Lenox Advisors helps corporate clients set up voluntary carve-out programs to provide supplemental insurance coverage for highly compensated executives. Standard long-term disability and life insurance plans often do not adequately replace the lost income of senior executives if they become disabled. Lenox Advisors works with insurance carriers to coordinate these supplemental programs, educate executives about available policies, and ensure coverage meets individual needs and financial goals. The firm provides personalized support services to both clients and executives.