We have combined real estate, mortgage and credit consultation to create enhanced solutions to our clients.

1. Real Estate
Mortgage
Credit
Combined for Enhanced Solutions
Sean McMillan – Jae Wu – Tony Coldesina
(310) 234-3278 | www.westsidehub.com | team@westsidehub.com

2. Real Estate
Mortgage
Credit
Combined for Enhanced Solutions
REAL ESTATE
The vision at Westside Hub was inspired by the way we believe real estate
should be conducted—“win-win or no deal”. Our unique partnership
combines three industry professionals who share a common vision of total
customer care.
The traditional real estate process often creates frustration. This is largely
due to lack of continuity between the agent, the mortgage broker, escrow,
and various other real estate professionals who are involved and often leaves
the client feeling confused and out of control.
In truth, any agent can show a home, but quality representation requires far
more.
Westside Hub has developed a new way to provide real estate services. Our
comprehensive approach efficiently integrates the process of buying or
selling a home with mortgage financing and consumer credit coaching.
At Westside Hub we provide control and predictability to every transaction.
Each partner is a trained expert in their part of the transaction, allowing the client
access to the power of three minds instead of just one. This enhancement has
significantly improved our ability to help our clients.
Once you discover what makes us different, you will recommend your
friends and family to us for all of their real estate needs.
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3. Real Estate
Mortgage
Credit
Combined for Enhanced Solutions
MORTGAGE
Westside Hub has a simple philosophy:
Our clients never settle for less. No matter how complex the situation may be, we
have the expertise and experience to get the best financing possible.
Westside Hub has extensive banking and broker relationships with the right
resources to accomplish closing transactions in a highly competitive marketplace.
We have maximum flexibility when structuring options for clients with varying
profiles.
The ultimate solution to finding and closing a competitive home loan is to have a
skilled, experienced and focused negotiator on your team. As an integral part of
the process, we provide our clients with a personalized mortgage plan, which
communicates the options in a simplistic way. This empowers you to make an
informed decision with confidence.
In addition, the Westside Hub has developed a comprehensive mortgage “rate
watch” platform, which integrates your mortgage in accordance with your long
term financial goals. We keep in touch by periodically reviewing the mortgage
terms over the life of your loan. This communication provides the opportunity to
lower your interest rate and save you money.
At Westside Hub, we get it done right the first time. Simply stated - no nonsense,
quick response, and quality service at the best available terms.
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4. Real Estate
Mortgage
Credit
Combined for Enhanced Solutions
CREDIT
Proper credit management is absolutely crucial in today’s lending environment.
For this reason we have integrated credit consulting as a fundamental component
of how we help our clients.
Our service is an enhanced version of the pre-approval process. Westside Hub will
keep you in a constant state of pre-approval through a service called Approval
Guard.
Approval Guard is a credit management tool that we use to make certain your
credit scores are as high as they can be and that your risk from credit fraud is
minimized. Proper credit management will help ensure that you qualify for the best
possible financing terms.
We realize that it's difficult to know if you will buy or sell a home in 1 month, 6
months, or 12 months.
With us, you will be ready whenever that time comes.
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5. Real Estate
Mortgage
Credit
Combined for Enhanced Solutions
Did you know…?
• It used to be nearly impossible to get turned down, now it’s nearly impossible
to get approved.
• 740 fico score is the new 680.
• You can’t afford to be without a credit monitoring service.
• Approval Guard is like having a credit and lending insider as your personal
expert to maximize your credit rating and minimize your interest expenses.
• Approximately 1 out of 11 households will be affected by Credit Fraud or
Identity Theft this year.
• Nearly 80% of credit reports contain errors.
• More than ever, consumers need help understanding the unintended
consequences of having bad credit.
Credit has become the absolute cornerstone
of our financial well being.
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6. Real Estate
Mortgage
Credit
Combined for Enhanced Solutions
Sean McMillan
As a third generation native Angelino, Sean has extensive roots in the Westside of Los Angeles
real estate community. Sean was born and raised in a multi generational real estate family.
Following his grandfather and father, Sean began a real estate career in 1985.
Sean has a comprehensive professional real estate background and education. Sean has worked
in just about every facet of the industry ranging from real estate sales to title insurance and
mortgage brokering. As a loan officer, Sean is an award winning top producer and has
participated in thousands of transactions. Armed with a reputation for maintaining the highest
standards of integrity, market knowledge, and unparallel resources, Sean has the proven track
record to put the hardest and most complex transactions together and keep them together.
In addition to his professional endeavors, Sean has garnered accolades in his community as a
founder of the Santa Monica Chess Park, and as an active youth soccer coach and referee. Sean is
active in both his church and children’s schools.
Together with his wife Jill, Sean raises his two daughters and two sons in the very same
neighborhood where he grew up.
Department of Real Estate License #01147016
Jae Wu
Jae moved to California from the East Coast in March of 1993 and fell in love with Los Angeles.
She started her career in the mortgage business at a firm in Beverly Hills in 1994. By utilizing
her love of numbers and caretaking nature, Jae found that she could help provide her clients
with the most personalized level of service. Jae has continued to develop herself and her
industry knowledge by receiving her broker’s license and becoming a Certified Mortgage
Planner.
As a result of her commitment, Jae has already helped thousands of clients reach their goal of
homeownership over the last 15 years. She has the experience to maneuver through these ever-
changing markets with each client’s specific needs in mind, assuring that her clients fulfill their
short and long-term real estate and financial goals.
Jae resides in West Los Angeles with her husband, Larry Fernandez, and enjoys spending time
with her sons, Ryan and Jake. Her hobbies include beach volleyball, golf, and hiking.
Department of Real Estate License #01207394
Tony Coldesina
Originally from Salt Lake City, Utah, Tony has lived in Los Angeles since 1994. Tony started
in the mortgage business in 2000. Understanding that a home is the client's single most
important investment, Tony takes great pride in assuring that the loan program is financially
sound and the overall lending experience is as smooth as possible for everyone involved.
He has deep relationships with a multitude of financial institutions offering solutions
for residential, commercial and business lending and provides technical expertise,
sophistication and personalized attention to each client's transaction.
By utilizing a unique method of immediate prequalification, his objective is to complete more
transactions in a shorter timeframe with little or no effort from the realtor or client. Specializing
in Jumbo loans up to $5,000,000 for properties in the Greater Los Angeles area, Tony focuses
on building life long relationships by being a consultant for his clients.
Tony lives in Santa Monica with his girlfriend. He enjoys mountain biking, surfing,
kiteboarding, skiing and snowboarding.
Department of Real Estate License #01318471
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7. Real Estate
Mortgage
Credit
Combined for Enhanced Solutions
Seeing the benefits of combining their vast individual knowledge and
experience in the real estate industry, Sean McMillan and Jae Wu launched
the Wu-McMillan Group in October 2005. By forming the partnership,
they expanded their professional abilities exponentially. Their partnership
grew in productivity and accomplishment, and offered one of the most
comprehensive real estate consulting experiences in the industry.
Recently, Tony Coldesina joined Sean and Jae, and together they formed
Westside Hub. Westside Hub has developed a new way to provide real
estate services. Their comprehensive approach efficiently integrates the
process of buying or selling a home with mortgage financing and consumer
credit coaching.
Westside Hub
(310) 234-3278 (FAST) To provide their clients with real estate, mortgage and credit services, they
team@westsidehub.com have modeled their partnership similar to a law firm. Each partner is a
www.westsidehub.com trained expert in his or her part of the transaction, thereby allowing the
client access to the power of three minds instead of just one. This
enhancement has significantly improved their ability to help their clients.
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8. Real Estate
Mortgage
Credit
Combined for Enhanced Solutions
TESTIMONIALS
“Your team’s service has been excellent and you can be sure referrals will come your
way.”
-Doug
Douglas A. Schwartz
Vice President, Real Estate
J.P Morgan Investment Management, Inc.
“You made it all so easy: Non stressful! You guys were pros! You guys knew your stuff
and worked amazingly fast.”
Shelley Watson and Dean Luplow
“We are writing to express our great appreciation to you for all of your hard work in
helping us prepare a competitive offer for the house on Rose Marie Lane. You’re almost
immediate responses to our requests for information, your patience in answering all of
our questions and your willingness to go out of your way to support our offer made a
real difference in getting us to be in a competitive position.”
Chris Crain and Amy Bersch
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