The document discusses solutions for improving the US healthcare system. It argues that a three-pronged approach is needed involving standardization, consumer responsibility, and business leadership. Standardization could lead to efficiencies through initiatives like Availity that allow real-time data sharing. Consumers need to take responsibility by engaging in their own care through tools to track spending and health assessments. Businesses also have a leadership role by rewarding engagement, demanding transparency, and facilitating partnerships for reform.