HRA Health Care Reimbursement
            Account
   (Trend For 2012 And Beyond)
                   by
http://healthreimbursementaccount.org

                                        1
http://healthreimbursementaccount.org
We compare two surveys by Aon
  Hewitt, from 2009 and 2012.

   Striking HRA/HSA vs.
 PPO/HMO trend emerges in
health plan offerings of large US
           employers.
                                        2
http://healthreimbursementaccount.org
Let's look at basic         raw
results of the surveys in 2009
 and 2012. What follows is the
   percentage of companies
 offering the particular type of
           health plan.
                                        3
http://healthreimbursementaccount.org
HRA, Health Care
Reimbursement Account grew
 from 13% (2009) to 18% (2012).


                                        4
http://healthreimbursementaccount.org
HSA, Health Savings Account
grew from 19% (2009) to 34%
               (2012).


                                        5
http://healthreimbursementaccount.org
PPO, Preferred Provider
 Organization fell from 92%
    (2009) to 79% (2012).


                                        6
http://healthreimbursementaccount.org
HMO, Health Maintenance
  Organization fell from 46%
     (2009) to 38% (2012).


                                        7
http://healthreimbursementaccount.org
Two conclusions:




                                        8
http://healthreimbursementaccount.org
ONE: 2009-2012: Passage of
ACA (Affordable Healthcare Act
 of 2010) and health care cost
continue to increase by 8% per
             year.

                                        9
http://healthreimbursementaccount.org
TWO: 2009-2012: HSA And
HRA experience 50% growth in 3
            years.


                                        10
http://healthreimbursementaccount.org
For more information,
                 see
http://healthreimbursementaccount.org.



                                         11
http://healthreimbursementaccount.org

Health Care Reimbursement Account 2012

  • 1.
    HRA Health CareReimbursement Account (Trend For 2012 And Beyond) by http://healthreimbursementaccount.org 1 http://healthreimbursementaccount.org
  • 2.
    We compare twosurveys by Aon Hewitt, from 2009 and 2012. Striking HRA/HSA vs. PPO/HMO trend emerges in health plan offerings of large US employers. 2 http://healthreimbursementaccount.org
  • 3.
    Let's look atbasic raw results of the surveys in 2009 and 2012. What follows is the percentage of companies offering the particular type of health plan. 3 http://healthreimbursementaccount.org
  • 4.
    HRA, Health Care ReimbursementAccount grew from 13% (2009) to 18% (2012). 4 http://healthreimbursementaccount.org
  • 5.
    HSA, Health SavingsAccount grew from 19% (2009) to 34% (2012). 5 http://healthreimbursementaccount.org
  • 6.
    PPO, Preferred Provider Organization fell from 92% (2009) to 79% (2012). 6 http://healthreimbursementaccount.org
  • 7.
    HMO, Health Maintenance Organization fell from 46% (2009) to 38% (2012). 7 http://healthreimbursementaccount.org
  • 8.
    Two conclusions: 8 http://healthreimbursementaccount.org
  • 9.
    ONE: 2009-2012: Passageof ACA (Affordable Healthcare Act of 2010) and health care cost continue to increase by 8% per year. 9 http://healthreimbursementaccount.org
  • 10.
    TWO: 2009-2012: HSAAnd HRA experience 50% growth in 3 years. 10 http://healthreimbursementaccount.org
  • 11.
    For more information, see http://healthreimbursementaccount.org. 11 http://healthreimbursementaccount.org