There are three evaluation time frames you should know for your Credit Score. For more information read http://www.newhorizon.org/credit-info/timeline-credit-record-facts/ Order a copy of your credit report, click here http://www.newhorizon.org/Info/creditreports.htm

1. Little Known Credit
Score Facts
You Should Know
By:

2. There are three evaluation time frames
you should know for your Credit Score.
the 12 Months
the 48 Months

3. 1st Time frame – 12 mos
O This Frame may be called as "Payment time
frame“, usually includes specialty programs for the
credit consumers. The last 12 months worth of
credit are the months reviewed by a lot of
programs.
O Bad Credit stays on record for seven years. That's
why we encourage you all to check credit reports
at least twice a year to avoid problems in the
future.

4. 2nd - Time frame: 24mos
O This 24 months time frame involves more
mainstream activities such as group of loan
programs which usually reviews the last twenty-four
months of payment.
O You must be debt free as early as 24 months by
having a part time job and save money by
sacrificing some of your comforts.

5. 3. 3rd - Time frame: 48mos
O 48 months of credit history is usually the less
flexible among any programs. No programs really
look into the last seven years of your credit history.
O By this time a Credit User should already know the
value of checking his credit report regularly as well
as updating each from the different bureaus.

6. Connect with Us!
admin@newhorizon.org
phone: 1-888-308-7160