In a 3-sentence summary of the document: The document is a quarterly newsletter from Karvy Wealth that addresses readers' questions on various personal finance and investment topics. Questions covered include recommendations for equity sector funds with a 2-3 year timeframe, documents needed for a home loan application, the suitability of infrastructure funds for monthly investments over 5 years, tax treatment of pension income from government plans, tax filing requirements and exemptions for NRIs, claiming medical expenses on parents under section 80C, tax deductibility of gifts to family members, and an explanation of green bonds. The newsletter provides responses to these personal finance and tax-related queries from readers over the January-March 2016 period.

1. Karvy Wealth
League
ASK KARVY
(January-March 2016)

2. Considering my goal time frame is 2-3 years, which sector based equity
funds should I invest in?

3. Please advice on a checklist of property documents I can look up
while applying for a home loan.

4. Is it recommended to invest in infrastructure theme based mutual
funds scheme through monthly investment for 5 years?

5. Is the pension received from Varishtha Pension Bima Yojana and
other pension schemes tax free?

6. Being an NRI, do I enjoy the basic exemption limit while filing tax
returns for the financial year 2015-16?

7. Can I claim tax benefits under section 80C for monthly medical expenses
incurred on my parents medicines?

8. A few months back I gifted my father a car. Will its purchase price
be deducted from my taxable income?

9. Can you please explain what exactly are green bonds?

10. THANK YOU