1. You don’t have to be BIG to make an impact Todd Esposito Chief Financial Officer Official CSR Leader April 28, 2010

2. Who Is Platinum Bank? Klein aber Fein… Shareholders Financials UAH mln 2005* 2006 2007 2008 2009 Assets 63 384 909 1,421 1,525 Equity 25 150 600 739 821 Net Income (12) (45) (39) (38) 80 Personnel 211 959 1,239 1,437 1,046 POS 53 533 595 712 528 Branches 1 1 3 5 6

3. Who Is Todd Esposito? Previous Lives : GE Consumer Finance Austria GE Consumer Finance Czech Republic Alfa Bank Russia Previous Positions : Chief Financial Officer Chief Marketing Leader GE Elfun Country Leader Current Position : Chief Financial Officer Official Corporate Social Responsibility Leader

10. Platinum CSR Focus Area Programs Governance Concrete workplace standards, responsible business practices with partners and customers, and Western style business ethics Environment Go Green business practices, Volunteerism Community Children Support Orphanages (via giving equipment, Holiday presents, raising money to assist new programs). Volunteerism: teaching in schools (Financial literacy, CV creation); Visiting orphanages Less Fortunate Hiring handicap workers where-ever possible Employees An exciting, invigorating workplace whereby the cornerstone of Employee life is our corporate values, including programs to help employees in need

11. Link CSR To Business Goals Increase Employee Productivity Area CSR Business Goal Governance Workplace standards Responsible business practices Reward decision making Environment Recycle paper Double sided print Auto-off lighting No paper presentations Decrease Costs Community Support orphanages Hire Handicap Support Marketing/PR Employees Exciting workplace Proper ethical values Increase Employee Productivity

15. Example Planning Long Term Impact

16. Thank You For Listening