Center Numbers:
               (GLOBE) 0915-871-0619
               (SMART) 0947-338-1758
                 (SUN) 0933-584-0536
     RELOAD PERSONAL REGISTERED MOBILE NUMBER:
                  ELOAD<space>200

          RELOAD THIRD PARTY MOBILE NUMBER:
       ELOAD2 [RecipientMobileNo] [AmountInPesos]
               ELOAD2 09168887171 200

NOTE: Member’s unit determines the Command Center Number
Phase 3:
Use your Cell Phone
• A Passive Income Reward for monthly
  reload top-ups.
• For a qualifying monthly top up of
  P350, ( whether for personal usage or
  reload to third party mobiles ) WLN pay
  you a certain % on the top-ups down to
  7th level in your group called NetBonus
Net Bonus Mechanics:
– WLN acts as a DISTRIBUTOR to all the networks.
– Members buy minimum monthly load of P350.00
  from WLN.
– WLN sets aside up to 85% of its discounts from
  the TelCos to be distributed to members
– Earnings commensurate to your network’s
  monthly top-ups.
Net Bonus Computation:
        Assuming each member’s average monthly load is P350, below is a
        perspective of income just by each member using their cell phones.
Level     Network Size          Total Top Up      Income Distributed    Percentage     Income from
          (Multiple of 5)        ( Pesos )        to Members (Pesos)    paid on each   each Level
                                                                        Level          (Pesos)



1                           5             1,750                   140       10 %       14.00
2                      25                 8,750                   700       10 %       70.00
3                    125                 43,750                 3,500       10 %       350.00
4–                   625               218,750                 17,500       10 %       1,750.00
Mega
5                  3,125             1,093,750                 87,500       10 %       8,750.00
NP
6                15,625              5,468,750               437,500        20 %       87,500.00
7                78,125            27,343,750              2,187,500        20 %       437,500.00


                  TOTAL = P534,934!!!!!!!
A Comparison
                    WorldLink Nets           Others 1
Registration

Member’s Status

Capitalization
                        Just
Ways to Earn                                    Invites
                        Use                   Buy and Sell
Business Means                       Selling Load through Retailers
                        Your              With Street Presence
Products                                    Cell Phone Load
                       Cell                Plus Many Others
Business Emphasis                    Build Your Retailer Network To
                      Phone               Generate Much Sales
Summary of Bonuses:
A. Network Building Bonuses:
– Direct Bonus
– Matching Bonus
– Link Bonus (For every match of 40Left / 40Right)
– Tera Bonus (Once Leadership Status is Achieved)
– Area Net Center / Stockist Bonus
B. Passive Income on Cell Phone Use
-- Net Bonus
Leadership Status
Power Netpreneur             --- L40 * R40
 - 20 Steps ( Or 1 cycle )
Mega Netpreneur              --- L360 * R360
 - 7 to 10 cycles
Tera Netpreneur              --- L680 * R680
 - 11 cycles and above
     Must be achieved within one month.
Once status is achieved, status is PERMANENT.
Selling Load to Non-members
            - to be launched soon

For every minimum PhP 1,000,00 load purchase,
the netpreneur concerned will be given an
additional 2% bonus directly

Netpreneurs sell to non-members at “street
conditions”. ( to help them expand their
network )

Note: This is extra over the netbonus netpreneurs are
earning through their respective networks
Be the one to bring the business to
   your barangay, town or city!!

    For more information, contact:


              02 656 1176
             0915 871 0678
    email: info@worldlinknets.com
Sign up Now!
Purchase Your 1st Starter Pack
  And be the Leader of the
           PACK!

       Thank you!
WLN Not A Pyramiding Scam
Pyramiding Features:

1. Banking and Financial Services:
Borrowing from bank A to pay off bank B and then borrowing from bank C to pay
off bank A ... and so on without ever paying off the originally borrowed principal.

2. Corporate:
Taking control of a firm (subsidiary) through majority shareholding and then
taking control of another firm with the combined shareholding ... and so on to
build a large holding company that provides managerial and financial (and
sometimes marketing) functions for the entire group.

3. Finance and Stock Market Speculations:
Using paper profits to build up a portfolio of investments.

4. Real Estate:
Purchasing additional properties by borrowing against the currently owned
properties.
WLN - Not A Pyramid Scam
A very thin line between multilevel marketing and pyramid
schemes , The Manila Times/April 28, 2003

Statement by Jaime Olmos, DTI Assistant Director and Acting
Chief of the Bureau of Trade Regulation and Consumer Protection

"We really need to check the business plan or compensation
plan, because that is where we can determine if a company is a
legitimate MLM or not.”

Olmos said the earnings in recruitment should only be incidental
and always smaller than the commission from the sale of the
products or the continuing conduct of the business.
WLN - Not A Pyramid Scam
Pyramiding defined (DAO No. 2 s. of 1993).
Section 2.2 …” A business sales or marketing plan or scheme is considered
pyramiding if it has these features.
1. First, a promoter persuades recruits to buy products, services, credit, title or rank
   whereby the recruits can receive income primarily from the mere introduction,
   recruitment or sponsorship of other participants into the scheme rather than
   from the marketing and sale of products.
2. Second, it is pyramiding when the profits of the persons using them are derived
   primarily from the recruitment of other persons into the plan or scheme rather
   than from the sale of consumer products and services. Its attributes include the
   following:
3. Revenues or income are derived primarily from participants' entry fees.
4. Participants are not allowed to return marketable and unused products for
   refund within a reasonable period of time or the conditions for such product
   return are contrary to the provisions of the Consumer Act and/or its
   implementing rules.
5. There is no fair market value for the goods received (fair market value is a price
   determined by an open market system).

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WorldLink Nets - My NBO Presentation

  • 1. Net Business Opportunity Welcome to one of the best business opportunity in the world today
  • 2. YOUR OPPORTUNITY….. EARN WHILE YOU SPEND….. …..Just by using your mobile phone
  • 3. Earn While You Spend Your monthly mobile phone load will pay back… • 100 % • 300 % • _____ % …..All for You to Decide ……. All by just using your mobile phone.
  • 7. BIR Certificate of Registration
  • 8. Mission and Vision Mission Vision WorldLinkNets working "Restoring and building the together with you; working dignity and values of the as one. To provide and raise Filipino Family." the income needs to the broadest depths and range (Panunumbalik ng dignidad at of the Filipino pagpapatatag sa community, through kinabukasan ng bawat innovative products and pamilyang Pilipino) services under the concept: "Earn While You Spend”
  • 9. WLN Roles: The 5 Pillars 1. Develop members to become Social NetPreneurs. 2. Train members to have the skills and knowledge of Internet competency to access worldwide possibilities.
  • 10. WLN Roles ( cont’d ): The 5 Pillars 3. Create a lasting Partnership with members, and to provide a Global Interactive System for Great Earnings. 4. Focus on searching excellent products and/or services that would be networked through WLN. 5. Develop and maintain excellent management of the company.
  • 11. Business Perspective 1 Creating Income on….. Where we connect our Business: Sun * Globe * Smart • 84 Million subscriptions and growing • Two (2)-billion-peso/day business
  • 12. Business Perspective 2 • One of the Greatest Opportunity in the World today – Low Capital – Low Risk – No (Hard) Selling *People use cell phone load whether they join or not. – Unlimited Income
  • 13. Business Perspective 3 The WLN business is to GET BACK some portions of the BIG TELCO Profits and DISTRIBUTE the same to its NETPRENEURS. Old System WLN System • Levels of Distributors • Levels of Dealers • WLN • Salespeople • YOU Emphasis on Building Your Retailer Network Emphasis on Just Using your To Sell Load Mobile Phones
  • 14. Business Perspective 4 WorldLink Nets Others 1 Registration PhP 2,800.00 PhP 3,988.00 Member’s Status Independent Distributor Franchisee or Dealer Capitalization PhP 2,800.00 PhP 3,988.00 ++++ Ways to Earn Invites Invites Use your Cell Phone Buy and Sell Cell Phone Loads Business Means Use your Cell Phone Selling Load through Retailers Anywhere, Anytime With Street Presence Products Cell Phone Load Cell Phone Load Plus Many Others Business Emphasis Use your Cell Phone Build Your Retailer Network To Generate Much Sales
  • 15. Be in business with HOW TO JOIN THE BUSINESS
  • 16. Online Registration – Home Page www.worldlinknets.com Buy a WLN (P.I.N.) STARTER PACK. (P 2,800.00)
  • 17. Online Registration – Sign Up Page www.worldlinknets.com – Sign-Up SIGN UP at the Company Website.
  • 18. Earning with WLN 3 Easy Phases
  • 20. Starting Your Business • Upon Registration you have: – 1 NetCenter to start your business – USD 7.00 or Php 301.00 worth of prepaid load
  • 21. Your Personal NetCenter Site Manage your business here
  • 22. Start Your Introduction • Invite Your K’s and Introduce – Kapuso, Kapamilya, Kapatid – Kaibigan, Kapitbahay – Ka-Facebook, Ka-Friendster, Ka-Textmate – Kaklase, Katrabaho – Kahit-Sino!
  • 23. Invite Friends 1 Direct Bonus Friend YOU Network 1 Direct Bonus Friend • For Every Friend that joins you get: – A Direct Bonus (DB) of USD 5.00 or PhP 215.00 – A 50 Points-Value (PV)
  • 24. Build Your Network YOU With only the first 6 in your network: Direct Bonus – USD 5 Direct Bonus – USD 5 • Here you get: – Free load 50 PV 50 PV (USD 7.00) – Direct Bonus (USD 10.00) – Matching Bonus 50 PV 50 PV 50 PV 50 PV (USD 20.00) • A Total of: USD 37.00
  • 25. The Power of Duplication • To succeed, all you need to do is invite 2 people • Concept: • You network 2 persons within 1 week of joining • All your downlines network 2 persons also within 1 week of joining • Interesting Fact: • By the 10th week you will earn the weekly maximum income of USD 2,800.00
  • 26. The Power of Duplication Status and Direct Matching Cumulative Week Network Accomplishment Bonus Bonus Income With Only 1 NetCenter (USD) (USD) (USD) 0 1 1 2 10.00 10.00 2 4 20.00 30.00 3 8 Investment Recovered 40.00 70.00 4 16 100.00 170.00 5 32 200.00 370.00 6 64 420.00 790.00 USD 10.00 LB for every 7 128 840.00 1,630.00 L40/R40 Pairing 8 256 1,700.00 3,330.00 9 512 MAX WEEKLY INCOME! 2,800.00 6,130.00 10 1024 2,800.00 8,930.00
  • 27. Increase Your Income: The Power of Three 1 Net Center 3 Net Centers YOU USD 12,000.00 USD 36,000.00 For a little more investment and effort, you potentially get 3 times more income per month
  • 29. Upgrade You Network Structure - Be an Area NetCenter ( Stockist ) • To Qualify: -- Minimum PERSONAL Purchase (Single Member ID) of 250 PVs( 5 STARTER PACKS) in a SINGLE DAY qualify you as an Area Net Center • What you get: – 5% of the TnT Starters Packs’ PVs down to the next Area Net Center in your network . – (PhP 107.50) from each Net Center under you.
  • 30. Additional Income for Area NetCenter ( Stockist ) A discount of PhP 1,500.00 will be given to every single purchase of 10 P.I.N.s (Starter Packs). All netpreneurs are qualified to be a “Area NetCenter”. Note: This is a Limited Offer
  • 31. Account Upkeep Account Personal Calculation UpKeep = Sales = Of Bonus AUTO UPKEEP MARKETING NET UPKEEP PLAN WALLET US40 WALLET $$$ $$$$ US40
  • 32. Account UpKeep…cont’d 1. By DEFAULT you are Auto Maintained 2. The month you joined plus 3 months will be Maintenance Free The month you joined plus next 3 months will be Maintenance Free Month Joined e.g. May 22 June July August 3. To maintain for Sept, you need to pay US40 in Aug, one month before the Month you want to maintain. 4. There is NO Penalty for non maintenance of your account. 5. You need not back pay all the months you’ have forgotten to maintain Just maintain the current month.!!!
  • 33. Net Wallet, UpKeep Wallet Net Wallet: > Depository of your WLN Incomes -- Must have USD 40 maintaining balance from Month 4 after registration > For transfer of available earnings to your bank , purchase of Starter Packs, Top-Ups Upkeep Wallet: For your Texts and Calls. -- Must use P350 load per month. For selling load to non-members For purchasing Starter Packs, Top-Ups
  • 34. Loading Mobile Phones Exclusively for WLN Community NetPreneurs! Text Command Center Numbers: (GLOBE) 0915-871-0619 (SMART) 0947-338-1758 (SUN) 0933-584-0536 RELOAD PERSONAL REGISTERED MOBILE NUMBER: ELOAD<space>200 RELOAD THIRD PARTY MOBILE NUMBER: ELOAD2 [RecipientMobileNo] [AmountInPesos] ELOAD2 09168887171 200 NOTE: Member’s unit determines the Command Center Number
  • 36. Use your Cell Phone • A Passive Income Reward for monthly reload top-ups. • For a qualifying monthly top up of P350, ( whether for personal usage or reload to third party mobiles ) WLN pay you a certain % on the top-ups down to 7th level in your group called NetBonus
  • 37. Net Bonus Mechanics: – WLN acts as a DISTRIBUTOR to all the networks. – Members buy minimum monthly load of P350.00 from WLN. – WLN sets aside up to 85% of its discounts from the TelCos to be distributed to members – Earnings commensurate to your network’s monthly top-ups.
  • 38. Net Bonus Computation: Assuming each member’s average monthly load is P350, below is a perspective of income just by each member using their cell phones. Level Network Size Total Top Up Income Distributed Percentage Income from (Multiple of 5) ( Pesos ) to Members (Pesos) paid on each each Level Level (Pesos) 1 5 1,750 140 10 % 14.00 2 25 8,750 700 10 % 70.00 3 125 43,750 3,500 10 % 350.00 4– 625 218,750 17,500 10 % 1,750.00 Mega 5 3,125 1,093,750 87,500 10 % 8,750.00 NP 6 15,625 5,468,750 437,500 20 % 87,500.00 7 78,125 27,343,750 2,187,500 20 % 437,500.00 TOTAL = P534,934!!!!!!!
  • 39. A Comparison WorldLink Nets Others 1 Registration Member’s Status Capitalization Just Ways to Earn Invites Use Buy and Sell Business Means Selling Load through Retailers Your With Street Presence Products Cell Phone Load Cell Plus Many Others Business Emphasis Build Your Retailer Network To Phone Generate Much Sales
  • 40. Summary of Bonuses: A. Network Building Bonuses: – Direct Bonus – Matching Bonus – Link Bonus (For every match of 40Left / 40Right) – Tera Bonus (Once Leadership Status is Achieved) – Area Net Center / Stockist Bonus B. Passive Income on Cell Phone Use -- Net Bonus
  • 41. Leadership Status Power Netpreneur --- L40 * R40 - 20 Steps ( Or 1 cycle ) Mega Netpreneur --- L360 * R360 - 7 to 10 cycles Tera Netpreneur --- L680 * R680 - 11 cycles and above Must be achieved within one month. Once status is achieved, status is PERMANENT.
  • 42. Selling Load to Non-members - to be launched soon For every minimum PhP 1,000,00 load purchase, the netpreneur concerned will be given an additional 2% bonus directly Netpreneurs sell to non-members at “street conditions”. ( to help them expand their network ) Note: This is extra over the netbonus netpreneurs are earning through their respective networks
  • 43. Be the one to bring the business to your barangay, town or city!! For more information, contact: 02 656 1176 0915 871 0678 email: info@worldlinknets.com
  • 44. Sign up Now! Purchase Your 1st Starter Pack And be the Leader of the PACK! Thank you!
  • 45. WLN Not A Pyramiding Scam Pyramiding Features: 1. Banking and Financial Services: Borrowing from bank A to pay off bank B and then borrowing from bank C to pay off bank A ... and so on without ever paying off the originally borrowed principal. 2. Corporate: Taking control of a firm (subsidiary) through majority shareholding and then taking control of another firm with the combined shareholding ... and so on to build a large holding company that provides managerial and financial (and sometimes marketing) functions for the entire group. 3. Finance and Stock Market Speculations: Using paper profits to build up a portfolio of investments. 4. Real Estate: Purchasing additional properties by borrowing against the currently owned properties.
  • 46. WLN - Not A Pyramid Scam A very thin line between multilevel marketing and pyramid schemes , The Manila Times/April 28, 2003 Statement by Jaime Olmos, DTI Assistant Director and Acting Chief of the Bureau of Trade Regulation and Consumer Protection "We really need to check the business plan or compensation plan, because that is where we can determine if a company is a legitimate MLM or not.” Olmos said the earnings in recruitment should only be incidental and always smaller than the commission from the sale of the products or the continuing conduct of the business.
  • 47. WLN - Not A Pyramid Scam Pyramiding defined (DAO No. 2 s. of 1993). Section 2.2 …” A business sales or marketing plan or scheme is considered pyramiding if it has these features. 1. First, a promoter persuades recruits to buy products, services, credit, title or rank whereby the recruits can receive income primarily from the mere introduction, recruitment or sponsorship of other participants into the scheme rather than from the marketing and sale of products. 2. Second, it is pyramiding when the profits of the persons using them are derived primarily from the recruitment of other persons into the plan or scheme rather than from the sale of consumer products and services. Its attributes include the following: 3. Revenues or income are derived primarily from participants' entry fees. 4. Participants are not allowed to return marketable and unused products for refund within a reasonable period of time or the conditions for such product return are contrary to the provisions of the Consumer Act and/or its implementing rules. 5. There is no fair market value for the goods received (fair market value is a price determined by an open market system).