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ALTA Survey - for Protecting the
Investor’s Interest in Real Estate
• Alta survey has been specifically designed to
conduct an extensive survey for the lender of
mortgage or Title Company for the issuance of
mortgage or title insurance. ALTA Survey basically is
conducted by American Title Association along with
the Congress for Survey and Mapping.
American Title Association
• Alta or the American Title Association which was formed in
the year 1907 is a form of national trade association that
represents the interests of the abstract and title insurance
agencies in America. The members of this association protect
the interest of the mortgage lenders and the home buyers
who make investments in the real estate through searching,
reviewing and insuring the land title. In America most of the
title insurance companies have the ALTA membership along
with title agents and abstractors. ALTA in co operation with
American Congress of Survey and Mapping have created a set
of rules and standards for land survey in order to bring
uniformity in the entire survey process and information.
ALTA Survey
• An ALTA Survey basically is responsible for showing the
improvements, easements and every other factor that impact
the land ownership. The survey can also be arranged for
commercial properties, since the title company is provided
the information that is required for insuring title to land and
also high degree improvements that may be required by any
commercial development. For an ALTA survey to be
completed a present title commitment is necessary which
would be referred to by the surveyor in connection with the
properties’ legal description as well as that of any exception.
A graphical representation will be given to the quarter of
improvements, ownership and exceptions.
• If in case of any sort of encroachment is discovered in
the survey then it is also shown graphically and along
with it a note on the character of the encroachment
can also be included. In the certification of the survey
the names of the groups affected are included. It is very
necessary for the surveyor to work closely with Title
insurance company as both are dependent on each
other to bring out the matters that affect the land
ownership and also improvement in an all inclusive
way.
• Zoning document: It is important for the survey to take in account
the zoning document for proper survey. It is essential to see be
well aware of the zoning regulations and zoning maps of a county
or a municipality. It includes all the necessary information in the
form of drafts. For the purpose of clear survey and to understand
fully in case of any dispute regarding the land ownership it is
imperative to refer to the zoning documents.
• Zoning Certificate: A zoning certificate is the record of the use of
the initial land or establishment, construction of any structure
which has been allowed as per right. The zoning certificates are
required for the approving building permits or licenses of
businesses. Zoning certificates are another necessary requirement
for a better and in detailed survey.

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ALTA Survey for Protecting the Investor’s Interest in Real Estate

  • 1. ALTA Survey - for Protecting the Investor’s Interest in Real Estate
  • 2. • Alta survey has been specifically designed to conduct an extensive survey for the lender of mortgage or Title Company for the issuance of mortgage or title insurance. ALTA Survey basically is conducted by American Title Association along with the Congress for Survey and Mapping.
  • 3. American Title Association • Alta or the American Title Association which was formed in the year 1907 is a form of national trade association that represents the interests of the abstract and title insurance agencies in America. The members of this association protect the interest of the mortgage lenders and the home buyers who make investments in the real estate through searching, reviewing and insuring the land title. In America most of the title insurance companies have the ALTA membership along with title agents and abstractors. ALTA in co operation with American Congress of Survey and Mapping have created a set of rules and standards for land survey in order to bring uniformity in the entire survey process and information.
  • 4. ALTA Survey • An ALTA Survey basically is responsible for showing the improvements, easements and every other factor that impact the land ownership. The survey can also be arranged for commercial properties, since the title company is provided the information that is required for insuring title to land and also high degree improvements that may be required by any commercial development. For an ALTA survey to be completed a present title commitment is necessary which would be referred to by the surveyor in connection with the properties’ legal description as well as that of any exception. A graphical representation will be given to the quarter of improvements, ownership and exceptions.
  • 5. • If in case of any sort of encroachment is discovered in the survey then it is also shown graphically and along with it a note on the character of the encroachment can also be included. In the certification of the survey the names of the groups affected are included. It is very necessary for the surveyor to work closely with Title insurance company as both are dependent on each other to bring out the matters that affect the land ownership and also improvement in an all inclusive way.
  • 6. • Zoning document: It is important for the survey to take in account the zoning document for proper survey. It is essential to see be well aware of the zoning regulations and zoning maps of a county or a municipality. It includes all the necessary information in the form of drafts. For the purpose of clear survey and to understand fully in case of any dispute regarding the land ownership it is imperative to refer to the zoning documents. • Zoning Certificate: A zoning certificate is the record of the use of the initial land or establishment, construction of any structure which has been allowed as per right. The zoning certificates are required for the approving building permits or licenses of businesses. Zoning certificates are another necessary requirement for a better and in detailed survey.