Planning for major assets such as blocks of stock or a business
Integration with tax and estate planning
Trust and Estate Administration Services Income Tax Planning
Consulting and planning for wills and trust
Wealth accumulation, preservation, and distribution strategies
Business succession planning
Family wealth education
Integration with tax and investment strategies
Tax minimization planning
Integration with investment and estate planning
Tax return preparation
Management of tax audits
Coordinating family financial activities including:
Corporate, trust, and partnership accounting
Tax planning and compliance
Expense management and bill payment
Financial planning and coordination
Tailored Banking and Lending Solutions Wealth Transfer and Insurance Philanthropy
Planning for insurance needs:
Personal (home, collectibles)
Major assets (yacht)
Wealth protection planning
Creating entities to protect assets
Creation and administration of foundations
Coordination of resources for grant-making
Review, selection, and monitoring of recipient organizations
Implementation of strategies to maximize tax benefits of charitable gifts
Harris Private Bank: A Distinct Difference Customized Solutions
Holistic advisory approach addresses the entire spectrum of our client’s financial activities
Comprehensive capabilities to serve all of our client’s financial needs
Cohesive financial planning and integrated reporting to simplify our client’s lives
Seamless service provided by a lead advisor and dedicated team
Responsive to our client’s priorities and objectives
Empowered to develop solutions to meet our client’s unique needs
Objective in our approach
Investment Management and Advisory Trust and Estate Administration Services Income Tax Planning Wealth Transfer and Insurance Tailored Banking and Lending Solutions Philanthropy Family Office Services Financial Planning CLIENT
Harris Private Bank: A Distinct Difference
Leaders in wealth management for over a century with more than $50 billion in assets under advisement.
A Wealth Advisor works with you to map out a unique strategy that anticipates and adapts to your goals and objectives.
Through this customized strategy, a team of specialists work together to execute a comprehensive plan.
We partner with independent resources to bring the best possible solutions.
Integration of all wealth services to meet your needs.
Overview of Harris
Over 100 years as a trusted advisor in wealth management
A comprehensive suite of services and offerings at all wealth levels
Committed to understanding the needs of our clients and bringing them holistic solutions
A consistent integrated team approach
Dedicated team of experts
Average of over 15 years of experience
Backgrounds in accounting, financial planning, law, and investment management
90% have MBAs, CPAs, CFPs, or CFAs
Specialists on issues such as:
Providing solutions to more than 1 million clients
Wealth Management, Investment and Mid-Market Corporate Banking, Retail, and Business Banking
$29 billion in assets under management and 6,785 employees
A member of BMO Financial Group
Chicago Seattle Redwood City Los Angeles Vero Beach West Palm Beach Naples Sarasota Atlanta McLean Phoenix Tucson Denver New York N. Indiana
Harris Private Bank: A Distinct Difference
Founded in 1882, we have over a century of experience in serving the financial needs of wealthy individuals and their advisors
We offer our clients a personal experience that allows us to enhance their lives by anticipating and adapting to their life changes
Direct, frequent contact with a dedicated lead advisor and access to a seasoned integrated team
Ability to problem solve and develop customized solutions based on our extensive expertise and broad experience
Comprehensive wealth management capabilities
All the Pieces Are in Place for You
Harris is a trade name used by Harris N.A. and its affiliates. Harris Private Bank is a trade name used by various financial service providers in the Harris Financial Corp. Banking products and services offered by Harris Private Bank are provided by Harris N.A., The Harris Bank N.A. and their bank affiliates. Members FDIC. Financial planning and investment advisory services are provided by Sullivan, Bruyette, Speros & Blayney Inc., an SEC-registered investment advisor. Family Office Services are provided by Harris myCFO, Inc. Investment Advisory Services are also offered by Harris my CFO Investment Advisory Services LLC, an SEC-registered investment advisor and a wholly-owned subsidiary of Harris myCFO, Inc. Harris Investment Management, Inc. is an SEC-registered investment advisor and a subsidiary of Harris Bankcorp, Inc. (1) The information and opinions in this presentation are based on sources believed to be reliable, but are not represented as accurate or complete. Opinions expressed are current as of the date of the presentation and are subject to change. This presentation does not constitute a solicitation to buy or sell securities. Small Cap and International investing, especially in emerging markets, pose higher risk. Past performance is not indicative of future results. MUTUAL FUNDS ARE: NOT FDIC INSURED – MAY LOSE VALUE – NO BANK GUARANTEE. (2) United States Department of Treasury Regulation Circular 230 requires that we notify you that, with respect to any statements regarding tax matters made herein, including any attachments, (1) nothing herein was intended or written to be used, and cannot be used by you, to avoid tax penalties; and (2) nothing contained herein was intended or written to be used, and cannot be used, or referred to in any marketing or promotional materials. Further, to the extent any tax statement or tax advice is made herein, Harris does not and will not impose any limitation on disclosure of the tax treatment or tax structure of any transactions to which such tax statement or tax advice relates. Harris does not provide legal advice to clients. You should review your particular circumstances with your independent legal and tax advisors. (3) Trust services are provided by Harris N.A. and The Harris Bank N.A.; consult state law to verify fiduciary capabilities. Harris does not render tax advice. Please consult your tax advisor. You should discuss your particular estate planning situation with a qualified attorney. Estate planning requires legal assistance, which Harris does not provide. Not all products and services are offered in every state and/or location.
2007 Harris Financial Corp.
The returns contained herein are calculated using the performance of benchmark indexes and do not represent the performance of actual accounts. As such, the incremental results displayed may not be achieved as part of an actual investment implementation process.
Unless otherwise stated, total returns to the benchmarks include reinvestment of dividends and other income. The MSCI Emerging (Gross) index is gross of taxes and currency charges.
The following indexes are used to represent each asset class in constructing the benchmarks: Large Cap Stocks – S&P 500, Large Cap Growth Stocks – S&P 500 Growth, Large Cap Value Stocks – S&P 500 Value, Small Cap Stocks – Russell 2000, International Developed Large Cap – MSCI EAFE (net dividends), Emerging Markets – MSCI Emerging Markets Free (gross of dividends and currency), Taxable Bonds – Lehman Brothers Intermediate Gov/Credit, High Yield Bonds – Lehman High Yield.
Small Cap and International investing, especially in emerging markets, pose higher risk. All benchmarks are chosen as a matter of common industry practice with an effort to select the most widely available and applicable comparisons.
Past returns are not indicative of future results. All opinions, viewpoints, and forecasts expressed herein do not necessarily reflect those of Harris Bank, N.A. or its affiliates. This publication does not constitute an offer or solicitation of any securities. The research found in this document is published by Harris Private Bank and is not intended for informational purposes only. Investors cannot invest directly in an index. Investors are advised to seek the advice of a financial professional before undertaking any investment.
This is prepared for use as part of a one-on-one presentation. Harris Private Bank is a trade name used by various financial service providers in Harris Financial Corp. The information and opinions expressed herein are obtained from sources believed to be reliable and up-to-date, however their accuracy and completeness cannot be guaranteed. Opinions expressed reflect judgment current as of this publication and are subject to change.