Why now is a good time to invest in commercial credit bureau\’s......

1. Building a Profitable Commercial Credit Bureau 3rd March 2010 www.blueprintbi.com

2. Exec Summary Blueprintbi Ltd is a new strategic consultancy and project implementation service dedicated to those that create, sell, buy and invest in business information services There are 3 Seismic changes that will shake up the BI market place over the next 5 years - savvy new entrants well placed to enter and dominate as incumbents struggle Our strategy creates a BI business in five years worth £80m in just over 5 years Blueprintbi can assist from concept to delivery Next Step: Blue-sky Vision - a short piece of Blueprintbi consultancy allowing the concept to be traded and debated seriously in house 2

3. Agenda Introductions Overview of Blueprintbi Ltd 3 Seismic changes in the BI Marketplace Who is best placed to win? Our 5-Phase/5-Year BI plan Financial Projections Conclusion 3

4. 4 Section 1 Introductions

5. Peter Griffiths Managing Director Introductions Simon Hambly Lead IT Consultant 12 years experience at UK divisional board level within a high growth FTSE100 Information Service Provider Held senior UK positions in commercial finance, corporate finance, sales, product, commercial and general management 3 years in Consumer Information, 9 Years in Business Information CIMA qualified senior finance manager with 12 year post qualification experience Over 14 years software development experience 10 years designing and developing enterprise-scale web applications Investment banking, global energy companies and information bureau (Experian) background A design philosophy that users come first – an unusable system will always fail to meet its goals 5

6. 6 Section 2 Overview of Blueprintbi Ltd. Services

7. One Exciting New Company Blueprintbi Ltd. is a specialist strategic consultancy and project implementation service Dedicated to companies who create, sell, buy or invest in business information services and products Committed to rapidly increasing performance and sustainable competitive advantage 7 IN BRIEF: Blueprintbi limited is a specialist consultancy service primarily for business information service providers (BISP) or those that interact with BISP’s

8. Two Distinguishing Factors The Business information industry is our only industry Our entire track record has been gained across every function in this specific field – we are industry insider specialists, not generalists We’re structured to deliver maximum value We’re agile, obsessed with optimising your ROI and have a fundamentally lower cost base 8

9. Three Areas of Services 9 Inform Optimise Resource Strategy Review Market and Trend Analysis Product Direction IT and Data Strategy Mergers and Acquisitions Compliance Sales Customer Service Product & Marketing Data Operations Management Information Systems Human Resources Project & Change Management Information Technology Hourly Consultations Interim Assignments Outsourced Projects Web Based Business Services

10. 10 Section 3 Three Seismic Shifts in the Market

11. Seismic Shifts in the Market Traditional Commercial Bureau Data Capture will be almost redundant within 5 years as Governments legislate and invest heavily in online “filing” Social Acceptance of the value of personal and commercial data - means with the right model and channel, data can be harvested for Bureau’s with commercial scale and quality Technology is truly an enabler and not the barrier to entry its once was in the Commercial Bureau - those that are unencumbered with legacy technology are well placed 11 IN BRIEF: Blueprintbi foresees the impact of the 3 seismic shifts and has commercially attractive solutions.

12. 12 Section 4 Who is best placed to win?

13. Who is Best Placed to Dominate? Timing: Those unencumbered with existing commercial bureau processes will do well, those with consumer bureaus will excel Leverage: Established consumer credit bureau may already have many of the datasets required to build a highly successful BI business Synergy: A Successful UK BI proposition complements and enhances existing B2C strategy Unconstrained Expertise: The right blend of in-house and Blueprintbi resource means focus and results can be generated in both B2C and B2B without fear of distraction Blueprintbi Support: Our phased BI proposal ensures cash generation and brand development early on in the development cycle 13 IN BRIEF: Is there a good mutual opportunity here? What would this look like & what are our next steps?

14. 14 Section 5 Our 5-Phase/5-Year BI plan

15. A Simple 5 Phase, 5 year plan Research, Specification & Business Case SME Proposition Registered Company Phase 1 Registered Company Phase 2 Operating Leverage 15

16. Phase A Research & Spec Phase B SME Phase C Registered Co Phase D Leverage Online Filing Phase E Brand & Drive 5m Expenditure £m (Capital + Expense) Sales & Service Product & Marketing 2.5m 0.5m Dec 2009 Dec 2010 Dec 2011 Dec 2012 Dec 2013 Dec 2014 Dec 2015 Building an £80m BI Business in 5 Years 16 10m Sales £m 5m IT & Data 2.5m Ltd. Online/Real Time Migration Incremental Sales (BI & Consumer) IT & Data Platforming IT & DataSustain & Support 1.5m BusCase Non Ltd. BI Spec Blue Sky

17. 17 6. Financial Projections

18. Financial Projections 18 Contact mail@blueprintbi.com for ourinsight

19. 19 7. Conclusions Next Steps

20. Conclusions 3 Seismic Shifts in the BI marketplace with new entrants well placed to capture share An opportunity to enter and dominate a large marketplace Blueprintbi can provide expertise, insight and bandwidth to make this happen Next Step: Bluesky Vision - a short piece of Blueprintbi consultancy allowing the concept to be traded and debated in house 20

21. 21 Meet the team: www.blueprintbi.com Full details on all Blueprintbi expertise, experience and services Full associate team profiles and testimonials Expert White Papers on key industry issues The only regular blog that looks at the Business Information industry from the provider’s perspective IN BRIEF: mail@blueprintbi.com or phone 0115 714 9600 / 07504 394 728