LIC'S PLAN COMPARISON OF PENSION PLUS AND ENDOMENT PLUS PLAN
1. L.I.C. (Govt. of India Undertaking) LAUNCHES TWO NEW ULP PLAN GUARANTEED RETURN ULIP PLAN PENSION PLUS & NON - GUARANTEED ULIP PLAN ENDOWMENT PLUS
2. Please Contact for Free Advice on : Life Insurance, General Insurance, IPO’s, Mutual Fund, Existing ULIP’s, Equity Trading,PMS, Blue Chip Co’s Fixed Deposits, P.P.F. and more. Mr. Amit B. Jhunjhunwala. Wealth Management & Financial Advisor. Labh Tree Consulting. Mobile.: 986 777 4100 / 902 900 500. Tel. : 022 - 6576 9075 / 2844 4013. Email : [email_address] Thank You for your Valuable Time & Patience !
3. YES, CRITICAL ILLNESS, ACCIDENT DEATH NO RIDERS HIGHEST OF SUM ASSURED OR FUND VALUE FUND VALUE DEATH BENEFIT YES, AFTER 5 YRS NO PARTIAL WITHDRAWL NOT GUARANTEED GUARANTEE OF MIN. IRR – 3.0 to 6.0 % GUARANTEED RETURN FOUR / YEAR TWO / YEAR FREE SWITCHES FUND A , B , C , D FUND : A & C TYPE OF FUNDS * NORMAL PENSION TYPE ENDOWMENT PLUS PENSION PLUS PRODUCT FEATURES of ULIP PLANS by L.I.C.
4. YES NO LOAN AVAILABLE Rs. 20000 Rs.15000 MIN PREM. - REGULAR MIN. Rs.30000. MAX. NO LIMIT MIN. Rs.30000. MAX. NO LIMIT MIN PREM. - SINGLE PREM. 70 85 MAX VEST. / MATURITY AGE 18 40 MIN VEST. / MATURITY AGE 20 40 MAX. TERM IN YEARS 10 10 MIN. TERM IN YEARS 60 75 MAX. AGE IN YEARS 7 18 MIN. AGE IN YEARS ENDOWMENT PLUS PENSION PLUS PRODUCT ELIGIBILITY
5. ONLY AFTER IRDA APPROVAL ONLY AFTER IRDA APPROVAL REVISION OF CHARGES Rs.100 ( MORE THEN 4 / YEAR ) Rs.100 ( MORE THEN 2 / YEAR ) EXTRA SWITCHES CHGS. AGE + TERM + HEALTH WITHOUT RISK COVER MORTALITY CHGS. / Year * 0.5% / 0.6% / 0.7% / 0.8% 0.7 % / - / 0.8 % / - FMC Chgs.on Fund Value / Year Rs. 360 / 370 / 380 * . . Rs. 360 / 370 / 380 * . . POLICY ADMIN CHGS. / Year * 1Yr - 7.5 / 2Yr - 5 / 3Yr - 5 / 4Yr - 5 / 5Yr - 5 / 6Yr on - 3% 1Yr - 6.75 / 2Yr - 4.5 / 3Yr - 4.5 / 4Yr - 4.5 / 5Yr - 4.5 / 6Yr on - 2.5 % Premium Allocation Chgs. * (R. P.) 3.3% / N.A. 3.3% / 1.25% Premium Allocation Chgs. * (S. P.) / TOP UP ENDOWMENT PLUS PENSION PLUS PRODUCT CHARGES
6. Top-up premiums allowed except during the last 5 years of Maturity. Top-up * ULIP Product's Returns are subject to Market Risks.Please read Offer Documents before investing. MARKET RISKS.* Starts from Rs.360 / Yr in First Yr. with Increment of 5 % every yr. thereafter POLICY ADMIN CHGS. * Are Charges as % on Premium Paid to L.I.C. Premium Allocation Chgs. * A - BOND, B - SECURED, C - BALANCED, D - GROWTH FUND TYPE OF FUNDS * NOTES
7. Please Contact for Free Advice on : Life Insurance, General Insurance, IPO’s, Mutual Fund, Existing ULIP’s, Equity Trading,PMS, Blue Chip Co’s Fixed Deposits, P.P.F. and more. Mr. Amit B. Jhunjhunwala. Wealth Management & Financial Advisor. Labh Tree Consulting. Mobile.: 986 777 4100 / 902 900 500. Tel. : 022 - 6576 9075 / 2844 4013. Email : [email_address] Thank You for your Valuable Time & Patience !