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1. A New Car Venture
Buying Your First Car

2. Introduction
• Most new drivers have their first car given to them or they
split the cost of the vehicle with a family member.
• Time goes by, and eventually, the cherished car of our youth
dies, it is time to buy your first new or used car.
• The proposition in one that is exciting, however, it is also one
that comes with a great deal of responsibility, especially if one
decides to purchase a new car.

3. Introduction
• It is important to know exactly what you are getting yourself
into in order to be prepared for this next large step forward in
life.
• There are plenty of logistical factors to consider when
purchasing your first car independently, and by considering
these things in advance, you can go into the situation fully
prepared and confident.

4. Know the Risk
• The first step in the process is to consider your budget for the
purchase. It is unwise to begin shopping for cars based on the
appeal of the car itself before even knowing anything about
what exactly you can afford.
• Additionally, it is better to underestimate your budget rather
than to try to stretch the dollar amount unjustly. Believing
that you have more to spend than you actually do is good way
to get into debt very quickly.

5. Know the Risk
• Once you have your budget in hand, decide on the type of car
that you would like to drive. Consider what you will be using
the vehicle for and how far you will be driving on a regular
basis.
• These factors can determine the size, storage space, and the
kind of gas mileage you should be looking for in a vehicle.
Again, going purely on gut love can get you into trouble
financially.
• One must keep in mind that the financial expense extends
beyond the sticker price. There are taxes to pay, insurance
premiums to maintain, and bills at the gas pump.

6. Explore the Market
• After you have decided on the type of car you wish to
purchase, do a little research to see what the price of the
vehicle should be.
• Most people will stick with a used car for their first major
purchase, making it a good idea to find out what the current
market value on the vehicle is in order to get a fair price.

7. Explore the Market
• Consult the Internet, and check various other sources such as
the Kelley Blue Book. Some people will need to procure a loan
from a used car dealer or a bank in order to make the
purchase.
• In this case, be weary of interest rates or the conditions of
your loan before agreeing to anything. Many of these kinds of
deals have terms that change after a certain period of time or
penalties for late or missed payments.

8. Make Your Move
• Should your old car still be in good condition, consider trading
it in to the dealer from which you are buying in order to get
the best deal on your new car.
• You can often get more value out of your old car by trading it
in rather than trying to sell it on the open market.
• These are just a few of the basics that can have your on your
way to making this major decision in your own life. As long as
you are careful, patient, and discerning, you should be behind
the wheel of your ideal car in no time whatsoever.