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FREE CALENDAR
Healthy living is all about having minimal stress. Stress weakens you, greatly impacts on your immune
system, depletes your confidence and scatters your opinions making you less able. If you're stressed it
effects everyone not to mention the unnecessary waste of precious energy. As I am currently delving
very deeply into detoxing all aspects of my life I've now decided it's perfect timing to simplifying my
time, stress levels and stuck energy around money. Seems like a plan to me. Yeah! Save money, save the
earth one little habit at a time: I never cease to be amazed at just how many times the right information
always appears at the right time just after i need it the most, then again I've been de-cluttering my
home and so i would expect an easier flow within my life right now.
Enter the quite simple yet information rich web site by Fiona Lippey at Simple Savings. The great thing
for me and I'm sure for you personally, is that Fiona is offering a free wealthy habits free calendars for
2012/2013 which may be downloaded in Australian, New Zealand and American format. In addition to
being a free calendars you will find simple guidelines regarding how you can easily swap old wasteful
habits for brand new smarter ones and a save-0-meter to keep tabs on your savings. Even though the
web site posseses an Aussie flavour it's a great place to start collecting plenty of simple inspirational
suggestions for saving money and simplifying your whole energy around money. If you're the type who
likes to gather much more information there's a monthly newsletter and incredibly busy forum with a
lot of helpful support.
The straightforward message using the wealthy habits free calendars for 2012/2013 is swap one
wasteful and dear habit each month and replace a cleaner cheaper alternative. Fiona guarantees that
towards the end of the year your bank account will be fatter, your debts smaller as well as the planet
cleaner. Actually people round the world who used this free calendars collectively last year saved over
$2,539,709 simply by changing old habits for smarter ones. Detox a wasteful shopping habit: While using
suggestions from Zen to Done-book as well as the simple advice in the wealthy habits free calendars I'm
now well equipped to proceed detoxing my life around money with confidence. Probably the most time
consuming, costly habit which i definitely have to turn around may be the frequency where I go to the
shop for last second items. It wastes petrol, time, is more expensive and contributes to my levels of
stress. This is definitely not one of my smarter habits and one which is definitely changing. My plan's to:
1. Shop only once a week
2. Make time to make a more descriptive and accurate shopping list and not scribble one down on the
run. I miss a lot of things that I truly need.

2. 3. I will only buy whats out there (I'm sure I'm able to do this)
4. Basically run out of something i quickly will get creative and make do
My second plan's to detox and simplify one utility bill at any time: My criteria would be to see how I'm
able to simplify payments, cut costs and research for almost any cheaper, more effective, easier and
greener options out there. My first utility bill that we was pushed into simplifying is my phone. I've had
no phone line in the last two weeks, not even dial tone. It had been during a process of being unable to
contact my provider easily that we started researching options. To my greatest delight I have discovered
that by changing to net phone or VoIP I'm now in a position to utilize my phone within the broadband
line and save myself a minimum of $100.00 each month. I'm off to a great start and loving my detoxing
and simplifying journey much more. Yeah!If you're keen to gather some great tips for saving money and
altering your toxic habits around spending cash then make sure you download your free wealthy habits
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