NLS CRB System enables automated extraction of data from any Enterprise Financial System through online services

1. (NLS CREDIT REFERENCE BUREAU)

2. OVERVIEW
 Credit Reference Bureau (CRB) helps financial institutions in
the lending business to make faster and more accurate credit
decisions.
 NLS CRB System enables automated extraction of data from
any Enterprise Financial System through online services.
 The data is mapped to fit the Validation Module of the System
and is loaded into a database.
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3. FEATURES OF NLS CRB
 Data extraction from the enterprise system, peripheral systems
and pre formatted - mapped worksheets
 Validation of extracted data against industry set formats
 NLS CRB System uses a MySQL database
 User access mode - graphical user interface
 Web Based Front End
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4. FEATURES OF NLS CRB
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5. NLS CRB REQUIREMENTS
 Institutional Information
 Institutional Branch information
 Individual consumer information
 Individual consumer employment information
 Non individual consumer information
 Stakeholder information
 Account information
 Guarantor information
 Bounced cheque information
 Credit application information
 Collateral register
 Fraudulent activities statement
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6. NLS CRB SYSTEM PROCESS FLOW
NLS CRB Database
Extracted CRB Data
Batch Service
Final Extraction
Java Component
(Database Drivers)
NLS CRB Frontend
Validation
CRB Message Mapping
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7. NLS CRB SYSTEM PROCESS FLOW
 After implementation process, the NLS CRB System will
automatically send requests for data to the Enterprise System(s) as
per mapping set up.
 The extracted data is stored in a MySQL database which will be
automatically updated with any user changes.
 Three Major Steps are
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8. EXTRACTION
 Data extraction is effected according to parameters set up in
the system.
 The extraction process is initiated by starting a TSA Service
named CRB.OUTWARD.D.
 This is an automated process that will be set up during
implementation and can be adjusted in future as per user
requirements.
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9. VALIDATION
 Extracted data is stored in a MySQL database allowing users to
retrieve, edit, store and update as per requirements.
 The Validation is done on a Web based front end which can be
accessed through a secure internet link as per the Organizations
requirements.
 Final extraction is also processed from the front end before
submission of the file to the CRB.
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10. MAPPING
 NLS CRB is technically a file designed to map selected fields to
the extraction program
 The mapping process involves three main particulars as
 The master file from which the records are to be considered.
 The selection criteria to be used to pick the required record
from the pool of records in the master file.
 The fields that are to be mapped, or the routine that could
get field details following a certain specified criteria
 Availability of these three will make the mapping process an
easy and straight forward task.
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11. NLS CRB SOFTWARE DESIGN
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12. SYSTEM PERFORMANCE SPECIFICATION
• The following specifications have to ensure flexibility and
functionality.
• For Reporting Purpose, NLS CRB has ability to extract data from
different relational databases as Oracle, MySQL and Flat File
• Audit trail for all system movements, The Audit details are
 User
 Ip
 Session Reference
 Date and Time
• Extraction speed is optimized through TCP connection and Data
connection
• Interoperability - NLS CRB easily interfaced with other
products or systems.
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13. NLS CRB SYSTEM HIGHLIGHTS
 Real Time data pulling from Core Banking.
 No manual Intervention.
 Flexible interfacing capability with multiple systems.
 E-Mail and SMS channel enabled for customer notification.
 Clear track on Audit trials.
 Report derived based on User request, Department request and
Management request.
 Web based three tier architecture.
 Minimal Hardware requirements.
 Stress free administration.
 Speed and Secure process benchmarked with 3.5 million
accounts in ½ hour.
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 Cascade deletion on 360 degree exposure of a particular account.

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