Investor Groupp overview brochure

1. Wealthy by choice!
of companies
A complete solution for
residential property investors
insured
Protecting your greatest asset

3. Welcome to your
Total Property Centre
If you are an existing property investor or are considering
investing in property, the Investor Group of Companies is
your property investment solution. Established in 2004
by property investors who understand the ‘business’
of property investing, our experienced and active team
members are available to discuss your needs in any facet of
property investing:
 Property coaching and education including
business planning and strategy assessment and
their application
 Quality property management of your investment
 Market estimate - rental and sales
 Selling your home or investment property
 Sourcing property to expand your investment
portfolio
 Refinancing or obtaining finance
 Protecting your greatest asset - You. (risk mitigation
through insurance)
Whether it is education, support, sales, finance, insurance or
property asset management – we cover it all.
insured
Protecting your greatest asset
Values
Our values are an insight into the way we do business.
1. Success
Investing is a journey, there are going to be challenges. Our
conviction is to partner with you through to success.
2. Strategy
To build structured `outside of the square´ strategies,
investor to investor, and support you through the
investment journey.
3. Integrity
To provide you with investment solutions soundly based on
the integrity embedded into our business practices.
4. Generosity
Wealth has no purpose beyond yourself if you keep it to
yourself. We believe that to lead and make a difference in
lives we need to give back and support the communities in
which we live, work and play.
© Investor Group of Companies 2010 1800 248 911

4. Investor Property
At Investor Property, we set out from the very beginning to help residential property investors achieve their dreams. We do
this through a business founded on strong convictions that provide a valuable and unique cooperative partnership with
clients, builders, developers, residents and us.
Helping People Secure Great Properties
At Investor Property we help people secure great properties that help them on their Pathway to Wealth by working with them
over time and by:
Coaching our clients through education, support and information to identify and execute their Pathway(s)
Researching high capital growth, low vacancy areas for secure property portfolio growth so our clients can make informed
decisions
Sourcing quality investment properties that meet our predetermined strategies and suit our clients’ Pathway(s) after
extensive due diligence and research on the developments and builders
Managing the assets with sound property management practices to ensure your asset has the best opportunity to maximise
the property’s growth potential
Background
Investor Property is an ‘investment property sourcing company’ and a full member of the Real Estate Institute of Queensland
(REIQ) . We apply our core convictions to work with each stakeholder to achieve positive solutions and offer a specialised
investment property researching, coaching, sourcing and asset management services to clients across Australia. Our
Support Office is located on the Sunshine Coast in Queensland.
Founded in 2004, the brand was purchased by Reign Holdings Pty Ltd in 2008 who also owns the Investor Property Rentals,
Investor Finance, Investor Networx, Investor Tribe and Investor Insured brands through its subsidiary companies.
Investor Property is focused on the business of sourcing quality property for property investors. Our typical clients are
investors with multiple properties, as well as those just entering the residential property investment market
Our Convictions
Investing is a journey, not an event. We work with our clients providing coaching through education and support to
identify the right Pathway(s) to Wealth through property.
Researching
At Investor Property we believe that all property doubles over time,
BUT we also believe that Residential Property Investors should take
advantage of specific property markets that have sound fundamentals
to ensure the fastest possible doubling of values.
Coaching
Few people would invest hundreds of thousands of dollars into shares
or a business without adequate support, training or an understanding
of foundations like profit and loss and cashflow. We teach our clients
how to lower their risks and maximise their returns by treating their
property investing as a business and teaching sound investment
strategies though our Pathways Program.
© Investor Group of Companies 2010

5. Sourcing
We work tirelessly to ensure we source properties for our clients that match their Pathway
(strategy) and meet a strict criteria, including but not limited to:
 Properties must be at or below independent valuation
 Properties must be readily marketable to the wider population
 Properties must be in forecast high capital growth locations
 Developer co-operation within specific estates must be adhered to, ensuring
protection of capital value to all stakeholders
Asset Management
We believe property management across Australia has generally missed a
vital element that property investor’s seek, namely the fact that the Property
Manager has been selected to look after the residential property investor’s $500,000 asset! Managing that asset goes a long
way beyond securing a tenant and collecting the rent. True asset management includes ensuring the underlying asset is
returning the greatest return in many areas including:
 Sound tenant selection processes
 Sound inspection processes
 Multiple reporting platforms to keep the owners aware of their asset status
 Outsourced maintenance programs to ensure the value remains in the assets for all stakeholders
 Maximised rental yields for the owners, while ensuring the tenants are supported
What we do
T here is no simple answer when asked ‘what we do’. Investor Property doesn’t ‘sell’ property’. We match well
researched property to a property investor’s strategy and help them create wealth over time.
We focus on your needs and work tirelessly to ensure the process is as effortless and easy as possible for you. A short
summary of some of the ways we do this is:
1. Identify your Pathway - Our coaches will work with you to clearly identify your strategy(s) and business plan so
we can then source the right property for your needs.
2. Secure great properties - based on quantitative research we source land in potential high capital growth areas
in estates that research indicates should perform well and develop relationships with reputable builders that deliver
a quality product at, or below, independent valuations within minimal time frames.
3. Project manage the entire process - often in a property purchase it is you, the client, who ends up running
around chasing their tail ensuring everything comes together on time. At Investor Property we make the process
easy and work with the finance broker, the developer and builder and anyone else we need to so we can ensure a
transaction as smooth as possible for everyone involved.
Once contracts are finalised and finance approved we then work with the builder to ensure construction begins as
quickly as possible to help minimise your holding costs.
4. Communication - in addition to communicating with all stakeholders the progress of contracts and finance, we
manage the construction phase ensuring you are kept up to date with emails, calls and photos.
5. Ensure a smooth handover - once completed we arrange a complimentary Quantity Surveyor’s Depreciation
Report for you.
6. Find a tenant - once we know the handover date, we commence activity seeking a tenant to ensure you have
minimal vacancy time.
7. Ongoing updates - we don’t see any property as a single ‘transaction’ rather part of the relationship we develop
with you as we help you create wealth through property over time. With this in mind, we keep you up to date
with property values (including an independent valuation 1 year after handover) and other
t no
information on the community where your investment is located.
Call us today on 1800 248 911 All this aou!
cost to y
www.investorproperty.com.au 1800 248 911

6. Investor Property Rentals
Company Overview
Investor Property Rentals manages your property assets with sound property
management practises to ensure your asset has the best opportunity to
maximise the property’s rental return and growth potential.
At Investor Property Rentals we know that it’s all about managing the
asset for your future. Providing service with a long term vision ensures
your growth along with ours.
Commitment to Standards
Investor Property Rentals is a ‘best practice office’ in every regard
– training, technology and commitment to high standards.
As a member of the Real Estate Institute of Queensland, Investor
Property Rentals is committed to the highest ethical standards and practices.
A System for success
Your valuable investment property is safeguarded every step of the way by professional Property Asset Management
personnel using a tried and tested system that is under constant review.
Every step has been refined within the Property Asset Management Process starting with tenant selection, inspection
timetables, dispute management and resolution, programmed maintenance, reports to investors and finally appropriate
disbursement of tenants’ bonds.
Careful Tenant Selection
Our job is to find the best possible tenant for your property in the quickest possible time.
Our detailed screening process aims to establish that tenants can meet the responsibilities
of the Tenancy Agreement.
All references are checked and verified in writing or by telephone. We cross check all our
applicants on the Tenancy Information Centre Australia (TICA).
Detailed Entry & Exit Reports
Before a tenant moves in, your Property Asset Manager completes an Entry Condition
Inspection with a carefully detailed report. Photos of your property are a must at both the
start and end of the tenancy.
At the end of the tenancy these documents help ensure your property is in the same
condition as at the start, fair wear and tear considered, and that the tenant’s bond is disbursed appropriately after a thorough
exit inspection.
Programmed Inspections
We take care of your property’s maintenance and repairs as if it were our own, with our initial inspection after the first month
of tenancy and ongoing inspections carried out quarterly.
A copy of the routine inspection report together with photos if necessary will be forwarded to you after each inspection.
The purpose of the inspections, are two-fold:
© Investor Group of Companies 2010

7. Firstly, to bring to your attention any immediate maintenance needs and secondly, to inform you of any preventative
maintenance or refurbishment that may be beneficial. Owners can then forecast and budget accordingly, for any upgrading
work suggested in the report.
Maximising Income
Neglect of minor repairs can often lead to major expenditure and the loss of a good tenant. Our attention to maintenance
will ensure that problems are resolved quickly, by qualified tradespeople and at a reasonable price with a limit determined
by you.
Trained to Handle Disputes
In those occasional disputes with tenants we act as mediator between you and the tenant, and if needed, we refer to Dispute
Resolution Services.
If the dispute continues, we can attend the Small Claims Tribunal, on your behalf. We are well trained to handle such
situations and know how best to represent you before the court.
Our highest priority
There is one reason why people invest in property – to protect and grow their hard earned wealth.
After all, that is what you expect, what your investment needs and what we offer.
Your Investment Working for You
Our goal is to increase your income and ensure your investment is working for you!
We ensure you enjoy the highest possible rent by regular assessments that take into account current market rents of similar
properties, the area’s vacancy rate, condition of the property, quality of tenant and length of tenancy.
Should tenants fall into arrears, we know about it the same day as part of our daily arrears management routine.
Want to know more?
Feel free to contact us or your Investor Property Coach or Finance Strategist and an Investor Property Rentals Asset Manager
will make a time to meet with you to complete a detailed Needs Analysis on your property. This will allow them to understand
the needs specific to your property and your long term goals.
From there we take care of everything on your behalf, giving you the peace of mind that your investment is completely
safeguarded.
Call us today on 1800 248 911
www.investorproperty.com.au/investor-services 1800 248 911

8. Investor Finance
Investor Finance are niche finance brokers with a focus on property investors.
We work tirelessly on providing strategic finance solutions to ensure everyday
people can pursue the future they want.
We believe that investing is a journey not an event so, while most mortgage brokers focus on the transaction of the ‘loan’, our
focus is helping you achieve your long term goals and walking with you along the road to wealth through property.
About Us
Background
Investor Finance is a finance broking company with Strategists (our specialist finance brokers) located across Australia.
While we are seen to be in the general mortgage broking market, put simply, Investor Finance is focused on the business
of finance for property investors. Our typical clients are investors withmultiple properties, as well as those just entering the
residentialproperty investment market (we do of course look after first home buyers and those only looking to purchase a
home to live in).
We are a full member of theMortgage and Finance Association of Australia (MFAA – formerly the MIAA).
Vision
‘To help local investors exceed their property investing dreams
through a strategic aproach to finance solutions’
We are dedicated to our clients. Our aim is to help them imagine
and achieve an extremely profitable lifestyle. We do this by building
successful Strategists through our support network.
Investor Finance is successful because our people are successful.
Our Strategists can only be successful by helping our clients
achieve their investment goals. In turn our clients are reliant upon
our expertise to help them get there. We are closely dependent on
each other for success.
Building a successful property investor is about building successful
long term relationships – between you and us. It’s a journey we all take
together.
We’re committed to taking the steps to success with you, to working together to
build your wealth through property and then seeing you enjoy the rewards.
We believe that investing is a journey not an event so, while most mortgage brokers focus on the transaction of the ‘loan’, our
focus is helping you achieve your long term goals and walking with you along the road to wealth through property.
Before we even get into the loan process there is much we need to uncover to allow us to help you identify not only the
right loan but the right financing strategy that supports your property investing plan and allows you to achieve your short,
medium and long term objectives.
From here we’ll be able to effectively partner with you – to make your dreams happen!
© Investor Group of Companies 2010

9. Investor Finance specialises in:
 Investment Property Loans
 Developing your Property Investing Strategy
 Home Loans / Refinance
 Unlocking funds for maximum portfolio growth
 Self Employed Loans
 Commercial Loans
 Equity Loans
 Business Loans
 Asset Loans
What makes us different?
The first thing you’ll notice is our like-mindedness. All of our team are
active property investors so it’s only natural we live, eat and breathe property.
We understand the power of knowledge and therefore, walk you through the process step by step. The outcome is a property
investment plan with an end in mind and not just a loan.
When you combine our passion and knowledge with products specifically designed for investors, you have a compelling
solution focused on your future.
The first step...
Is to sit down with an Investor Finance Strategist and discuss your current situation, level of experience, potential opportunities
and your property investing needs and goals. We call this a Property Investing Strategy Assessment; a free, no obligation
review that will show you just how achieveable property investing can be.
We offer access to funds from over 30 lenders, some designed specifically for investors.
Once we have reviewed your current circumstances we can complete a personalised:
Property Portfolio Review
With a clear understanding of what you want to achieve we complete a reivew of your personal circumstances to outline the
capacity you have to start or grow your portfolio in line with your goals and current lending regulations.
This will provide you a step by step strategic plan in how to finance your portfolio. We’ll be able to effectively partner with
you – to make your dreams happen!
Wondering if we can help you?
We answer people’s ‘what ifs’ every day...
Call us today on 1800 248 911 or
visit us at www.investorfinance.com.au
to arrange your FREE Property Investing
Strategy Assessment, and ask for your
FREE Property Investing DVD.
www.investorfinance.com.au 1800 248 911

10. insured
Investor Insured
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u r g re a te st a
Pr ot ec ti n g yo
At Investor Insured we understand that, as with all
businesses, it’s important that you protect your assets. As a
property investor YOU are your greatest asset and therefore
it is important that you protect the income that supports your
investing. We have a duty of care to our clients to ensure that
along with continually assisting them to grow their property
portfolio we are also ensuring their long term protection.
Investor Insured understands you, the investor, the risks you
will take, the debt you will carry and the lifestyle you want to
live. We work with the end in mind, ensuring your protection
no matter where your investing takes you.
Insurance is often a ‘grudge’ purchase; however many don’t
think twice about covering their less valuable assets, homes,
contents and cars. Contrary to public perception having
adequate protection in place doesn’t have to cost the earth. Most
people can get the protection their family needs inside their existing
superannuation fund.
So ask yourself, how would your family cope financially if you or your partner were to experience a severe accident, illness
or death?
What is life insurance?
Life insurance is your financial back up plan for your family. It gives you the confidence to seize life’s possibilities knowing
you’ve made plans to secure your family’s future.
Traditional life insurance is sometimes known as death cover, and has actually been around since ancient Roman times – or
about 600 AD!
Today, life insurance is much more sophisticated, but the basic concept remains the same: it provides a one-off payment if
you pass away or are diagnosed as terminally ill.
What is income protection insurance?
Income protection is exactly that – it replaces your income if you
can’t work due to sickness or injury. It’s important because
your income is what fuels your life today – and all of your
plans for tomorrow!
Income protection insurance gives you the confidence to
know that if things don’t quite go to plan ... well you’ve got a
plan for that as well.
Income protection pays you a monthly benefit – just like
your salary – and generally covers up to 80% of your pre-tax
salary.
© Investor Group of Companies 2010

11. What is trauma insurance?
We like to call trauma insurance ‘recovery insurance’ – because that’s just what it’s for.
Recovery (trauma) insurance takes the pressure off, so you can spend your time focusing on recovering – not worrying about
your finances!
Recovery insurance is a great financial back-up plan for your lifestyle.
Recovery insurance pays you a one-off lump sum if you have a serious medical condition (like cancer, heart attack, stroke or
an accident).
What is TPD?
Total and permanent disablement (TPD) is your financial back-
up plan. It gives you the confidence to seize life’s possibilities
knowing you’ve made plans to secure your family’s financial
future ... just in case!
TPD insurance helps you modify your lifestyle and gives
you choices and options if you’re left without the ability
to work
What is business expenses
insurance?
Business expenses insurance is your financial back up plan for
your business.
It gives you confidence knowing that you’ve got a plan in place
to keep the business running if you’re unable to work.
Business expenses insurance covers your fixed business costs,
as a monthly reimbursement, so you can focus on your recovery
– and not your bills!
Your Needs, Your Solution, Your Protection.
Our Wealth Protection Specialist can help determine if your current protection is adequate for your position now and what
you intend to do in the future. They can also review the competitiveness of your current insurance.
Call us today on 1800 248 911
Important information
Investor Insured is a Corporate Authorised Representative, 340140 , of Professional Investment Services Pty Ltd ABN 11 074 608 558, AFSL 234951.
This material is provided as a brief overview and general information only. It does not take into account your individual objectives, financial situation or needs. You should assess the
appropriateness of any product before acting on this information having due regard to you own objectives, financial situation and needs. Before making a decision whether to acquire
insurance you should consider the Product Disclosure Statement at www.profinvest.com.au. This material is current as at May 2009 but may be subject to change.
Professional Investment Services Pty Ltd
HEAD OFFICE: Corporate Centre One, Cnr Bundall Road & Slatyer Avenue, BUNDALL QLD 4217
PH: (07) 5574 0244 FAX: (07) 5574 0180 EMAIL: info@profinvest.com.au
WEBSITE:http:/www.profinvest.com.au A.B.N. 11 074 608 558 Australian Financial Services Licence No. 234951
1800 248 911

12. 1800 248 911 insured
Protecting your greatest asset
PO Box 1130, Maroochydore QLD 4558