Each time you apply for a mobile contract, your details are checked with a Credit Reference Agency so that the mobile providers can assess if you can afford the contract. Therefore, it's important that you check your credit reports are up to date and there are no mistakes on them, as this may affect your application for a mobile contract as well as any other type of credit. Any Credit Phones is a specialist site to help people with a poor or bad credit history get a mobile phone contract. For more details visit on http://www.anycreditphones.co.uk/