This document discusses types of investor exploitation. It defines investor exploitation as taking advantage of money given by someone who entrusts money to a specific business. It provides examples of exploitation such as a business owner misusing investment money for personal use instead of business purposes. It also discusses property brokers charging unreasonable commissions or fees. The document advises investors to check backgrounds and pay brokers' companies directly to avoid exploitation.

1. Hello ^__^

2. Investor Exploitation

3. Investor
O Definition: Someone who hands over
money in order to gain economic refunds.

4. Exploitation
O Definition: Making self benefiting by using
others’ money

5. Investor Exploitation
O Definition: Taking advantages of money
given by someone who confides money
over to a specific business.

6. Types of Exploitation
O Business Owner x Investor (AKA Share
Holder)
O Investor x Property Broker
O Investor x Buyer x Property Broker

7. Business Owner & Investor
(aka Share Holder)
Misusing the money

8. Business Owner & Investor
(aka Share Holder)
O The money supposed to be used for the
business
O But the owner used to renovate his office
(high class office), buy luxurious cars, or
maybe cars?
O Put the money into his own POCKET

9. Business Owner & Investor
(aka Share Holder)
O Check the background of the business
owner
→ Financial status
O Common law in Malaysia
→ Law 14A Criminal Acts (Corruption)
→ Protects investors

10. Investor & Property Broker
O Commision
O Down Payment
O Fees to prepare agreement/documents

11. Investor & Property Broker
O Unreasonable commission/ down
payment
O 2%

12. Investor & Property Broker
O Check background of the property agent’s
company
O Pay cheque straight to company instead
of the broker

13. Investor, Buyer & Property Broker
LAND

14. Investor, Buyer & Property Broker

15. Investor, Buyer & Property Broker
O Government should take the land if owner
doesn’t pay tax for a limited time (3-5
years)
O Auction to the public (Bargain)
O In a way, government can earn money
O Fair and square to everyone

16. NEGATIVE EFFECTS!
O Lose IMAGE → Mistrust from workers and
investors
O Get sued by investor → Go jail or
bankrupt
O Company shut down (financial problems)

17. Investing carries
benefits, but it also has
it’s own risk. Therefore,
we should plan wisely
before investing your
money.
CONCLUSION

18. Sources
O Peterson, R., & Murtha, F. (2010`). Market psych. Canada:
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John Wiley & Sons, Inc.
Franks, J., & Mayer, C. (1989). Risk, regulation and investor
protection. New York: Oxford University Press Inc.
Moy, S. (2013, October 12). []. Investor.
Thong, S. (2013, October 20). []. Investor.
Henning, P. (2012, July 23). Finding recourse when
investors are cheated. Retrieved from
http://mobile.nytimes.com/blogs/dealbook/2012/07/23/findin
g-recourse-when-investors-are-cheated/
Kahraman, C. B. (2011, January 15). Do mutual fund
brokers exploit investors through their fee schedules?.
Retrieved from
http://www.hhs.se/DF/Seminars/Documents/110128jmp_big
ekahraman.pdf