US20150254636 indicates that Samsung Pay can expand the utility of its mobile payment functions. For example, Samsung Pay will enable the user to promptly and more conveniently use the payment means by displaying the recommending form of payment means, which a user frequently uses at a specific place or is preset, on the screen. When Samsung Pay approaches the payment place, the controller determines whether there exists any mobile payment information corresponding to the payment place. Then, the controller recommends a payment available means mapped to the payment place. The available form of payment includes a credit card, a bank card, a gift card, and a mileage accumulation mapped to the payment place. The controller determines whether one of the recommended forms of payment is selected by the user. When any one of the recommended forms of payment is selected by the user, the controller authenticates the user. When the user authentication is successfully completed, the controller performs the payment operation with the selected form of payment.

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2016 Samsung Mobile Payment/FinTech Strategy Perspectives from Patents
Alex G. Lee (alexglee@techipm.com)
https://www.linkedin.com/today/author/2853055
Samsung Pay
US20150254636 indicates that Samsung Pay can expand the utility of its mobile payment functions. For example,
Samsung Pay will enable the user to promptly and more conveniently use the payment means by displaying the
recommending form of payment means, which a user frequently uses at a specific place or is preset, on the screen.
When Samsung Pay approaches the payment place, the controller determines whether there exists any mobile
payment information correspondingto the payment place. Then, the controller recommends a payment available
means mapped to the payment place. The available form of payment includes a credit card, a bank card, a gift card,
and a mileage accumulation mapped to the payment place. The controller determines whether one of the
recommended forms of payment is selected by the user. When any one of the recommended forms of payment is
selected by the user, the controller authenticates the user. When the user authentication is successfully completed,
the controller performs the payment operation with the selected form of payment.

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2

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3
Digital Currency
As various technologies for purchasing and paying for goods in cyber environments have becomepopular, various
forms of making payments in cyber environments have been developed. US20150269543 illustrates the method for
issuing digital money through mobile devices that allows real-time creation and issuance of digital money in
responseto a user's intention. A user (an issuer) who desires to issue digital money performs the access to the
electronic payment application using the issuer's mobile device. The issuer's mobile device transmits issuer
information to the electronic payment server. If issuer information is approved by the electronic payment server,
the issuer's mobile device receives and displays the issuer's banking list. If one banking facility is selected from the
issuer's banking list, the issuer's mobile device displays a template for creating digital money of the selected
banking facility. When the operation of entering features of digital money in a template (e.g., the amount of digital
money) is completed the issuer's mobile device transmits the template to the electronic payment server in order to
issue digital money.

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Internet of Things (IoT) Business & Technology & Patent Integrated Strategy
IoT Business Insights, Business Models, Samsung/Cisco/Apple/IBM/Qualcomm IoT Strategy, Innovation Strategy,
New Products/Services Development, Platforms, R&D Insights, Networks (5G), Applications (Smart Home,
Connected Car, Smart Healthcare, Smart Grids, Big Date, Fintech), IoT UI/UX, M2M Connectivity, New IoT
Products Development, Patent Development Strategy, IoT Startup Strategy, Implications of Patent Laws to IoT
Business
Link: http://www.slideshare.net/alexglee/internet-of-things-iot-business-technology-patent-integrated-strategy
If you want the pdf copy, please send me (alexglee@techipm.com) your request with your name and affiliation.